AMSFNasdaqFire, Marine & Casualty InsuranceFiscal year ends December 31
AMERISAFE INC
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Jul 23, 2026
$25.34+0.09 (+0.36%)
Close on Oct 19, 2026
- Market cap
- $473.92M
- P/E (TTM)
- 10.2
- Dividend yield
- 6.16%
Amerisafe statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Fire, Marine & Casualty Insurance companies for comparison
Valuation
| Measure | Amerisafe | Industry median |
|---|---|---|
| Market Cap | $469.70M | $3.25B |
| Enterprise Value | $404.23M | $2.52B |
| PE Ratio | 10.22 | 10.26 |
| PS Ratio | 1.40 | 1.07 |
| PB Ratio | 1.88 | 1.48 |
| P/TBV Ratio | 1.88 | 1.57 |
| P/FCF Ratio | 24.33 | 7.95 |
| P/OCF Ratio | 23.02 | 7.16 |
Enterprise value
| Measure | Amerisafe | Industry median |
|---|---|---|
| EV / Sales | 1.20 | 0.93 |
| EV / FCF | 20.94 | 7.33 |
Income (trailing twelve months)
| Measure | Amerisafe | Industry median |
|---|---|---|
| Revenue | $335.63M | $4.57B |
| Pretax Income | $58.60M | $589.53M |
| Net Income | $46.98M | $470.80M |
| EPS (Diluted) | $2.48 | $4.81 |
Margins
| Measure | Amerisafe | Industry median |
|---|---|---|
| Pretax Margin | 17.5% | 13.7% |
| Profit Margin | 14.0% | 10.7% |
| FCF Margin | 5.75% | 17.5% |
Returns
| Measure | Amerisafe | Industry median |
|---|---|---|
| Return on Equity (ROE) | 18.2% | 14.0% |
| Return on Assets (ROA) | 4.12% | 3.35% |
Growth
| Measure | Amerisafe | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 9.54% | 7.97% |
| Net Income Growth (YoY) | -6.82% | 25.1% |
| EPS Growth (YoY) | -6.06% | 27.7% |
| FCF Growth (YoY) | 143.8% | 7.71% |
| Revenue Growth (3Y CAGR) | 2.48% | 9.53% |
| Revenue Growth (5Y CAGR) | -1.35% | 8.29% |
| EPS Growth (3Y CAGR) | -4.99% | 15.9% |
| EPS Growth (5Y CAGR) | -11.2% | 15.2% |
Balance sheet
| Measure | Amerisafe | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $65.48M | $520.88M |
| Net Cash (Debt) | $65.48M | $309.26M |
| Net Cash Per Share | $3.53 | $5.42 |
| Equity (Book Value) | $249.99M | $3.63B |
| Book Value Per Share | $13.49 | $41.34 |
| Tangible Book Value | $249.99M | $2.59B |
Cash flow (trailing twelve months)
| Measure | Amerisafe | Industry median |
|---|---|---|
| Operating Cash Flow | $20.40M | $698.90M |
| Capital Expenditures | -$1.09M | -$11.90M |
| Free Cash Flow | $19.31M | $661.55M |
| FCF Per Share | $1.04 | $8.91 |
Efficiency
| Measure | Amerisafe | Industry median |
|---|---|---|
| Asset Turnover | 0.29 | 0.27 |
| Revenue Per Employee | $6.10M | $1.73M |
| Profits Per Employee | $854.20K | $213.95K |
| Employee Count | 55 | 1,341 |
Dividends and yields
| Measure | Amerisafe | Industry median |
|---|---|---|
| Earnings Yield | 10.0% | 9.56% |
| FCF Yield | 4.11% | 12.5% |
| Dividend Yield | 6.16% | 2.02% |
| Shareholder Yield | 6.16% | 4.63% |
| Dividend Per Share | $1.56 | $1.75 |
| Dividend Growth (YoY) | 5.41% | 4.86% |
| Years of Dividend Growth | 11 | 3 |
| Payout Ratio | 134.5% | 19.5% |
| FCF Payout Ratio | 327.2% | 16.0% |
Shares
| Measure | Amerisafe | Industry median |
|---|---|---|
| Shares Outstanding | 18,536,100 | 65,596,200 |
| Shares Change (YoY) | -1.19% | -1.19% |
| Shares Change (QoQ) | -0.90% | -0.33% |
| Float | 18,134,200 | 56,719,400 |
| Shares Held by Insiders | 2.17% | 3.34% |
| Shares Held by Institutions | 101.5% | 85.3% |
Taxes
| Measure | Amerisafe | Industry median |
|---|---|---|
| Income Tax | $11.62M | $105.00M |
| Effective Tax Rate | 19.8% | 19.8% |
Scores
| Measure | Amerisafe | Industry median |
|---|---|---|
| Graham Number | $27.43 | $78.10 |
| Graham Upside | 8.26% | 21.2% |
| Altman Z-Score | 0.73 | 0.89 |
| Piotroski F-Score | 5 | 5 |
Calculated by StockData from Amerisafe's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.