Chime Financial, Inc. (CHYM) stock
CHYMNasdaqFinance ServicesFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 12/30573% above fair value
$33.03−0.05 (-0.15%)
Close on Nov 12, 2026Market cap $12.50BP/E –Yield –
Chime Financial operating margin
Operating margin is operating income as a percentage of revenue.
Chime Financial's operating margin for the twelve months ending Sep 30, 2026 was 1.8%. For fiscal 2025 it was -47.6%, against -3.7% the year before.
Annual operating margin
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | -47.6% | −43.8 |
| FY2024 | Dec 31, 2024 | -3.7% | +14.7 |
| FY2023 | Dec 31, 2023 | -18.4% | – |
Quarterly operating margin
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| Q3 FY2026 | Sep 30, 2026 | 4.8% | +16.7 |
| Q2 FY2026 | Jun 30, 2026 | 3.2% | +179.4 |
| Q1 FY2026 | Mar 31, 2026 | 7.1% | +5.4 |
| Q4 FY2025 | Dec 31, 2025 | -9.0% | −3.3 |
| Q3 FY2025 | Sep 30, 2025 | -11.9% | −4.6 |
| Q2 FY2025 | Jun 30, 2025 | -176.2% | −173.8 |
| Q1 FY2025 | Mar 31, 2025 | 1.8% | – |
| Q4 FY2024 | Dec 31, 2024 | -5.7% | – |
| Q3 FY2024 | Sep 30, 2024 | -7.3% | – |
| Q2 FY2024 | Jun 30, 2024 | -2.5% | – |
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