Carter Bankshares, Inc. (CARE) stock
Close on Nov 12, 2026Market cap $644.97MP/E 4.9Yield –
Carter Bankshares, Inc. grew revenue 76.9% to $261.63M over the twelve months to Sep 30, 2026. Free cash flow was $48.48M, up 55.7% from a year earlier. At the latest close the market valued the company at $644.97M, 4.9 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $644.97M
- P/E ratio
- 4.9
- Price to sales
- 2.47
- Price to book
- 1.22
- Dividend yield
- –
- Free cash flow yield
- 7.52%
Fundamentals
- Revenue
- $261.63M
- Net income
- $130.91M
- EPS, diluted
- $5.92
- Free cash flow
- $48.48M
- Book value per share
- $24.17
- Diluted shares
- 22M
Trading
- Next earnings
- Jan 28, 2027 (estimated, before the open)
- Previous close
- $29.22
- Open
- $29.31
- Day's range
- $28.98 – $29.56
- Volume
- 113,630
- Average volume (20 days)
- 189,260
- Index membership
- Russell 2000, Russell 3000
- Beta (5 years)
- 0.60
- 52-week range
- $16.86 – $36.06
- RSI (14 days)
- 44.3
- Volatility (1 year)
- 25.4%
- Relative volume
- 0.39×
- WACC
- 7.9%
On 3 of our idea lists: Undervalued and financially sound, Small-cap growth, Institutions accumulating
Index membership is inferred from the holdings of funds that track each index (IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Market cap history
Month-end market cap since 2021, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | CARE | S&P 500 | Difference | CARE per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -3.6% | -2.7% | −0.9 pts | ||
| 3 months | -9.7% | -1.7% | −8.0 pts | ||
| Year to date | +49.6% | +11.9% | +37.7 pts | ||
| 1 year | +67.2% | +12.0% | +55.3 pts | ||
| 3 years | +149.6% | +78.2% | +71.4 pts | +35.6% | +21.2% |
| 5 years | +83.8% | +73.2% | +10.5 pts | +12.9% | +11.6% |
| 10 years | +136.0% | +309.6% | −173.7 pts | +9.0% | +15.1% |
Eight years at a glance
Fiscal years 2018 to 2025 and trailing twelve months, USD
Revenue
Net income
EPS, diluted
Free cash flow
Press releases
Releases Carter Bankshares filed with the SEC as exhibits to Form 8-K or 6-K
- Update
- News
- Results
- News
- Update
- News
About Carter Bankshares
National Commercial Banks
Carter Bankshares, Inc. operates as a financial holding company providing commercial and consumer banking services through its subsidiary, Carter Bank & Trust. Its commercial offerings include secured and unsecured loans, real estate financing, construction and acquisition lending, and commercial and industrial loans, alongside treasury and cash management services. For retail clients, the company delivers deposit solutions such as checking, savings, retirement, money market, and certificate of deposit accounts. It also extends residential mortgages, personal loans, vehicle financing, credit cards, digital banking tools, and title insurance products.
Company profile, executives and historyCarter Bankshares stock: common questions
What is Carter Bankshares's stock price?
CARE closed at $29.10 on Nov 12, 2026, down 0.41% on the day. Over the past 52 weeks it traded between $16.86 and $36.06.
What is Carter Bankshares's market cap?
Carter Bankshares was worth $644.97M at the close on Nov 12, 2026: the share price times the diluted shares outstanding.
What is CARE's P/E ratio?
CARE trades at 4.9 times earnings, based on diluted earnings per share of $5.92 over the twelve months to Sep 30, 2026.
How much revenue does Carter Bankshares make?
Carter Bankshares reported revenue of $261.63M for the twelve months to Sep 30, 2026, up 76.9% from a year earlier.
Does Carter Bankshares pay a dividend?
No. Carter Bankshares has not paid a cash dividend over the last twelve months.
When does Carter Bankshares report earnings next?
Carter Bankshares is expected to report Q4 FY2026 results on Jan 28, 2027, before the open. The date is estimated from its past reporting pattern until the company confirms it.
How has CARE stock performed over the past year?
Including dividends, CARE returned +67.2% over the past year, against +12.0% for the S&P 500.
How many CARE shares are sold short?
2M shares were sold short at the latest FINRA report, 11.36% of the float, or 14.6 days of average trading volume.
Who are Carter Bankshares's competitors?
Companies most similar to Carter Bankshares by business, industry and size include CHCO, BHRB, FULT, CBNK, BFC.
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