Beacon Financial vs NB Bancorp
BBT and NBBK side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BBT and NBBK compare
Beacon Financial is the larger company, worth 2.7 times as much as NB Bancorp ($2.6B against $960M).
On earnings, Beacon Financial is cheaper: it trades at 11.4× trailing earnings, against 13.1× for NB Bancorp.
Beacon Financial grew revenue faster over the last twelve months (85.6% versus 43.2% for NB Bancorp).
Beacon Financial keeps more of each dollar of sales as profit, with a net margin of 25.5% compared with 23.6% at NB Bancorp.
Both pay dividends: Beacon Financial yields 3.2% and NB Bancorp 1.3%.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BBT | NBBK |
|---|---|---|
| Size and price | ||
| Market cap | $2.6B | $960M |
| Share price | $30.68 | $21.91 |
| Change, 1 year | 17.8% | 18.4% |
| Change, 5 years | 8.6% | – |
| Beta (5Y) | 0.75 | 0.81 |
| Employees | 1,972 | 342 |
| StockData Score | ||
| Total score | 14 | 14 |
| Valuation score | 5 (better) | 2 |
| Growth score | 1 | 2 (better) |
| Performance score | 3 | 4 (better) |
| Health score | 3 | 3 |
| Dividend score | 2 | 3 (better) |
| Valuation | ||
| P/E | 11.4× (better) | 13.1× |
| P/S | 2.9× (better) | 3.4× |
| P/B | 1.0× (better) | 1.1× |
| P/FCF | – | 7.9× |
| FCF yield | – | 12.6% |
| Fair value | $36.67 | $21.53 |
| Margin of safety | 16.3% (better) | −1.7% |
| Growth | ||
| Revenue growth (TTM) | 85.6% (better) | 43.2% |
| Revenue growth, 5Y average | −39.9% | – |
| Net income growth (TTM) | 314% (better) | 15.0% |
| EPS growth (TTM) | 341% (better) | 7.7% |
| Profitability | ||
| Net margin | 25.5% (better) | 23.6% |
| FCF margin | – | 42.8% |
| Return on equity | 9.0% (better) | 8.4% |
| Financial health | ||
| Altman Z-score | 0.16 | 0.21 (better) |
| Piotroski F-score | 6 | 6 |
| Dividends and buybacks | ||
| Dividend yield | 3.2% (better) | 1.3% |
| Payout ratio | 48.0% | 18.1% |
| Years of dividend growth | 1 | – |
| Dividend growth, 5Y average | 0.22% | – |
| Buyback yield | – | 4.8% |
| Shareholder yield | 3.2% | 6.1% (better) |
| Ownership | ||
| Held by institutions | 92.0% | 51.5% |
| Held by insiders | 1.6% | 4.9% |
| Insider net buying, 12 months | −$277K | $818K (better) |
| Short interest, % of float | 5.3% | 3.6% |
Go deeper
- BBT stock overview
- BBT income statement
- BBT valuation and score
- NBBK stock overview
- NBBK income statement
- NBBK valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.