Beacon Financial Corp (BBT) shareholders
BBTNYSESavings Institutions, Not Federally CharteredFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 9, 2026Score 14/3016% below fair value
$30.76+0.08 (+0.26%)
Close on Nov 13, 2026Market cap $2.58BP/E 11.4Yield 2.37%
Ownership
Institutional holdings as of Jun 30, 2026, from 13F filings
Held by institutions
92.0%
77M of 84M shares
Institutional holders
293
39 new, 33 sold out
Net institutional buying
-0M
In Q2 2026
Insider trades, 12 months
7 buys · 2 sales
Net sold $277.16K
Shares held by institutions
Holders of more than 5%
Latest Schedule 13D (active) or 13G (passive) filed by each holder
| Holder | Shares | % of class | Filing | As of |
|---|---|---|---|---|
| BlackRock, Inc. | 6,769,632 | 14.60% | 13G (passive) amendment | Mar 31, 2025 |
| Vanguard Portfolio Management | 5,192,136 | 6.19% | 13G (passive) | Mar 31, 2026 |
| Millennium Management LLC Joint filing with Millennium Group Management LLC (5.60%), Israel A. Englander (5.60%) and 1 more | 4,701,289 | 5.60% | 13G (passive) | Mar 20, 2026 |
| Vanguard Capital Management | 4,403,534 | 5.25% | 13G (passive) | Mar 31, 2026 |
| Dimensional Fund Advisors LP | 2,525,556 | 5.80% | 13G (passive) amendment | Dec 29, 2023 |
| State Street Corporation | 2,393,791 | 5.20% | 13G (passive) | Jun 30, 2025 |
Top institutional holders
13F holdings as of Jun 30, 2026
| Holder | Shares | % of BBT | Value | Change | % of portfolio |
|---|---|---|---|---|---|
| BlackRock, Inc. | 12,366,226 | 14.75% | $376.55M | +184,505 | 0.01% |
| Vanguard Portfolio Management LLC | 5,212,012 | 6.22% | $158.71M | +78,080 | 0.01% |
| Millennium Management LLC | 5,165,656 | 6.16% | $157.29M | +53,775 | 0.06% |
| State Street Corp | 5,129,035 | 6.12% | $156.18M | +375,049 | 0.00% |
| Dimensional Fund Advisors LP | 4,955,978 | 5.91% | $150.91M | +137,456 | 0.03% |
| Fuller & Thaler Asset Management, Inc. | 3,936,942 | 4.70% | $119.88M | −833,610 | 0.33% |
| Vanguard Capital Management LLC | 3,761,172 | 4.49% | $114.53M | −5,012 | 0.00% |
| Verition Fund Management LLC | 2,403,149 | 2.87% | $73.18M | +388,127 | 0.37% |
| HoldCo Asset Management, LP | 2,263,000 | 2.70% | $68.91M | +202,000 | 4.42% |
| Geode Capital Management, LLC | 2,160,024 | 2.58% | $65.79M | +115,664 | 0.00% |
| Morgan Stanley | 1,665,977 | 1.99% | $50.73M | +329,778 | 0.00% |
| Adage Capital Partners Gp, L.L.C. | 1,493,023 | 1.78% | $45.46M | −332,939 | 0.06% |
| Massachusetts Financial Services Co /Ma/ | 1,265,827 | 1.51% | $38.54M | +62,220 | 0.01% |
| Bank Of America Corp /De/ | 1,063,829 | 1.27% | $32.39M | +437,725 | 0.00% |
| Nuveen, LLC | 1,060,271 | 1.26% | $32.29M | +198,888 | 0.01% |
| Systematic Financial Management LP | 1,060,206 | 1.26% | $32.28M | −67,650 | 0.64% |
| Charles Schwab Investment Management Inc | 1,054,300 | 1.26% | $32.10M | −35,923 | 0.00% |
| T. Rowe Price Investment Management, Inc. | 1,051,210 | 1.25% | $32.01M | New | 0.02% |
| Goldman Sachs Group Inc | 952,914 | 1.14% | $29.02M | −470,162 | 0.00% |
| Northern Trust Corp | 910,859 | 1.09% | $27.74M | +84,380 | 0.00% |
Institutional buying and selling by quarter
