BFCNasdaqNational Commercial BanksFiscal year ends December 31
Bank First Corp
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$146.01−1.69 (-1.14%)
Close on Oct 19, 2026
- Market cap
- $1.62B
- P/E (TTM)
- 19.0
- Dividend yield
- 3.63%
Bank First statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of National Commercial Banks companies for comparison
Valuation
| Measure | Bank First | Industry median |
|---|---|---|
| Market Cap | $1.62B | $679.86M |
| Enterprise Value | $1.35B | $418.07M |
| PE Ratio | 19.01 | 12.00 |
| PS Ratio | 7.43 | 3.62 |
| PB Ratio | 1.98 | 1.18 |
| P/TBV Ratio | 3.05 | 1.42 |
| P/FCF Ratio | 38.01 | 10.93 |
| P/OCF Ratio | 28.27 | 10.04 |
Enterprise value
| Measure | Bank First | Industry median |
|---|---|---|
| EV / Sales | 6.20 | 2.78 |
| EV / FCF | 31.75 | 8.40 |
Income (trailing twelve months)
| Measure | Bank First | Industry median |
|---|---|---|
| Revenue | $217.91M | $170.85M |
| Pretax Income | $100.71M | $70.12M |
| Net Income | $81.06M | $54.33M |
| EPS (Diluted) | $7.68 | $2.90 |
Margins
| Measure | Bank First | Industry median |
|---|---|---|
| Pretax Margin | 46.2% | 36.4% |
| Profit Margin | 37.2% | 29.1% |
| FCF Margin | 19.5% | 33.0% |
Returns
| Measure | Bank First | Industry median |
|---|---|---|
| Return on Equity (ROE) | 11.3% | 10.5% |
| Return on Assets (ROA) | 1.57% | 1.12% |
Growth
| Measure | Bank First | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 31.6% | 11.8% |
| Net Income Growth (YoY) | 17.1% | 23.1% |
| EPS Growth (YoY) | 10.8% | 22.7% |
| FCF Growth (YoY) | -24.8% | 27.1% |
| Revenue Growth (3Y CAGR) | 12.0% | 5.82% |
| Revenue Growth (5Y CAGR) | 10.5% | 6.17% |
| EPS Growth (3Y CAGR) | 9.02% | 1.26% |
| EPS Growth (5Y CAGR) | 7.36% | 8.24% |
Balance sheet
| Measure | Bank First | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $266.52M | $205.54M |
| Net Cash (Debt) | $266.52M | $164.40M |
| Net Cash Per Share | $24.04 | $8.13 |
| Equity (Book Value) | $819.31M | $560.44M |
| Book Value Per Share | $73.91 | $28.47 |
| Tangible Book Value | $530.97M | $472.29M |
Cash flow (trailing twelve months)
| Measure | Bank First | Industry median |
|---|---|---|
| Operating Cash Flow | $57.25M | $61.20M |
| Capital Expenditures | -$14.67M | -$4.02M |
| Free Cash Flow | $42.58M | $52.43M |
| FCF Per Share | $3.84 | $3.07 |
Efficiency
| Measure | Bank First | Industry median |
|---|---|---|
| Asset Turnover | 0.04 | 0.04 |
| Revenue Per Employee | $573.46K | $357.09K |
| Profits Per Employee | $213.31K | $107.23K |
| Employee Count | 380 | 528 |
Dividends and yields
| Measure | Bank First | Industry median |
|---|---|---|
| Earnings Yield | 5.01% | 8.07% |
| FCF Yield | 2.63% | 8.89% |
| Dividend Yield | 3.63% | 2.48% |
| Buyback Yield | 1.43% | 1.52% |
| Shareholder Yield | 5.06% | 3.13% |
| Dividend Per Share | $5.30 | $0.93 |
| Dividend Growth (YoY) | 241.9% | 4.26% |
| Years of Dividend Growth | 3 | 2 |
Shares
| Measure | Bank First | Industry median |
|---|---|---|
| Shares Outstanding | 11,085,600 | 18,910,300 |
| Shares Change (YoY) | 5.31% | 0.39% |
| Shares Change (QoQ) | -1.28% | 0.00% |
| Float | 10,574,900 | 16,895,350 |
| Shares Held by Insiders | 4.61% | 5.92% |
| Shares Held by Institutions | 37.7% | 61.9% |
Taxes
| Measure | Bank First | Industry median |
|---|---|---|
| Income Tax | $19.65M | $14.50M |
| Effective Tax Rate | 19.5% | 21.1% |
Scores
| Measure | Bank First | Industry median |
|---|---|---|
| Graham Number | $113.01 | $45.31 |
| Graham Upside | -22.6% | 21.6% |
| Altman Z-Score | 0.33 | 0.21 |
| Piotroski F-Score | 6 | 6 |
Calculated by StockData from Bank First's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.