AMERICAN COASTAL INSURANCE Corp (ACIC) stock
Close on Nov 12, 2026Market cap $501.12MP/E 5.9Yield 7.25%
AMERICAN COASTAL INSURANCE Corp saw revenue fall 5.3% to $310.90M over the twelve months to Sep 30, 2026. Operating income rose 4.8% to $117.31M, moving the operating margin from 34.1% to 37.7%. Free cash flow was $68.94M, down 42.7% from a year earlier. At the latest close the market valued the company at $501.12M, 5.9 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $501.12M
- P/E ratio
- 5.9
- Price to sales
- 1.61
- Price to book
- 1.41
- Dividend yield
- 7.25%
- Free cash flow yield
- 13.76%
Fundamentals
- Revenue
- $310.90M
- Net income
- $87.11M
- EPS, diluted
- $1.76
- Free cash flow
- $68.94M
- Book value per share
- $7.35
- Diluted shares
- 48M
Trading
- Next earnings
- Feb 18, 2027 (estimated, after the close)
- Previous close
- $10.18
- Open
- $10.23
- Day's range
- $10.21 – $10.39
- Volume
- 202,495
- Average volume (20 days)
- 249,275
- Index membership
- Russell 2000 (since Jun 2023), Russell 3000 (since Aug 2023)
- Beta (5 years)
- 0.61
- 52-week range
- $9.01 – $13.05
- RSI (14 days)
- 44.8
- Volatility (1 year)
- 32.9%
- Relative volume
- 0.72×
- WACC
- 7.2%
Index membership is inferred from the holdings of funds that track each index (IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Market cap history
Month-end market cap since 2010, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | ACIC | S&P 500 | Difference | ACIC per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +2.1% | -2.7% | +4.8 pts | ||
| 3 months | +5.2% | -1.7% | +6.9 pts | ||
| Year to date | -13.0% | +11.9% | −24.9 pts | ||
| 1 year | -8.7% | +12.0% | −20.7 pts | ||
| 3 years | +55.3% | +78.2% | −22.8 pts | +15.8% | +21.2% |
| 5 years | +134.5% | +73.2% | +61.3 pts | +18.6% | +11.6% |
| 10 years | -2.6% | +309.6% | −312.3 pts | -0.3% | +15.1% |
Fifteen years at a glance
Fiscal years 2011 to 2025 and trailing twelve months, USD
Revenue
Operating income
Net income
EPS, diluted
Free cash flow
Press releases
Releases American Coastal Insurance filed with the SEC as exhibits to Form 8-K or 6-K
- Results
- amcoastal.com NASDAQ: ACIC Earnings Presentation Third Quarter 2026 Quarter Ended September 30, 2026Results
- Results
- Results
- Results
- Results
About American Coastal Insurance
Fire, Marine & Casualty Insurance
American Coastal Insurance Corporation operates as a property and casualty insurance holding company, conducting business primarily through its subsidiary, American Coastal Insurance Company. The firm functions in a single reportable operating segment focused on commercial multi-peril property coverage. Its core insurance offerings protect against perils such as fire, wind, hail, water, theft, and vandalism, alongside fee-generating non-risk policies for equipment breakdown, identity theft, and flood. The company serves commercial residential clients, specifically residential condominium associations, apartment properties, and assisted living facilities.
Company profile, executives and historyAmerican Coastal Insurance stock: common questions
What is American Coastal Insurance's stock price?
ACIC closed at $10.34 on Nov 12, 2026, up 1.57% on the day. Over the past 52 weeks it traded between $9.01 and $13.05.
What is American Coastal Insurance's market cap?
American Coastal Insurance was worth $501.12M at the close on Nov 12, 2026: the share price times the diluted shares outstanding.
What is ACIC's P/E ratio?
ACIC trades at 5.9 times earnings, based on diluted earnings per share of $1.76 over the twelve months to Sep 30, 2026.
How much revenue does American Coastal Insurance make?
American Coastal Insurance reported revenue of $310.90M for the twelve months to Sep 30, 2026, down 5.3% from a year earlier.
Does American Coastal Insurance pay a dividend?
Yes. American Coastal Insurance paid $0.75 per share over the last twelve months, a yield of 7.25% at the latest price.
When does American Coastal Insurance report earnings next?
American Coastal Insurance is expected to report Q4 FY2026 results on Feb 18, 2027, after the close. The date is estimated from its past reporting pattern until the company confirms it.
How has ACIC stock performed over the past year?
Including dividends, ACIC returned -8.7% over the past year, against +12.0% for the S&P 500.
How many ACIC shares are sold short?
2M shares were sold short at the latest FINRA report, 6.65% of the float, or 6.8 days of average trading volume.
Who are American Coastal Insurance's competitors?
Companies most similar to American Coastal Insurance by business, industry and size include AII, ASIC, SLDE, UVE, HRTG.
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