Positions opened, added to, reduced and closed by 13F filers
| Quarter | Holders | Shares held | % of shares | New / added | Reduced / closed | Shares bought | Shares sold |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 293 | 77M | 92.0% | 39 / 104 | 90 / 33 | 7M | 8M |
| Q1 2026 | 293 | 78M | 92.6% | 47 / 99 | 91 / 31 | 17M | 11M |
| Q4 2025 | 283 | 82M | 97.3% | 55 / 77 | 114 / 46 | 17M | 9M |
| Q3 2025 | 278 | 74M | 88.0% | 82 / 141 | 39 / 34 | 32M | 3M |
| Q2 2025 | 231 | 45M | 53.6% | 32 / 99 | 60 / 29 | 5M | 3M |
| Q1 2025 | 230 | 43M | 51.8% | 34 / 100 | 52 / 17 | 7M | 3M |
| Q4 2024 | 215 | 40M | 47.9% | 40 / 67 | 57 / 11 | 6M | 2M |
| Q3 2024 | 188 | 36M | 43.2% | 25 / 61 | 61 / 14 | 9M | 2M |
| Q2 2024 | 178 | 36M | 43.3% | 21 / 63 | 64 / 17 | 2M | 3M |
| Q1 2024 | 178 | 38M | 44.8% | 19 / 56 | 61 / 14 | 3M | 2M |
| Q4 2023 | 173 | 37M | 44.1% | 15 / 55 | 68 / 14 | 2M | 2M |
| Q3 2023 | 172 | 36M | 43.2% | 15 / 47 | 71 / 13 | 1M | 2M |
Top mutual fund and ETF holders
Latest monthly portfolio reports (Form N-PORT)
268 funds held BBT in Q2 2026, 60% of their shares through ETFs. Each fund counts once per quarter, from its quarter-end report.
| Fund | Shares | % of BBT | Value | % of fund | As of |
|---|---|---|---|---|---|
| iShares Core S&P Small-Cap ETF | 5,047,977 | 6.02% | $153.71M | 0.14% | Jun 30, 2026 |
| Undiscovered Managers Behavioral Value Fund | 3,210,542 | 3.83% | $97.76M | 1.08% | Jun 30, 2026 |
| Vanguard Total Stock Market Index Fund | 2,656,010 | 3.17% | $80.88M | 0.00% | Jun 30, 2026 |
| iShares Russell 2000 ETF | 2,128,465 | 2.54% | $64.81M | 0.08% | Jun 30, 2026 |
| Vanguard Small-Cap Index Fund | 1,917,423 | 2.29% | $58.39M | 0.03% | Jun 30, 2026 |
| Vanguard Small-Cap Value Index Fund | 1,217,658 | 1.45% | $37.08M | 0.05% | Jun 30, 2026 |
| State Street(R) SPDR(R) S&P(R) Regional Banking ETF | 1,186,607 | 1.42% | $36.13M | 0.76% | Jun 30, 2026 |
| U.S. Small Cap Value Portfolio | 1,150,556 | 1.37% | $36.25M | 0.19% | Jul 31, 2026 |
| Vanguard Extended Market Index Fund | 961,666 | 1.15% | $29.28M | 0.03% | Jun 30, 2026 |
| Fidelity Small Cap Index Fund | 933,125 | 1.11% | $29.40M | 0.09% | Jul 31, 2026 |
| State Street(R) SPDR(R) Portfolio S&P 600(TM) Small Cap ETF | 771,053 | 0.92% | $23.48M | 0.14% | Jun 30, 2026 |
| iShares S&P Small-Cap 600 Value ETF | 720,882 | 0.86% | $21.95M | 0.27% | Jun 30, 2026 |
| MFS New Discovery Value Fund | 650,965 | 0.78% | $18.94M | 0.76% | May 31, 2026 |
| iShares Russell 2000 Value ETF | 637,935 | 0.76% | $19.43M | 0.13% | Jun 30, 2026 |
| U.S. Targeted Value Portfolio | 637,553 | 0.76% | $20.09M | 0.12% | Jul 31, 2026 |
Officers, directors and major owners
People who filed Forms 3, 4 or 5 in the last two years
| Name | Role | Shares owned | % of shares | Latest filing |
|---|---|---|---|---|
| Paul A. Perrault | President and CEO, Director | 285,816 | 0.34% | Sep 2, 2026 |
| Nitin J. Mhatre | President and CEO, Director | 128,831 | 0.15% | Sep 3, 2025 |
| Sean Gray | Chief Operations Officer | 145,749 | 0.17% | Oct 27, 2026 |
| John Buckley Eagan | General Counsel | 7,053 | 0.01% | Oct 26, 2026 |
