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Gouverneur Bancorp, Inc./MD/ (GOVB) stock

GOVBOTCSavings Institutions, Not Federally CharteredFiscal year ends September 30
Financials through Q3 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 13, 2026Score 3/30
$20.93+0.07 (+0.34%)

Close on Oct 19, 2026Market cap $21.62MP/E 21.8Yield 0.76%

Gouverneur Bancorp, Inc./MD/ grew revenue 6.1% to $8.55M over the twelve months to Jun 30, 2026. Free cash flow was $764.00K, down 8.7% from a year earlier. At the latest close the market valued the company at $21.62M, 21.8 times its earnings.

Revenue
$8.55M
+6.1% vs. a year earlier
Free cash flow
$764.00K
-8.7% vs. a year earlier
EPS, diluted
$0.96
+57.4% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Jun 30, 2026

Valuation

Market cap
$21.62M
P/E ratio
21.8
Price to sales
2.53
Price to book
0.66
Dividend yield
0.76%
Free cash flow yield
3.53%

Fundamentals

Revenue
$8.55M
Net income
$981.00K
EPS, diluted
$0.96
Free cash flow
$764.00K
Book value per share
$31.70
Diluted shares
1M

Trading

Next earnings
Jan 27, 2027 (estimated, during market hours)
Previous close
$20.86
Open
$20.87
Day's range
$20.87 – $20.93
Volume
1,500
Average volume (20 days)
876

Market cap history

Month-end market cap since 2022, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Oct 19, 2026. The S&P 500 is measured by the SPY fund.

PeriodGOVBS&P 500DifferenceGOVB per yearS&P 500 per year
1 month-7.5%+0.6%−8.1 pts
3 months+5.5%+3.4%+2.1 pts
Year to date+20.2%+13.3%+6.9 pts
1 year+51.2%+16.6%+34.6 pts
3 years+309.0%+86.4%+222.7 pts+59.9%+23.1%
5 years+137.8%+81.9%+56.0 pts+18.9%+12.7%
10 years+77.9%+318.9%−241.0 pts+5.9%+15.4%

Five years at a glance

Fiscal years 2021 to 2025 and trailing twelve months, USD

Revenue

$8.55M+6.1% YoY

Net income

$981.00K+55.5% YoY

EPS, diluted

$0.96+57.4% YoY

Free cash flow

$764.00K-8.7% YoY
Reported periodTrailing twelve months

Press releases

Releases Gouverneur Bancorp filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About Gouverneur Bancorp

Savings Institutions, Not Federally Chartered

Gouverneur Bancorp, Inc. operates as the bank holding company for Gouverneur Savings and Loan Association, offering community banking services to individuals, families, businesses, and local municipalities. Its principal business involves originating one- to four-family residential real estate mortgage loans, alongside commercial real estate, construction, home equity, commercial, and consumer loans. Additionally, it offers various retail deposit products, such as checking, savings, money market, and retirement accounts. Through its subsidiary, GS&L Municipal Bank, the institution also accepts municipal deposits from the State of New York and local governments.

Company profile, executives and history

Gouverneur Bancorp stock: common questions

What is Gouverneur Bancorp's stock price?

GOVB closed at $20.93 on Oct 19, 2026, up 0.34% on the day.

What is Gouverneur Bancorp's market cap?

Gouverneur Bancorp was worth $21.62M at the close on Oct 19, 2026: the share price times the diluted shares outstanding.

What is GOVB's P/E ratio?

GOVB trades at 21.8 times earnings, based on diluted earnings per share of $0.96 over the twelve months to Jun 30, 2026.

How much revenue does Gouverneur Bancorp make?

Gouverneur Bancorp reported revenue of $8.55M for the twelve months to Jun 30, 2026, up 6.1% from a year earlier.

Does Gouverneur Bancorp pay a dividend?

Yes. Gouverneur Bancorp paid $0.16 per share over the last twelve months, a yield of 0.76% at the latest price.

When does Gouverneur Bancorp report earnings next?

Gouverneur Bancorp is expected to report Q1 FY2027 results on Jan 27, 2027, during market hours. The date is estimated from its past reporting pattern until the company confirms it.

How has GOVB stock performed over the past year?

Including dividends, GOVB returned +51.2% over the past year, against +16.6% for the S&P 500.

Who are Gouverneur Bancorp's competitors?

Companies most similar to Gouverneur Bancorp by business, industry and size include PFSB, EWSB, MBBC, VWFB, MSBB.

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