Bank First Corp (BFC) stock
BFCNasdaqNational Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 6, 2026Score 13/3036% above fair value
$150.04−0.42 (-0.28%)
Close on Nov 12, 2026Market cap $1.66BP/E 18.8Yield 3.53%
Bank First statistics
91 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 21, 2027 (estimated, during market hours)
- Last ex-dividend date
- Dec 23, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 11, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 3.08
- 1.52
- P/OCF Ratio
- 23.70
- 9.79
Enterprise valuationIndustry
- EV / Sales
- 6.09
- 2.94
- EV / FCF
- 25.92
- 8.57
Share statisticsIndustry
- Shares Change (YoY)
- 8.91%
- 0.35%
- Shares Change (QoQ)
- 0.03%
- 0.00%
- Float
- 11M
- 17M
- Shares Held by Insiders
- 4.61%
- 6.05%
- Shares Held by Institutions
- 37.7%
- 61.3%
Short sellingIndustry
- Short Interest
- 625,824
- –
- Short Interest Change
- -2.10%
- -4.13%
- Short % of Float
- 5.92%
- 3.58%
- Short % of Shares Outstanding
- 5.65%
- 3.18%
- Days to Cover
- 6.56
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $159.09
- –
- 52-Week Low
- $119.08
- –
- 20-Day Moving Average
- $148.22
- –
- 50-Day Moving Average
- $149.93
- –
- 200-Day Moving Average
- $145.73
- –
- Average True Range (14)
- $3.87
- –
- Price Change (1 Week)
- 0.57%
- -1.47%
- Price Change (1 Month)
- 2.77%
- 4.46%
- Price Change (3 Months)
- -5.02%
- -3.23%
- Price Change (6 Months)
- 4.82%
- 11.7%
- Price Change (YTD)
- 23.5%
- 19.9%
- Price Change (1 Year)
- 20.9%
- 26.3%
- Price Change (3 Years)
- 84.3%
- 77.4%
- Price Change (5 Years)
- 104.2%
- 26.4%
- Price Change (10 Years)
- 399.9%
- 68.6%
- Average Volume (10 Days)
- 85,709
- –
- Average Volume (20 Days)
- 87,129
- –
- Average Volume (90 Days)
- 80,027
- –
- Relative Volume
- 0.71
- 0.63
- Relative Strength Index (14)
- 53.5
- 53.3
- Volatility (1 Year)
- 23.2%
- 24.4%
- Beta (5 Years)
- 0.51
- 0.63
MarginsIndustry
- Pretax Margin
- 45.2%
- 36.9%
- FCF Margin
- 23.5%
- 33.8%
Returns on capitalIndustry
- Return on Equity (ROE)
- 11.9%
- 10.8%
- Return on Assets (ROA)
- 1.68%
- 1.16%
GrowthIndustry
- Revenue Growth (YoY)
- 41.4%
- 11.8%
- Net Income Growth (YoY)
- 23.0%
- 23.2%
- EPS Growth (YoY)
- 12.5%
- 21.9%
- FCF Growth (YoY)
- 7.72%
- 27.5%
- Revenue Growth (3Y CAGR)
- 12.0%
- 5.82%
- Revenue Growth (5Y CAGR)
- 10.5%
- 6.17%
- EPS Growth (3Y CAGR)
- 9.02%
- 1.31%
- EPS Growth (5Y CAGR)
- 7.36%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.05
- 0.04
- Revenue Per Employee
- $629.04K
- $360.35K
- Profits Per Employee
- $228.63K
- $110.51K
- Employee Count
- 380
- 492
- WACC
- 7.45%
- 7.91%
Income statement (TTM)Industry
- Pretax Income
- $108.14M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- $212.22M
- $166.15M
- Net Cash Per Share
- $19.14
- $8.19
- Equity (Book Value)
- $826.44M
- $570.13M
- Book Value Per Share
- $74.55
- $28.22
- Tangible Book Value
- $541.22M
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$14.24M
- -$4.27M
- FCF Per Share
- $5.07
- $3.33
Dividends and yieldsIndustry
- Earnings Yield
- 5.21%
- 8.29%
- FCF Yield
- 3.37%
- 9.17%
- Dividend Yield
- 3.52%
- 2.45%
- Buyback Yield
- 1.41%
- 1.79%
- Shareholder Yield
- 4.93%
- 3.21%
- Dividend Per Share
- $5.30
- $0.92
- Dividend Growth (YoY)
- 241.9%
- 4.26%
- Years of Dividend Growth
- 3
- 2
Taxes and interestIndustry
- Income Tax
- $21.26M
- $16.14M
- Effective Tax Rate
- 19.7%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $115.84
- $45.31
- Graham Upside
- -23.0%
- 18.6%
- Altman Z-Score
- 0.35
- 0.22
- Piotroski F-Score
- 6
- 6
- Lynch Fair Value
- $58.85
- –
- Lynch Upside
- -60.9%
- -0.72%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | BFC | S&P 500 | Difference | BFC per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +1.9% | -2.7% | +4.6 pts | ||
| 3 months | -4.0% | -1.7% | −2.3 pts | ||
| Year to date | +24.6% | +11.9% | +12.7 pts | ||
| 1 year | +21.7% | +12.0% | +9.7 pts | ||
| 3 years | +98.2% | +78.2% | +20.1 pts | +25.6% | +21.2% |
| 5 years | +126.0% | +73.2% | +52.7 pts | +17.7% | +11.6% |
| 10 years | +495.6% | +309.6% | +186.0 pts | +19.5% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
1M BFC shares were sold short on Oct 30, 2026, down 2.1% from the previous report, or 5.92% of the shares available to trade. At recent volumes it would take 6.6 days to buy them back. Over the last 20 sessions, 66.1% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 625,824 | -2.1% | 95,449 | 6.6 |
| Oct 15, 2026 | 639,236 | -4.2% | 60,354 | 10.6 |
| Sep 30, 2026 | 667,073 | +2.3% | 69,636 | 9.6 |
| Sep 15, 2026 | 652,284 | +4.8% | 69,301 | 9.4 |
| Aug 31, 2026 | 622,595 | +0.1% | 78,019 | 8.0 |
| Aug 14, 2026 | 621,747 | -3.3% | 62,205 | 10.0 |
| Jul 31, 2026 | 642,658 | +5.4% | 112,974 | 5.7 |
| Jul 15, 2026 | 610,009 | +2.4% | 86,382 | 7.1 |
| Jun 30, 2026 | 595,904 | +13.8% | 109,078 | 5.5 |
| Jun 15, 2026 | 523,614 | +7.0% | 96,184 | 5.4 |
| May 29, 2026 | 489,438 | +37.5% | 118,124 | 4.1 |
| May 15, 2026 | 355,971 | -6.0% | 79,092 | 4.5 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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