| Carl M. Carlson | CFO & Chief Strategy Officer | 84,732 | 0.10% | Sep 2, 2026 |
| Gary R. Levante | Chief Marketing Officer | 10,721 | 0.01% | Sep 2, 2026 |
| Mark J. Meiklejohn | Chief Credit Officer | 56,639 | 0.07% | Sep 2, 2026 |
| Michael W. McCurdy | Chief Banking Officer | 34,575 | 0.04% | Sep 2, 2026 |
| Ellen Tulchiner | EVP,Head of Cnsmr Lndng&Pymnts | 8,814 | 0.01% | Sep 3, 2025 |
| Gregory D. Lindenmuth | EVP and Chief Risk Officer | 39,569 | 0.05% | Sep 3, 2025 |
| James Cannon Brown | SEVP-Head of Comm'l Banking | 17,443 | 0.02% | Sep 3, 2025 |
| Wm Gordon Prescott | General Counsel and Corp Sec | 32,538 | 0.04% | Sep 3, 2025 |
| Brett Brbovic | EVP and CFO | 17,102 | 0.02% | Sep 3, 2025 |
| Jacqueline Courtwright | Chief Human Resources Officer | 18,471 | 0.02% | Sep 3, 2025 |
| Kevin Conn | Sr Managing Dir/Inv Relations | 26,924 | 0.03% | Sep 3, 2025 |
| William H. Hughes III | Director | 17,048 | 0.02% | Nov 2, 2026 |
| Nina A. Charnley | Director | 11,289 | 0.01% | Oct 30, 2026 |
| Mary Anne Callahan | Director | 39,083 | 0.05% | Oct 29, 2026 |
| Margaret Boles Fitzgerald | Director | 19,182 | 0.02% | Oct 28, 2026 |
| Karyn Polito | Director | 8,958 | 0.01% | Oct 28, 2026 |
| Eric S. Rosengren | Director | 8,131 | 0.01% | Oct 28, 2026 |
| Thomas J. Hollister | Director | 36,352 | 0.04% | Oct 26, 2026 |
| Merrill W. Sherman | Director | 25,930 | 0.03% | Aug 19, 2026 |
| John M. Pereira | Director | 21,940 | 0.03% | Jun 24, 2026 |
| Sylvia Maxfield | Director | 13,993 | 0.02% | Jun 24, 2026 |
| David Brunelle | Director | 25,899 | 0.03% | Jun 24, 2026 |
| Joanne B. Chang | Director | 12,952 | 0.02% | Jun 24, 2026 |
| Mihir A. Desai | Director | 9,344 | 0.01% | Jun 24, 2026 |
| Willard I. Hill JR | Director | 15,142 | 0.02% | Jun 24, 2026 |
| Bogdan Nowak | Director | 114,539 | 0.14% | Jun 24, 2026 |
Insider trades
Common stock transactions reported on Form 4, newest first
| Insider | Date | Transaction | Shares | Price | Value | Shares after |
|---|---|---|---|---|---|---|
| Nina A. Charnley Director | Oct 30, 2026 | Buy | +350 | $30.57 | $10.70K | 350 |
| William H. Hughes III Director | Oct 29, 2026 | Buy | +200 | $30.73 | $6.15K | 17,048 |
| Mary Anne Callahan Director | Oct 28, 2026 | Buy | +3,200 | $30.21 | $96.67K | 20,574 |
| Eric S. Rosengren Director | Oct 28, 2026 | Buy | +700 | $30.24 | $21.17K | 8,131 |
| Margaret Boles Fitzgerald Director | Oct 27, 2026 | Buy | +329 | $30.77 | $10.12K | 18,909 |
| Karyn Polito Director | Oct 26, 2026 | Buy | +1,000 | $30.68 | $30.68K | 1,000 |
| Sean Gray Chief Operations Officer | Oct 26, 2026 | Award | +8,912 | – | – | 142,987 |
| John Buckley Eagan General Counsel | Oct 26, 2026 | Sale | −641 | $30.61 | $19.62K | 7,053 |
| Thomas J. Hollister Director | Oct 26, 2026 | Buy | +3,450 | $30.43 | $104.98K | 28,876 |
| Michael W. McCurdy Chief Banking Officer | Sep 1, 2026 | Tax withholding | −1,314 | $30.39 | $39.93K | 34,575 |
| John Buckley Eagan General Counsel | Sep 1, 2026 | Tax withholding | −267 | $30.39 | $8.11K | 7,694 |
| Carl M. Carlson CFO & Chief Strategy Officer | Sep 1, 2026 | Tax withholding | −1,314 | $30.39 | $39.93K | 84,732 |
