Capital City Bank Group Inc (CCBG) stock
CCBGNasdaqState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 30, 2026Score 12/3015% above fair value
$51.00−0.09 (-0.18%)
Close on Nov 13, 2026Market cap $872.90MP/E 13.9Yield 1.96%
Capital City Bank statistics
96 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 26, 2027 (estimated, during market hours)
- Last ex-dividend date
- Sep 8, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 13, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.80
- 1.52
- P/OCF Ratio
- 11.89
- 9.82
Enterprise valuationIndustry
- EV / Sales
- 1.96
- 2.95
- EV / FCF
- 8.17
- 8.49
Share statisticsIndustry
- Shares Change (YoY)
- 0.50%
- 0.33%
- Shares Change (QoQ)
- 0.01%
- 0.00%
- Float
- 14M
- 17M
- Shares Held by Insiders
- 20.0%
- 6.05%
- Shares Held by Institutions
- 52.4%
- 61.3%
Short sellingIndustry
- Short Interest
- 527,718
- –
- Short Interest Change
- -2.93%
- -4.13%
- Short % of Float
- 3.85%
- 3.58%
- Short % of Shares Outstanding
- 3.08%
- 3.18%
- Days to Cover
- 6.79
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $53.60
- –
- 52-Week Low
- $39.24
- –
- 20-Day Moving Average
- $50.76
- –
- 50-Day Moving Average
- $50.02
- –
- 200-Day Moving Average
- $47.60
- –
- Average True Range (14)
- $1.07
- –
- Price Change (1 Week)
- 1.37%
- 0.69%
- Price Change (1 Month)
- 4.34%
- 3.79%
- Price Change (3 Months)
- -1.87%
- -2.72%
- Price Change (6 Months)
- 12.2%
- 12.2%
- Price Change (YTD)
- 19.8%
- 19.9%
- Price Change (1 Year)
- 24.7%
- 25.7%
- Price Change (3 Years)
- 72.9%
- 65.1%
- Price Change (5 Years)
- 80.1%
- 26.9%
- Price Change (10 Years)
- 203.8%
- 66.8%
- Average Volume (10 Days)
- 78,075
- –
- Average Volume (20 Days)
- 79,644
- –
- Average Volume (90 Days)
- 78,523
- –
- Relative Volume
- 0.64
- 0.68
- Relative Strength Index (14)
- 54.0
- 53.1
- Volatility (1 Year)
- 21.8%
- 24.4%
- Beta (5 Years)
- 0.46
- 0.63
MarginsIndustry
- Pretax Margin
- 32.4%
- 37.0%
- FCF Margin
- 24.0%
- 33.9%
Returns on capitalIndustry
- Return on Equity (ROE)
- 11.3%
- 10.7%
- Return on Assets (ROA)
- 1.44%
- 1.16%
Financial positionIndustry
- Debt / Equity
- 0.07
- 0.21
- Debt / FCF
- 0.64
- 1.48
GrowthIndustry
- Revenue Growth (YoY)
- 2.00%
- 11.7%
- Net Income Growth (YoY)
- 2.95%
- 22.6%
- EPS Growth (YoY)
- 2.52%
- 21.6%
- FCF Growth (YoY)
- -22.6%
- 27.2%
- Revenue Growth (3Y CAGR)
- 8.26%
- 5.82%
- Revenue Growth (5Y CAGR)
- 3.63%
- 6.17%
- EPS Growth (3Y CAGR)
- 22.3%
- 1.31%
- EPS Growth (5Y CAGR)
- 13.9%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.06
- 0.04
- Revenue Per Employee
- $283.15K
- $358.92K
- Profits Per Employee
- $69.56K
- $110.51K
- Employee Count
- 902
- 492
- WACC
- 7.51%
- 8.13%
Income statement (TTM)Industry
- Pretax Income
- $82.68M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- $372.75M
- $165.09M
- Net Cash Per Share
- $21.78
- $8.07
- Equity (Book Value)
- $573.86M
- $570.13M
- Book Value Per Share
- $33.53
- $28.12
- Tangible Book Value
- $484.77M
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$12.19M
- -$4.24M
- FCF Per Share
- $3.58
- $3.37
Dividends and yieldsIndustry
- Earnings Yield
- 7.19%
- 8.29%
- FCF Yield
- 7.01%
- 9.18%
- Dividend Yield
- 1.96%
- 2.44%
- Buyback Yield
- 0.15%
- 1.82%
- Shareholder Yield
- 2.11%
- 3.26%
- Dividend Per Share
- $1.00
- $0.92
- Dividend Growth (YoY)
- 13.6%
- 4.26%
- Years of Dividend Growth
- 11
- 2
- Payout Ratio
- 29.2%
- 28.5%
- FCF Payout Ratio
- 29.9%
- 24.8%
Taxes and interestIndustry
- Income Tax
- $19.94M
- $16.14M
- Effective Tax Rate
- 24.1%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $52.55
- $45.07
- Graham Upside
- 3.03%
- 18.8%
- Altman Z-Score
- 0.37
- 0.22
- Piotroski F-Score
- 6
- 6
- Lynch Fair Value
- $50.78
- –
- Lynch Upside
- -0.43%
- -0.43%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | CCBG | S&P 500 | Difference | CCBG per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +5.9% | -3.0% | +8.9 pts | ||
| 3 months | -2.3% | -2.8% | +0.5 pts | ||
| Year to date | +21.9% | +11.5% | +10.4 pts | ||
| 1 year | +27.8% | +13.5% | +14.3 pts | ||
| 3 years | +93.2% | +77.7% | +15.5 pts | +24.5% | +21.1% |
| 5 years | +103.8% | +72.6% | +31.2 pts | +15.3% | +11.5% |
| 10 years | +273.7% | +308.2% | −34.5 pts | +14.1% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
1M CCBG shares were sold short on Oct 30, 2026, down 2.9% from the previous report, or 3.85% of the shares available to trade. At recent volumes it would take 6.8 days to buy them back. Over the last 20 sessions, 63.2% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 527,718 | -2.9% | 77,762 | 6.8 |
| Oct 15, 2026 | 543,656 | -4.3% | 78,023 | 7.0 |
| Sep 30, 2026 | 567,864 | -6.0% | 86,681 | 6.5 |
| Sep 15, 2026 | 603,877 | +7.8% | 65,028 | 9.3 |
| Aug 31, 2026 | 559,992 | -3.8% | 61,333 | 9.1 |
| Aug 14, 2026 | 582,375 | +2.0% | 71,123 | 8.2 |
| Jul 31, 2026 | 571,029 | -7.8% | 96,710 | 5.9 |
| Jul 15, 2026 | 619,239 | +3.6% | 74,511 | 8.3 |
| Jun 30, 2026 | 597,879 | +45.4% | 160,718 | 3.7 |
| Jun 15, 2026 | 411,335 | +9.0% | 77,151 | 5.3 |
| May 29, 2026 | 377,543 | +25.2% | 79,936 | 4.7 |
| May 15, 2026 | 301,660 | -6.1% | 60,208 | 5.0 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
See a number that looks wrong?