AMERICAN COASTAL INSURANCE Corp (ACIC) stock
ACICNasdaqFire, Marine & Casualty InsuranceFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 17/3027% below fair value
$10.27−0.07 (-0.68%)
Close on Nov 13, 2026Market cap $497.73MP/E 5.8Yield 7.30%
American Coastal Insurance operating margin
Operating margin is operating income as a percentage of revenue.
American Coastal Insurance's operating margin for the twelve months ending Sep 30, 2026 was 37.7%. For fiscal 2025 it was 41.8%, against 33.6% the year before. The highest annual figure on record is 41.8% in fiscal 2025.
Annual operating margin
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 41.8% | +8.2 |
| FY2024 | Dec 31, 2024 | 33.6% | −1.9 |
| FY2023 | Dec 31, 2023 | 35.5% | +39.4 |
| FY2022 | Dec 31, 2022 | -3.9% | +0.7 |
| FY2021 | Dec 31, 2021 | -4.6% | +11.0 |
| FY2020 | Dec 31, 2020 | -15.6% | −11.6 |
| FY2019 | Dec 31, 2019 | -4.0% | −3.4 |
| FY2018 | Dec 31, 2018 | -0.6% | −0.7 |
| FY2017 | Dec 31, 2017 | 0.1% | −1.3 |
| FY2016 | Dec 31, 2016 | 1.4% | −10.2 |
| FY2015 | Dec 31, 2015 | 11.6% | −11.3 |
| FY2014 | Dec 31, 2014 | 23.0% | +6.4 |
| FY2013 | Dec 31, 2013 | 16.6% | +5.0 |
| FY2012 | Dec 31, 2012 | 11.6% | −2.1 |
| FY2011 | Dec 31, 2011 | 13.7% | +14.5 |
| FY2010 | Dec 31, 2010 | -0.9% | −8.0 |
| FY2009 | Dec 31, 2009 | 7.2% | – |
Quarterly operating margin
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| Q3 FY2026 | Sep 30, 2026 | 36.8% | −9.3 |
| Q2 FY2026 | Jun 30, 2026 | 34.4% | −7.4 |
| Q1 FY2026 | Mar 31, 2026 | 35.9% | +1.1 |
| Q4 FY2025 | Dec 31, 2025 | 43.2% | +31.9 |
| Q3 FY2025 | Sep 30, 2025 | 46.1% | +2.2 |
| Q2 FY2025 | Jun 30, 2025 | 41.8% | +6.8 |
| Q1 FY2025 | Mar 31, 2025 | 34.8% | −11.1 |
| Q4 FY2024 | Dec 31, 2024 | 11.2% | −26.1 |
| Q3 FY2024 | Sep 30, 2024 | 43.9% | +9.1 |
| Q2 FY2024 | Jun 30, 2024 | 35.1% | +5.7 |
| Q1 FY2024 | Mar 31, 2024 | 45.9% | +9.1 |
| Q4 FY2023 | Dec 31, 2023 | 37.3% | −86.9 |
| Q3 FY2023 | Sep 30, 2023 | 34.8% | +92.0 |
| Q2 FY2023 | Jun 30, 2023 | 29.4% | +58.0 |
| Q1 FY2023 | Mar 31, 2023 | 36.8% | +40.8 |
| Q4 FY2022 | Dec 31, 2022 | 124.2% | +80.7 |
| Q3 FY2022 | Sep 30, 2022 | -57.2% | −45.7 |
| Q2 FY2022 | Jun 30, 2022 | -28.7% | −7.6 |
| Q1 FY2022 | Mar 31, 2022 | -4.0% | +12.3 |
| Q4 FY2021 | Dec 31, 2021 | 43.5% | +62.3 |
| Q3 FY2021 | Sep 30, 2021 | -11.5% | +35.8 |
| Q2 FY2021 | Jun 30, 2021 | -21.1% | −34.7 |
| Q1 FY2021 | Mar 31, 2021 | -16.3% | −7.3 |
| Q4 FY2020 | Dec 31, 2020 | -18.8% | −16.2 |
| Q3 FY2020 | Sep 30, 2020 | -47.3% | −29.9 |
| Q2 FY2020 | Jun 30, 2020 | 13.6% | +15.4 |
| Q1 FY2020 | Mar 31, 2020 | -9.0% | −15.1 |
| Q4 FY2019 | Dec 31, 2019 | -2.5% | +8.2 |
| Q3 FY2019 | Sep 30, 2019 | -17.4% | −8.9 |
| Q2 FY2019 | Jun 30, 2019 | -1.8% | −12.3 |
| Q1 FY2019 | Mar 31, 2019 | 6.1% | −0.4 |
| Q4 FY2018 | Dec 31, 2018 | -10.7% | −25.9 |
| Q3 FY2018 | Sep 30, 2018 | -8.5% | +18.1 |
| Q2 FY2018 | Jun 30, 2018 | 10.5% | +3.5 |
| Q1 FY2018 | Mar 31, 2018 | 6.5% | +1.7 |
| Q4 FY2017 | Dec 31, 2017 | 15.2% | +28.6 |
| Q3 FY2017 | Sep 30, 2017 | -26.6% | – |
| Q2 FY2017 | Jun 30, 2017 | 7.1% | – |
| Q1 FY2017 | Mar 31, 2017 | 4.8% | – |
| Q4 FY2016 | Dec 31, 2016 | -13.4% | – |
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