| Paul A. Perrault President and CEO, Director | Sep 1, 2026 | Tax withholding | −4,333 | $30.39 | $131.68K | 254,316 |
| Mark J. Meiklejohn Chief Credit Officer | Sep 1, 2026 | Tax withholding | −963 | $30.39 | $29.27K | 56,639 |
| Gary R. Levante Chief Marketing Officer | Sep 1, 2026 | Tax withholding | −101 | $30.39 | $3.07K | 10,721 |
| Merrill W. Sherman Director | Aug 19, 2026 | Gift | −23,421 | – | – | 2,509 |
| Merrill W. Sherman Director | Aug 19, 2026 | Gift | +23,421 | – | – | 23,421 |
| Joanne B. Chang Director | Jun 16, 2026 | Award | +2,509 | – | – | 12,952 |
| David Brunelle Director | Jun 16, 2026 | Award | +2,509 | – | – | 21,899 |
| Bogdan Nowak Director | Jun 16, 2026 | Award | +2,509 | – | – | 114,539 |
| Sylvia Maxfield Director | Jun 16, 2026 | Award | +2,509 | – | – | 13,993 |
| Merrill W. Sherman Director | Jun 16, 2026 | Award | +2,509 | – | – | 25,930 |
| Joanne B. Chang Director | Jun 16, 2026 | Award | +2,509 | – | – | 12,952 |
| Eric S. Rosengren Director | Jun 16, 2026 | Award | +2,509 | – | – | 7,431 |
| Sean Gray Chief Operations Officer | Jun 16, 2026 | Award | +5,167 | – | – | 128,908 |
| Sean Gray Chief Operations Officer | Jun 16, 2026 | Award | +5,167 | – | – | 134,075 |
| Mihir A. Desai Director | Jun 16, 2026 | Award | +2,509 | – | – | 9,344 |
| Paul A. Perrault President and CEO, Director | Jun 16, 2026 | Award | +18,174 | – | – | 258,649 |
| Paul A. Perrault President and CEO, Director | Jun 16, 2026 | Award | +18,174 | – | – | 240,475 |
| Karyn Polito Director | Jun 16, 2026 | Award | +2,509 | – | – | 7,958 |
| Margaret Boles Fitzgerald Director | Jun 16, 2026 | Award | +2,509 | – | – | 18,580 |
| Carl M. Carlson CFO & Chief Strategy Officer | Jun 16, 2026 | Award | +5,167 | – | – | 80,857 |
| Carl M. Carlson CFO & Chief Strategy Officer | Jun 16, 2026 | Award | +5,167 | – | – | 86,024 |
| Mark J. Meiklejohn Chief Credit Officer | Jun 16, 2026 | Award | +4,420 | – | – | 57,602 |
| Mark J. Meiklejohn Chief Credit Officer | Jun 16, 2026 | Award | +4,420 | – | – | 53,182 |
| Gary R. Levante Chief Marketing Officer | Jun 16, 2026 | Award | +2,164 | – | – | 8,658 |
| Gary R. Levante Chief Marketing Officer | Jun 16, 2026 | Award | +2,164 | – | – | 10,822 |
| Thomas J. Hollister Director | Jun 16, 2026 | Award | +2,509 | – | – | 25,426 |
| Nina A. Charnley Director | Jun 16, 2026 | Award | +2,509 | – | – | 10,939 |
| Michael W. McCurdy Chief Banking Officer | Jun 16, 2026 | Award | +5,167 | – | – | 35,889 |
| Michael W. McCurdy Chief Banking Officer | Jun 16, 2026 | Award | +5,167 | – | – | 30,722 |
| William H. Hughes III Director | Jun 16, 2026 | Award | +2,509 | – | – | 16,848 |
| John M. Pereira Director | Jun 16, 2026 | Award | +2,509 | – | – | 21,940 |
| Mary Anne Callahan Director | Jun 16, 2026 | Award | +2,509 | – | – | 2,509 |
| Willard I. Hill JR Director | Jun 16, 2026 | Award | +2,509 | – | – | 14,835 |
| Michael W. McCurdy Chief Banking Officer | Feb 26, 2026 | Sale | −17,333 | $31.04 | $538.02K | 25,555 |
| Thomas J. Hollister Director | Nov 4, 2025 | Buy | +4,200 | $24.66 | $103.57K | 7,476 |
| Mary Anne Callahan Director | Nov 4, 2025 | Buy | +4,000 | $24.67 | $98.68K | 17,374 |
