Beacon Financial Corp (BBT) stock
BBTNYSESavings Institutions, Not Federally CharteredFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 9, 2026Score 14/3016% below fair value
$30.68−0.26 (-0.84%)
Close on Nov 12, 2026Market cap $2.57BP/E 11.4Yield 2.37%
Beacon Financial statistics
79 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 27, 2027 (estimated, during market hours)
- Last ex-dividend date
- Aug 14, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 12, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.29
- 1.52
- P/OCF Ratio
- 8.11
- 9.78
Enterprise valuationIndustry
- EV / Sales
- 2.04
- 2.95
Share statisticsIndustry
- Shares Change (YoY)
- -5.83%
- 0.35%
- Float
- 82M
- 17M
- Shares Held by Insiders
- 1.59%
- 6.05%
- Shares Held by Institutions
- 92.0%
- 61.3%
Short sellingIndustry
- Short Interest
- 4M
- –
- Short Interest Change
- -10.8%
- -4.13%
- Short % of Float
- 5.32%
- 3.58%
- Short % of Shares Outstanding
- 5.23%
- 3.18%
- Days to Cover
- 3.65
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $32.83
- –
- 52-Week Low
- $24.11
- –
- 20-Day Moving Average
- $30.11
- –
- 50-Day Moving Average
- $29.50
- –
- 200-Day Moving Average
- $30.06
- –
- Average True Range (14)
- $0.81
- –
- Price Change (1 Week)
- 0.26%
- 0.51%
- Price Change (1 Month)
- 13.3%
- 4.83%
- Price Change (3 Months)
- -4.33%
- -3.58%
- Price Change (6 Months)
- 8.07%
- 10.8%
- Price Change (YTD)
- 16.3%
- 19.6%
- Price Change (1 Year)
- 17.8%
- 25.4%
- Price Change (3 Years)
- 50.9%
- 76.7%
- Price Change (5 Years)
- 11.2%
- 26.5%
- Price Change (10 Years)
- -4.13%
- 67.0%
- Average Volume (10 Days)
- 940,606
- –
- Average Volume (20 Days)
- 1M
- –
- Average Volume (90 Days)
- 931,105
- –
- Relative Volume
- 0.68
- 0.67
- Relative Strength Index (14)
- 57.2
- 52.6
- Volatility (1 Year)
- 26.8%
- 24.4%
- Beta (5 Years)
- 0.75
- 0.63
MarginsIndustry
- Pretax Margin
- 35.1%
- 36.9%
Returns on capitalIndustry
- Return on Equity (ROE)
- 9.04%
- 10.8%
- Return on Assets (ROA)
- 1.01%
- 1.16%
GrowthIndustry
- Revenue Growth (YoY)
- 85.6%
- 11.8%
- Net Income Growth (YoY)
- 313.6%
- 22.7%
- EPS Growth (YoY)
- 341.0%
- 21.6%
- Revenue Growth (3Y CAGR)
- -58.3%
- 5.82%
- Revenue Growth (5Y CAGR)
- -39.9%
- 6.17%
- EPS Growth (3Y CAGR)
- -20.1%
- 1.31%
EfficiencyIndustry
- Asset Turnover
- 0.04
- 0.04
- Revenue Per Employee
- $447.63K
- $359.04K
- Profits Per Employee
- $114.19K
- $110.51K
- Employee Count
- 1,972
- 492
- WACC
- 8.65%
- 7.91%
Income statement (TTM)Industry
- Pretax Income
- $309.69M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- $771.35M
- $166.15M
- Net Cash Per Share
- $9.20
- $8.19
- Equity (Book Value)
- $2.52B
- $570.13M
- Book Value Per Share
- $30.06
- $28.22
- Tangible Book Value
- $2.00B
- $478.27M
Cash flow (TTM)Industry
Dividends and yieldsIndustry
- Earnings Yield
- 8.76%
- 8.32%
- Dividend Yield
- 2.37%
- 2.44%
- Shareholder Yield
- 2.37%
- 3.22%
- Dividend Per Share
- $0.73
- $0.92
- Dividend Growth (YoY)
- 34.8%
- 4.26%
- Years of Dividend Growth
- 1
- 2
- Payout Ratio
- 48.0%
- 29.0%
Taxes and interestIndustry
- Income Tax
- $84.50M
- $16.14M
- Effective Tax Rate
- 27.3%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $42.65
- $45.31
- Graham Upside
- 39.0%
- 18.8%
- Altman Z-Score
- 0.16
- 0.22
- Piotroski F-Score
- 6
- 6
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | BBT | S&P 500 | Difference | BBT per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +12.4% | -2.7% | +15.1 pts | ||
| 3 months | -3.3% | -1.7% | −1.5 pts | ||
| Year to date | +20.1% | +11.9% | +8.2 pts | ||
| 1 year | +22.3% | +12.0% | +10.3 pts | ||
| 3 years | +67.2% | +78.2% | −11.0 pts | +18.7% | +21.2% |
| 5 years | +28.5% | +73.2% | −44.7 pts | +5.1% | +11.6% |
| 10 years | +28.0% | +309.6% | −281.6 pts | +2.5% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
4M BBT shares were sold short on Oct 30, 2026, down 10.8% from the previous report, or 5.32% of the shares available to trade. At recent volumes it would take 3.6 days to buy them back. Over the last 20 sessions, 51.3% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 4,384,380 | -10.8% | 1,201,234 | 3.6 |
| Oct 15, 2026 | 4,915,003 | -0.4% | 866,375 | 5.7 |
| Sep 30, 2026 | 4,935,750 | +7.8% | 1,458,229 | 3.4 |
| Sep 15, 2026 | 4,578,444 | +14.4% | 847,970 | 5.4 |
| Aug 31, 2026 | 4,003,494 | +4.6% | 762,952 | 5.3 |
| Aug 14, 2026 | 3,827,658 | +8.9% | 693,387 | 5.5 |
| Jul 31, 2026 | 3,515,519 | -6.6% | 850,019 | 4.1 |
| Jul 15, 2026 | 3,765,559 | -0.9% | 656,733 | 5.7 |
| Jun 30, 2026 | 3,798,056 | -3.6% | 1,299,670 | 2.9 |
| Jun 15, 2026 | 3,939,181 | +7.2% | 705,260 | 5.6 |
| May 29, 2026 | 3,675,991 | -6.0% | 592,389 | 6.2 |
| May 15, 2026 | 3,911,873 | +5.6% | 816,996 | 4.8 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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