AMERISAFE Inc (AMSF) stock
AMSFNasdaqFire, Marine & Casualty InsuranceFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 30, 2026Score 14/3031% below fair value
$19.50+0.18 (+0.93%)
Close on Nov 13, 2026Market cap $361.39MP/E 9.1Yield 8.00%
Amerisafe statistics
90 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Feb 24, 2027 (estimated, after the close)
- Last ex-dividend date
- Dec 4, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 13, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.52
- 1.74
- P/OCF Ratio
- 28.76
- 7.15
Enterprise valuationIndustry
- EV / Sales
- 0.96
- 0.97
- EV / FCF
- 26.10
- 7.00
Share statisticsIndustry
- Shares Change (YoY)
- -1.70%
- -1.32%
- Shares Change (QoQ)
- -0.02%
- -0.09%
- Float
- 18M
- 57M
- Shares Held by Insiders
- 2.17%
- 3.33%
- Shares Held by Institutions
- 101.6%
- 84.6%
Short sellingIndustry
- Short Interest
- 554,060
- –
- Short Interest Change
- -5.01%
- -2.56%
- Short % of Float
- 3.06%
- 3.81%
- Short % of Shares Outstanding
- 2.99%
- 3.02%
- Days to Cover
- 1.49
- 4.05
Stock price statisticsIndustry
- 52-Week High
- $42.10
- –
- 52-Week Low
- $19.03
- –
- 20-Day Moving Average
- $22.46
- –
- 50-Day Moving Average
- $23.65
- –
- 200-Day Moving Average
- $30.03
- –
- Average True Range (14)
- $0.81
- –
- Price Change (1 Week)
- -0.46%
- 2.21%
- Price Change (1 Month)
- -22.1%
- 4.21%
- Price Change (3 Months)
- -26.2%
- 2.03%
- Price Change (6 Months)
- -36.3%
- 11.0%
- Price Change (YTD)
- -49.2%
- 8.86%
- Price Change (1 Year)
- -52.7%
- 10.7%
- Price Change (3 Years)
- -61.4%
- 42.9%
- Price Change (5 Years)
- -65.6%
- 42.3%
- Price Change (10 Years)
- -68.7%
- 113.0%
- Average Volume (10 Days)
- 478,842
- –
- Average Volume (20 Days)
- 433,585
- –
- Average Volume (90 Days)
- 432,830
- –
- Relative Volume
- 1.14
- 0.73
- Relative Strength Index (14)
- 24.1
- 56.3
- Volatility (1 Year)
- 32.6%
- 28.3%
- Beta (5 Years)
- 0.35
- 0.60
MarginsIndustry
- Pretax Margin
- 15.0%
- 13.5%
- FCF Margin
- 3.70%
- 18.5%
Returns on capitalIndustry
- Return on Equity (ROE)
- 15.8%
- 13.9%
- Return on Assets (ROA)
- 3.55%
- 2.97%
GrowthIndustry
- Revenue Growth (YoY)
- 7.68%
- 6.46%
- Net Income Growth (YoY)
- -19.1%
- 11.9%
- EPS Growth (YoY)
- -17.6%
- 12.7%
- FCF Growth (YoY)
- 32.7%
- 9.52%
- Revenue Growth (3Y CAGR)
- 2.48%
- 9.53%
- Revenue Growth (5Y CAGR)
- -1.35%
- 8.29%
- EPS Growth (3Y CAGR)
- -4.99%
- 15.9%
- EPS Growth (5Y CAGR)
- -11.2%
- 15.2%
EfficiencyIndustry
- Asset Turnover
- 0.29
- 0.27
- Revenue Per Employee
- $6.06M
- $1.80M
- Profits Per Employee
- $733.80K
- $182.48K
- Employee Count
- 55
- 1,341
- WACC
- 7.60%
- 8.10%
Income statement (TTM)Industry
- Pretax Income
- $50.12M
- $617.47M
Balance sheetIndustry
- Net Cash (Debt)
- $39.68M
- $331.32M
- Net Cash Per Share
- $2.14
- $5.43
- Equity (Book Value)
- $237.25M
- $3.44B
- Book Value Per Share
- $12.80
- $37.80
- Tangible Book Value
- $237.25M
- $2.32B
Cash flow (TTM)Industry
- Capital Expenditures
- -$241.00K
- -$9.40M
- FCF Per Share
- $0.67
- $8.18
Dividends and yieldsIndustry
- Earnings Yield
- 11.2%
- 8.85%
- FCF Yield
- 3.41%
- 12.2%
- Dividend Yield
- 8.00%
- 1.88%
- Shareholder Yield
- 8.00%
- 4.26%
- Dividend Per Share
- $1.56
- $1.75
- Dividend Growth (YoY)
- 5.41%
- 4.86%
- Years of Dividend Growth
- 12
- 3
- Payout Ratio
- 156.9%
- 20.1%
- FCF Payout Ratio
- 513.8%
- 17.9%
Taxes and interestIndustry
- Income Tax
- $9.76M
- $107.00M
- Effective Tax Rate
- 19.5%
- 20.0%
Scores and fair valueIndustry
- Graham Number
- $24.89
- $76.72
- Graham Upside
- 27.6%
- 11.3%
- Altman Z-Score
- 0.66
- 0.94
- Piotroski F-Score
- 5
- 5
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | AMSF | S&P 500 | Difference | AMSF per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -20.9% | -3.0% | −17.9 pts | ||
| 3 months | -27.1% | -2.8% | −24.3 pts | ||
| Year to date | -47.0% | +11.5% | −58.5 pts | ||
| 1 year | -49.0% | +13.5% | −62.5 pts | ||
| 3 years | -48.7% | +77.7% | −126.4 pts | -20.0% | +21.1% |
| 5 years | -49.6% | +72.6% | −122.2 pts | -12.8% | +11.5% |
| 10 years | -30.7% | +308.2% | −338.8 pts | -3.6% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
1M AMSF shares were sold short on Oct 30, 2026, down 5.0% from the previous report, or 3.06% of the shares available to trade. At recent volumes it would take 1.5 days to buy them back. Over the last 20 sessions, 40.5% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 554,060 | -5.0% | 370,672 | 1.5 |
| Oct 15, 2026 | 583,261 | +20.4% | 422,928 | 1.4 |
| Sep 30, 2026 | 484,637 | -56.7% | 741,673 | 1.0 |
| Sep 15, 2026 | 1,120,147 | +23.1% | 466,344 | 2.4 |
| Aug 31, 2026 | 909,626 | +32.7% | 347,382 | 2.6 |
| Aug 14, 2026 | 685,502 | -15.0% | 479,485 | 1.4 |
| Jul 31, 2026 | 806,624 | -3.5% | 250,932 | 3.2 |
| Jul 15, 2026 | 835,527 | +2.2% | 178,773 | 4.7 |
| Jun 30, 2026 | 817,270 | +30.7% | 315,622 | 2.6 |
| Jun 15, 2026 | 625,462 | +38.7% | 243,723 | 2.6 |
| May 29, 2026 | 450,925 | +9.3% | 194,419 | 2.3 |
| May 15, 2026 | 412,498 | +30.3% | 232,871 | 1.8 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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