| Carl M. Carlson CFO & Chief Strategy Officer | Nov 3, 2025 | Buy | +2,000 | $24.69 | $49.38K | 75,690 |
| William H. Hughes III Director | Nov 3, 2025 | Buy | +635 | $24.26 | $15.41K | 13,540 |
| Paul A. Perrault President and CEO, Director | Sep 19, 2025 | Award | +17,921 | – | – | 222,301 |
| Michael W. McCurdy Chief Banking Officer | Sep 19, 2025 | Award | +7,879 | – | – | 42,888 |
| Mark J. Meiklejohn Chief Credit Officer | Sep 19, 2025 | Award | +6,341 | – | – | 48,762 |
| Carl M. Carlson CFO & Chief Strategy Officer | Sep 19, 2025 | Award | +7,879 | – | – | 73,690 |
| Willard I. Hill JR Director | Sep 12, 2025 | Sale | −1,000 | $25.96 | $25.96K | 12,326 |
| Jacqueline Courtwright Chief Human Resources Officer | Aug 29, 2025 | Tax withholding | −3,103 | $26.13 | $81.08K | 18,025 |
| Jacqueline Courtwright Chief Human Resources Officer | Aug 29, 2025 | Award | +6,413 | – | – | 21,128 |
| Sean Gray Chief Operations Officer | Aug 29, 2025 | Award | +21,772 | – | – | 137,330 |
| Sean Gray Chief Operations Officer | Aug 29, 2025 | Tax withholding | −13,589 | $26.13 | $355.08K | 123,741 |
| James Cannon Brown SEVP-Head of Comm'l Banking | Aug 29, 2025 | Award | +8,950 | – | – | 17,443 |
Awards, option exercises, tax withholding and gifts are shown alongside open-market buys and sales. Each name links to the filing on SEC EDGAR.
Short interest
Shares sold short and not yet bought back, as of Oct 30, 2026 (FINRA, reported twice a month)
Short % of float
5.32%
4M shares short
Days to cover
3.6
At 1M shares a day
Change since last report
-10.8%
From 5M shares
Short volume, 20 days
52.7%
Of volume reported to FINRA
Shares sold short, last 12 months
Short sale volume counts trades marked short on any given day, including market-maker hedging, so it runs far higher than the share of Beacon Financial's stock actually held short. Settlement fails (shares not delivered on time) peaked at 62 shares on Sep 8, 2026 over the last 90 days.
Planned insider sales
Notices of proposed sale filed on Form 144 before shares are sold
| Seller | Filed | Shares | Market value | Planned sale | Acquired through |
|---|---|---|---|---|---|
| Michael W. McCurdy Officer | Feb 25, 2026 | 17,333 | $520.70K | Feb 25, 2026 | Restricted stock vesting under a registered plan |
| Ellen Tulchiner Officer | Feb 11, 2025 | 1,052 | $31.40K | Feb 11, 2025 | Stock Award |
| Lucia Bellomia Officer | Mar 26, 2024 | 1,000 | $22.30K | Mar 26, 2024 | Stock Award |
| Ellen Tulchiner Officer | Mar 19, 2024 | 926 | $19.90K | Mar 19, 2024 | Stock Award |
| Baye Adofo-Wilson Director | Mar 7, 2024 | 10,074 | $215.00K | Mar 7, 2024 | Stock Award |
| Vm Gp Vii LLC Affiliate of Director | Feb 13, 2024 | 401,695 | $9.88M | Jan 29, 2024 | Open Market Purchases |
| Michael Zaitzeff Director | Feb 8, 2024 | 2,665 | $59.16K | Feb 8, 2024 | equity grant |
| Vm Gp Vii LLC Affiliate of Director | Jan 29, 2024 | 401,695 | $9.88M | Jan 29, 2024 | Open Market Purchases |
| Shulman Jonathan I Director | Jun 1, 2023 | 5,992 | $124.75K | Jun 15, 2023 | CASH PURCHASE |
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