BayFirst Financial Corp. (BAFN) stock
Close on Nov 13, 2026Market cap $166.09MP/E –Yield 2.60%
BayFirst Financial statistics
72 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 28, 2027 (estimated, after the close)
- Last ex-dividend date
- May 30, 2025
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 13, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.59
- 1.52
- P/OCF Ratio
- 1.67
- 9.82
Enterprise valuationIndustry
- EV / FCF
- 0.40
- 8.49
Share statisticsIndustry
- Shares Change (YoY)
- 118.0%
- 0.33%
- Shares Change (QoQ)
- 556.5%
- 0.00%
- Float
- 10M
- 17M
- Shares Held by Insiders
- 61.9%
- 6.05%
- Shares Held by Institutions
- 2.24%
- 61.3%
Short sellingIndustry
- Short Interest
- 651,777
- –
- Short Interest Change
- -12.9%
- -4.13%
- Short % of Float
- 6.34%
- 3.58%
- Short % of Shares Outstanding
- 2.42%
- 3.18%
- Days to Cover
- 11.72
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $9.50
- –
- 52-Week Low
- $4.26
- –
- 20-Day Moving Average
- $6.22
- –
- 50-Day Moving Average
- $6.93
- –
- 200-Day Moving Average
- $6.51
- –
- Average True Range (14)
- $0.48
- –
- Price Change (1 Week)
- 7.69%
- 0.69%
- Price Change (1 Month)
- -2.76%
- 3.79%
- Price Change (3 Months)
- 0.98%
- -2.72%
- Price Change (6 Months)
- -5.08%
- 12.2%
- Price Change (YTD)
- -21.5%
- 19.9%
- Price Change (1 Year)
- -25.3%
- 25.7%
- Price Change (3 Years)
- -39.2%
- 65.1%
- Price Change (5 Years)
- -78.0%
- 26.9%
- Average Volume (10 Days)
- 40,233
- –
- Average Volume (20 Days)
- 46,851
- –
- Average Volume (90 Days)
- 81,375
- –
- Relative Volume
- 0.40
- 0.68
- Relative Strength Index (14)
- 47.8
- 53.1
- Volatility (1 Year)
- 73.0%
- 24.4%
- Beta (5 Years)
- 0.39
- 0.63
Returns on capitalIndustry
- Return on Equity (ROE)
- -44.5%
- 10.7%
- Return on Assets (ROA)
- -3.37%
- 1.16%
GrowthIndustry
- FCF Growth (YoY)
- -67.2%
- 27.2%
- Revenue Growth (3Y CAGR)
- 0.81%
- 5.82%
- Revenue Growth (5Y CAGR)
- -13.6%
- 6.17%
EfficiencyIndustry
- Profits Per Employee
- -$289.43K
- $110.51K
- Employee Count
- 145
- 492
- WACC
- 7.60%
- 8.13%
Income statement (TTM)Industry
- Pretax Income
- -$56.16M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- $128.33M
- $165.09M
- Net Cash Per Share
- $4.76
- $8.07
- Equity (Book Value)
- $104.54M
- $570.13M
- Book Value Per Share
- $3.88
- $28.12
- Tangible Book Value
- $104.54M
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$5.06M
- -$4.24M
- FCF Per Share
- $3.50
- $3.37
Dividends and yieldsIndustry
- Earnings Yield
- -25.3%
- 8.29%
- FCF Yield
- 56.8%
- 9.18%
- Dividend Yield
- 2.60%
- 2.44%
- Buyback Yield
- 0.00%
- 1.82%
- Shareholder Yield
- 2.60%
- 3.26%
- Dividend Per Share
- $0.16
- $0.92
- Dividend Growth (YoY)
- -33.3%
- 4.26%
- Years of Dividend Growth
- 0
- 2
- FCF Payout Ratio
- 0.00%
- 24.8%
Taxes and interestIndustry
- Income Tax
- -$14.19M
- $16.14M
Scores and fair valueIndustry
- Altman Z-Score
- 0.06
- 0.22
- Piotroski F-Score
- 4
- 6
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | BAFN | S&P 500 | Difference | BAFN per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +18.5% | -3.0% | +21.5 pts | ||
| 3 months | -4.6% | -2.8% | −1.9 pts | ||
| Year to date | -21.5% | +11.5% | −33.0 pts | ||
| 1 year | -25.8% | +13.5% | −39.2 pts | ||
| 3 years | -32.4% | +77.7% | −110.0 pts | -12.2% | +21.1% |
| 5 years | -76.3% | +72.6% | −148.9 pts | -25.0% | +11.5% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
1M BAFN shares were sold short on Oct 30, 2026, down 12.9% from the previous report, or 6.34% of the shares available to trade. At recent volumes it would take 11.7 days to buy them back. Over the last 20 sessions, 56.7% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 651,777 | -12.9% | 55,601 | 11.7 |
| Oct 15, 2026 | 747,926 | +15.6% | 118,306 | 6.3 |
| Sep 30, 2026 | 647,053 | +66.9% | 256,926 | 2.5 |
| Sep 15, 2026 | 387,576 | +7.2% | 111,251 | 3.5 |
| Aug 31, 2026 | 361,513 | +15.6% | 30,281 | 11.9 |
| Aug 14, 2026 | 312,772 | +5.5% | 27,229 | 11.5 |
| Jul 31, 2026 | 296,380 | +17.7% | 19,610 | 15.1 |
| Jul 15, 2026 | 251,745 | +7.1% | 13,134 | 19.2 |
| Jun 30, 2026 | 235,107 | +3.7% | 25,235 | 9.3 |
| Jun 15, 2026 | 226,610 | -9.0% | 23,198 | 9.8 |
| May 29, 2026 | 249,046 | -3.6% | 13,169 | 18.9 |
| May 15, 2026 | 258,397 | +233.4% | 131,757 | 2.0 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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