Capital City Bank vs FB Financial
CCBG and FBK side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How CCBG and FBK compare
FB Financial is the larger company, worth 3.1 times as much as Capital City Bank ($2.7B against $873M).
On earnings, FB Financial is cheaper: it trades at 12.1× trailing earnings, against 13.9× for Capital City Bank.
FB Financial grew revenue faster over the last twelve months (36.8% versus 2.0% for Capital City Bank).
FB Financial keeps more of each dollar of sales as profit, with a net margin of 33.3% compared with 24.6% at Capital City Bank.
Both pay dividends: Capital City Bank yields 2.1% and FB Financial 1.2%.
FB Financial scores higher on the StockData Score (17 against 12 for Capital City Bank), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | CCBG | FBK |
|---|---|---|
| Size and price | ||
| Market cap | $873M | $2.7B |
| Share price | $51.00 | $54.63 |
| Change, 1 year | 24.7% | −0.98% |
| Change, 5 years | 84.1% | 18.5% |
| Beta (5Y) | 0.46 | 0.84 |
| Employees | 902 | 1,594 |
| StockData Score | ||
| Total score | 12 | 17 (better) |
| Valuation score | 1 | 2 (better) |
| Growth score | 1 | 2 (better) |
| Performance score | 3 | 5 (better) |
| Health score | 3 | 5 (better) |
| Dividend score | 4 (better) | 3 |
| Valuation | ||
| P/E | 13.9× | 12.1× (better) |
| P/S | 3.4× (better) | 3.9× |
| P/B | 1.5× | 1.4× (better) |
| P/FCF | 14.3× (better) | 15.8× |
| PEG | 0.63 | – |
| FCF yield | 7.0% (better) | 6.3% |
| Fair value | $44.29 | $55.89 |
| Margin of safety | −15.1% | 2.2% (better) |
| Growth | ||
| Revenue growth (TTM) | 2.0% | 36.8% (better) |
| Revenue growth, 5Y average | 3.6% (better) | −0.27% |
| Net income growth (TTM) | 2.9% | 125% (better) |
| EPS growth (TTM) | 2.5% | 110% (better) |
| EPS growth, 5Y average | 13.9% (better) | 8.0% |
| Profitability | ||
| Net margin | 24.6% | 33.3% (better) |
| FCF margin | 24.0% | 24.6% (better) |
| Return on equity | 11.3% | 11.9% (better) |
| Financial health | ||
| Debt / equity | 0.07 | – |
| Altman Z-score | 0.37 (better) | 0.23 |
| Piotroski F-score | 6 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 2.1% (better) | 1.2% |
| Payout ratio | 29.2% | 18.1% |
| Years of dividend growth | 11 (better) | 7 |
| Dividend growth, 5Y average | 11.9% | 16.1% (better) |
| Buyback yield | 0.15% | 8.1% (better) |
| Shareholder yield | 2.2% | 9.3% (better) |
| Ownership | ||
| Held by institutions | 52.4% | 81.2% |
| Held by insiders | 20.0% | 24.3% |
| Insider net buying, 12 months | −$258K | $542K (better) |
| Short interest, % of float | 3.9% | 6.9% |
Go deeper
- CCBG stock overview
- CCBG income statement
- CCBG valuation and score
- FBK stock overview
- FBK income statement
- FBK valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.