US Bancorp vs Wells Fargo &
USB and WFC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How USB and WFC compare
Wells Fargo & is the larger company, worth 2.7 times as much as US Bancorp ($258B against $94.6B).
On earnings, US Bancorp is cheaper: it trades at 11.8× trailing earnings, against 12.1× for Wells Fargo &.
US Bancorp grew revenue faster over the last twelve months (7.2% versus 5.4% for Wells Fargo &).
US Bancorp keeps more of each dollar of sales as profit, with a net margin of 27.6% compared with 26.3% at Wells Fargo &.
Both pay dividends: US Bancorp yields 3.5% and Wells Fargo & 1.6%.
US Bancorp scores higher on the StockData Score (16 against 11 for Wells Fargo &), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | USB | WFC |
|---|---|---|
| Size and price | ||
| Market cap | $94.6B | $258B |
| Share price | $60.70 | $85.80 |
| Change, 1 year | 27.6% | −0.35% |
| Change, 5 years | 5.4% | 75.7% |
| Beta (5Y) | 1.05 | 0.98 |
| Employees | 69K | 205K |
| StockData Score | ||
| Total score | 16 (better) | 11 |
| Valuation score | 2 | 2 |
| Growth score | 1 | 1 |
| Performance score | 4 | 4 |
| Health score | 6 (better) | 2 |
| Dividend score | 3 (better) | 2 |
| Valuation | ||
| P/E | 11.8× (better) | 12.1× |
| P/S | 3.1× | 3.0× (better) |
| P/B | 1.4× (better) | 1.5× |
| PEG | 1.52 | 0.50 (better) |
| Fair value | $57.54 | $78.15 |
| Margin of safety | −5.5% (better) | −9.8% |
| Growth | ||
| Revenue growth (TTM) | 7.2% (better) | 5.4% |
| Revenue growth, 5Y average | 4.3% (better) | 2.4% |
| Net income growth (TTM) | 16.4% (better) | 9.1% |
| EPS growth (TTM) | 17.4% (better) | 16.6% |
| EPS growth, 5Y average | 8.6% | 70.9% (better) |
| Profitability | ||
| Net margin | 27.6% (better) | 26.3% |
| Return on equity | 12.9% (better) | 12.9% |
| Financial health | ||
| Debt / equity | 0.32 | 0.22 (better) |
| Altman Z-score | 0.30 (better) | 0.26 |
| Piotroski F-score | 7 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 3.5% (better) | 1.6% |
| Payout ratio | 38.9% | 24.6% |
| Years of dividend growth | 15 (better) | 4 |
| Dividend growth, 5Y average | 4.0% | 6.9% (better) |
| Buyback yield | 0.58% | 5.6% (better) |
| Shareholder yield | 4.0% | 7.3% (better) |
| Ownership | ||
| Held by institutions | 82.2% | 77.9% |
| Held by insiders | 0.22% | 0.18% |
| Insider net buying, 12 months | −$12.6M | −$10.1M (better) |
| Superinvestors holding | 3 | 9 (better) |
| Short interest, % of float | 1.7% | – |
Go deeper
- USB stock overview
- USB income statement
- USB valuation and score
- WFC stock overview
- WFC income statement
- WFC valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.