CCBGNasdaqState Commercial BanksFiscal year ends December 31
CAPITAL CITY BANK GROUP INC
Financials through Q1 FY2026, quarter ended Mar 31, 2026Last filing: 10-Q on Jul 29, 2026
$48.63−0.45 (-0.92%)
Close on Oct 19, 2026
- Market cap
- $833.81K
- P/E (TTM)
- 13.8
- Dividend yield
- 2.06%
Capital City Bank statistics
Financials through Mar 31, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | Capital City Bank | Industry median |
|---|---|---|
| Market Cap | $832.22M | $679.86M |
| Enterprise Value | $376.53M | $418.07M |
| PE Ratio | 13.78 | 12.00 |
| PS Ratio | 3.26 | 3.62 |
| PB Ratio | 1.49 | 1.18 |
| P/TBV Ratio | 1.77 | 1.42 |
| P/FCF Ratio | 11.07 | 10.93 |
| P/OCF Ratio | 10.19 | 10.04 |
Enterprise value
| Measure | Capital City Bank | Industry median |
|---|---|---|
| EV / Sales | 1.47 | 2.78 |
| EV / FCF | 5.01 | 8.40 |
Income (trailing twelve months)
| Measure | Capital City Bank | Industry median |
|---|---|---|
| Revenue | $255.30M | $170.85M |
| Pretax Income | $80.40M | $70.12M |
| Net Income | $60.52M | $54.33M |
| EPS (Diluted) | $3.53 | $2.90 |
Margins
| Measure | Capital City Bank | Industry median |
|---|---|---|
| Pretax Margin | 31.5% | 36.4% |
| Profit Margin | 23.7% | 29.1% |
| FCF Margin | 29.5% | 33.0% |
Returns
| Measure | Capital City Bank | Industry median |
|---|---|---|
| Return on Equity (ROE) | 11.3% | 10.5% |
| Return on Assets (ROA) | 1.36% | 1.12% |
Growth
| Measure | Capital City Bank | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 6.41% | 11.8% |
| Net Income Growth (YoY) | 5.77% | 23.1% |
| EPS Growth (YoY) | 5.06% | 22.7% |
| FCF Growth (YoY) | 21.4% | 27.1% |
| Revenue Growth (3Y CAGR) | 8.26% | 5.82% |
| Revenue Growth (5Y CAGR) | 3.63% | 6.17% |
| EPS Growth (3Y CAGR) | 22.3% | 1.26% |
| EPS Growth (5Y CAGR) | 13.9% | 8.24% |
Balance sheet
| Measure | Capital City Bank | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $488.97M | $205.54M |
| Total Debt | $33.28M | $177.19M |
| Net Cash (Debt) | $455.69M | $164.40M |
| Net Cash Per Share | $26.63 | $8.13 |
| Equity (Book Value) | $559.91M | $560.44M |
| Book Value Per Share | $32.72 | $28.47 |
| Tangible Book Value | $470.82M | $472.29M |
Financial position
| Measure | Capital City Bank | Industry median |
|---|---|---|
| Debt / Equity | 0.06 | 0.20 |
| Debt / FCF | 0.44 | 1.81 |
Cash flow (trailing twelve months)
| Measure | Capital City Bank | Industry median |
|---|---|---|
| Operating Cash Flow | $81.68M | $61.20M |
| Capital Expenditures | -$6.49M | -$4.02M |
| Free Cash Flow | $75.20M | $52.43M |
| FCF Per Share | $4.39 | $3.07 |
Efficiency
| Measure | Capital City Bank | Industry median |
|---|---|---|
| Asset Turnover | 0.06 | 0.04 |
| Revenue Per Employee | $283.04K | $357.09K |
| Profits Per Employee | $67.09K | $107.23K |
| Employee Count | 902 | 528 |
Dividends and yields
| Measure | Capital City Bank | Industry median |
|---|---|---|
| Earnings Yield | 7.27% | 8.07% |
| FCF Yield | 9.04% | 8.89% |
| Dividend Yield | 2.06% | 2.48% |
| Buyback Yield | 0.18% | 1.52% |
| Shareholder Yield | 2.23% | 3.13% |
| Dividend Per Share | $1.00 | $0.93 |
| Dividend Growth (YoY) | 13.6% | 4.26% |
| Years of Dividend Growth | 11 | 2 |
| Payout Ratio | 29.1% | 29.4% |
| FCF Payout Ratio | 23.4% | 26.0% |
Shares
| Measure | Capital City Bank | Industry median |
|---|---|---|
| Shares Outstanding | 17,113,300 | 18,910,300 |
| Shares Change (YoY) | 0.87% | 0.39% |
| Shares Change (QoQ) | 0.08% | 0.00% |
| Float | 13,695,200 | 16,895,350 |
| Shares Held by Insiders | 20.0% | 5.92% |
| Shares Held by Institutions | 52.4% | 61.9% |
Taxes
| Measure | Capital City Bank | Industry median |
|---|---|---|
| Income Tax | $19.88M | $14.50M |
| Effective Tax Rate | 24.7% | 21.1% |
Scores
| Measure | Capital City Bank | Industry median |
|---|---|---|
| Graham Number | $50.98 | $45.31 |
| Graham Upside | 4.83% | 21.6% |
| Altman Z-Score | 0.35 | 0.21 |
| Piotroski F-Score | 6 | 6 |
Calculated by StockData from Capital City Bank's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.