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Central Pacific Financial Corp (CPF) stock

CPFNYSEState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 28, 2026Score 16/3014% above fair value
$38.99−0.12 (-0.31%)

Close on Nov 11, 2026Market cap $992.05MP/E 11.8Yield 2.80%

Central Pacific Financial Corp grew revenue 31.1% to $52.75M over the twelve months to Sep 30, 2026. Free cash flow was $104.64M, up 5.9% from a year earlier. At the latest close the market valued the company at $992.05M, 11.8 times its earnings.

Revenue
$52.75M
+31.1% vs. a year earlier
Free cash flow
$104.64M
+5.9% vs. a year earlier
EPS, diluted
$3.31
+36.2% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026

Valuation

Market cap
$992.05M
P/E ratio
11.8
Price to sales
18.81
Price to book
1.71
Dividend yield
2.80%
Free cash flow yield
10.55%

Fundamentals

Revenue
$52.75M
Net income
$87.20M
EPS, diluted
$3.31
Free cash flow
$104.64M
Book value per share
$22.52
Diluted shares
26M

Trading

Next earnings
Jan 27, 2027 (estimated, before the open)
Previous close
$39.11
Open
$39.04
Day's range
$38.76 – $39.08
Volume
113,409
Average volume (20 days)
162,513
Index membership
S&P SmallCap 600, Russell 2000, Russell 3000
Beta (5 years)
0.73
52-week range
$28.44 – $40.99
RSI (14 days)
60.5
Volatility (1 year)
22.0%
Relative volume
0.71×
WACC
8.5%

Index membership is inferred from the holdings of funds that track each index (SPSM, IJR, IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.

Market cap history

Month-end market cap since 2011, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.

PeriodCPFS&P 500DifferenceCPF per yearS&P 500 per year
1 month+9.5%-2.4%+11.9 pts
3 months+1.6%-1.2%+2.7 pts
Year to date+28.3%+12.3%+16.0 pts
1 year+36.3%+12.4%+23.8 pts
3 years+162.6%+78.8%+83.8 pts+38.0%+21.4%
5 years+67.6%+75.2%−7.6 pts+10.9%+11.9%
10 years+93.0%+311.1%−218.1 pts+6.8%+15.2%

Fifteen years at a glance

Fiscal years 2011 to 2025 and trailing twelve months, USD

Revenue

$52.75M+31.1% YoY

Net income

$87.20M+32.2% YoY

EPS, diluted

$3.31+36.2% YoY

Free cash flow

$104.64M+5.9% YoY
Reported periodTrailing twelve months

Press releases

Releases Central Pacific Financial filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About Central Pacific Financial

State Commercial Banks

Central Pacific Financial Corp. operates as a bank holding company whose primary business is conducted through its subsidiary, Central Pacific Bank. The company manages a single reportable operating segment focused on banking operations. It provides deposit and lending services to individual consumers and commercial clients. These solutions include demand, savings, money market, and time deposits, alongside residential mortgages, commercial real estate financing, construction loans, and commercial credit. The institution also supplies cash management, wealth and fiduciary administration, and digital banking.

Company profile, executives and history

Central Pacific Financial stock: common questions

What is Central Pacific Financial's stock price?

CPF closed at $38.99 on Nov 11, 2026, down 0.31% on the day. Over the past 52 weeks it traded between $28.44 and $40.99.

What is Central Pacific Financial's market cap?

Central Pacific Financial was worth $992.05M at the close on Nov 11, 2026: the share price times the diluted shares outstanding.

What is CPF's P/E ratio?

CPF trades at 11.8 times earnings, based on diluted earnings per share of $3.31 over the twelve months to Sep 30, 2026.

How much revenue does Central Pacific Financial make?

Central Pacific Financial reported revenue of $52.75M for the twelve months to Sep 30, 2026, up 31.1% from a year earlier.

Does Central Pacific Financial pay a dividend?

Yes. Central Pacific Financial paid $1.09 per share over the last twelve months, a yield of 2.80% at the latest price.

When does Central Pacific Financial report earnings next?

Central Pacific Financial is expected to report Q4 FY2026 results on Jan 27, 2027, before the open. The date is estimated from its past reporting pattern until the company confirms it.

How has CPF stock performed over the past year?

Including dividends, CPF returned +36.3% over the past year, against +12.4% for the S&P 500.

How many CPF shares are sold short?

1M shares were sold short at the latest FINRA report, 3.84% of the float, or 5.7 days of average trading volume.

Who are Central Pacific Financial's competitors?

Companies most similar to Central Pacific Financial by business, industry and size include CSBB, TCBK, PBHC, CATY, MCHB.

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