Truist Financial vs US Bancorp
TFC and USB side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How TFC and USB compare
US Bancorp is the larger company, worth 1.6 times as much as Truist Financial ($94.6B against $60.2B).
On earnings, US Bancorp is cheaper: it trades at 11.8× trailing earnings, against 13.0× for Truist Financial.
US Bancorp grew revenue faster over the last twelve months (7.2% versus −3.6% for Truist Financial).
Both pay dividends: Truist Financial yields 4.1% and US Bancorp 3.5%.
US Bancorp scores higher on the StockData Score (16 against 9 for Truist Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | TFC | USB |
|---|---|---|
| Size and price | ||
| Market cap | $60.2B | $94.6B |
| Share price | $50.26 | $60.70 |
| Change, 1 year | 11.4% | 27.6% |
| Change, 5 years | −17.1% | 5.4% |
| Beta (5Y) | 1.04 | 1.05 |
| Employees | 59K | 69K |
| StockData Score | ||
| Total score | 9 | 16 (better) |
| Valuation score | 3 (better) | 2 |
| Growth score | 0 | 1 (better) |
| Performance score | 0 | 4 (better) |
| Health score | 3 | 6 (better) |
| Dividend score | 3 | 3 |
| Valuation | ||
| P/E | 13.0× | 11.8× (better) |
| P/S | 3.1× (better) | 3.1× |
| P/B | 1.0× (better) | 1.4× |
| PEG | – | 1.52 |
| Fair value | $55.81 | $57.54 |
| Margin of safety | 9.9% (better) | −5.5% |
| Growth | ||
| Revenue growth (TTM) | −3.6% | 7.2% (better) |
| Revenue growth, 5Y average | −2.2% | 4.3% (better) |
| Net income growth (TTM) | – | 16.4% |
| EPS growth (TTM) | 4.0% | 17.4% (better) |
| EPS growth, 5Y average | 4.4% | 8.6% (better) |
| Profitability | ||
| Net margin | – | 27.6% |
| Return on equity | – | 12.9% |
| Financial health | ||
| Debt / equity | 0.20 (better) | 0.32 |
| Altman Z-score | 0.18 | 0.30 (better) |
| Piotroski F-score | – | 7 |
| Dividends and buybacks | ||
| Dividend yield | 4.1% (better) | 3.5% |
| Payout ratio | – | 38.9% |
| Years of dividend growth | 0 | 15 (better) |
| Dividend growth, 5Y average | 2.9% | 4.0% (better) |
| Buyback yield | 7.1% (better) | 0.58% |
| Shareholder yield | 11.3% (better) | 4.0% |
| Ownership | ||
| Held by institutions | 78.8% | 82.2% |
| Held by insiders | 0.20% | 0.22% |
| Insider net buying, 12 months | −$195K (better) | −$12.6M |
| Superinvestors holding | 3 | 3 |
| Short interest, % of float | 2.4% | 1.7% |
Go deeper
- TFC stock overview
- TFC income statement
- TFC valuation and score
- USB stock overview
- USB income statement
- USB valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.