Chime Financial, Inc. (CHYM) stock
Close on Nov 11, 2026Market cap $12.52BP/E –Yield –
Chime Financial, Inc. grew revenue 27.4% to $2.63B over the twelve months to Sep 30, 2026. Free cash flow was $418.09M, up 1240.4% from a year earlier. At the latest close the market valued the company at $12.52B.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $12.52B
- P/E ratio
- –
- Price to sales
- 4.76
- Price to book
- 8.12
- Dividend yield
- –
- Free cash flow yield
- 3.34%
Fundamentals
- Revenue
- $2.63B
- Net income
- $80.25M
- EPS, diluted
- -$4.27
- Free cash flow
- $418.09M
- Book value per share
- $3.85
- Diluted shares
- 400M
Trading
- Next earnings
- Feb 24, 2027 (estimated, after the close)
- Previous close
- $32.54
- Open
- $32.64
- Day's range
- $32.32 – $33.22
- Volume
- 3,461,255
- Average volume (20 days)
- 3,860,399
- Index membership
- Russell 1000 (since Jun 2026), Russell 3000
- 52-week range
- $15.88 – $35.55
- RSI (14 days)
- 68.9
- Volatility (1 year)
- 60.9%
- Relative volume
- 0.53×
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Index membership is inferred from the holdings of funds that track each index (IWB, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.
| Period | CHYM | S&P 500 | Difference | CHYM per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +10.0% | -2.4% | +12.4 pts | ||
| 3 months | +4.3% | -1.2% | +5.4 pts | ||
| Year to date | +31.4% | +12.3% | +19.1 pts | ||
| 1 year | +62.2% | +12.4% | +49.8 pts |
Four years at a glance
Fiscal years 2022 to 2025 and trailing twelve months, USD
Revenue
Gross profit
Operating income
Net income
EPS, diluted
Free cash flow
Press releases
Releases Chime Financial filed with the SEC as exhibits to Form 8-K or 6-K
- Results
- Update
- Results
- Results
- Results
- Results
About Chime Financial
Finance Services
Chime provides mobile-first consumer financial services through partnerships with FDIC-insured banks. Its platform offers members fee-free checking accounts, linked debit cards, automatic high-yield savings accounts, and secured credit-builder cards to establish credit history. The company also delivers liquidity and cash-management solutions, including early direct-deposit access, fee-free overdraft coverage, and short-term advances on earned wages. Additionally, it offers peer-to-peer money transfers, tax preparation features, and an enterprise employee-benefits program. Chime primarily serves everyday American consumers earning up to $100,000 annually, as well as enterprise employers looking to offer financial wellness benefits to their workforces.
Company profile, executives and historyChime Financial stock: common questions
What is Chime Financial's stock price?
CHYM closed at $33.08 on Nov 11, 2026, up 1.66% on the day. Over the past 52 weeks it traded between $15.88 and $35.55.
What is Chime Financial's market cap?
Chime Financial was worth $12.52B at the close on Nov 11, 2026: the share price times the diluted shares outstanding.
What is CHYM's P/E ratio?
Chime Financial lost money over fiscal 2025 (diluted EPS -$4.27), so it has no meaningful P/E ratio.
How much revenue does Chime Financial make?
Chime Financial reported revenue of $2.63B for the twelve months to Sep 30, 2026, up 27.4% from a year earlier.
Does Chime Financial pay a dividend?
No. Chime Financial has not paid a cash dividend over the last twelve months.
When does Chime Financial report earnings next?
Chime Financial is expected to report Q4 FY2026 results on Feb 24, 2027, after the close. The date is estimated from its past reporting pattern until the company confirms it.
How has CHYM stock performed over the past year?
Including dividends, CHYM returned +62.2% over the past year, against +12.4% for the S&P 500.
How many CHYM shares are sold short?
24M shares were sold short at the latest FINRA report, 9.06% of the float, or 9.3 days of average trading volume.
Who are Chime Financial's competitors?
Companies most similar to Chime Financial by business, industry and size include GDOT, SOFI, OPRT, OPFI, CRCL.
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