PNC Financial Services vs US Bancorp
PNC and USB side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How PNC and USB compare
PNC Financial Services and US Bancorp are about the same size, with market caps of $92.6B and $94.6B.
On earnings, US Bancorp is cheaper: it trades at 11.8× trailing earnings, against 12.8× for PNC Financial Services.
PNC Financial Services grew revenue faster over the last twelve months (13.2% versus 7.2% for US Bancorp).
Both pay dividends: PNC Financial Services yields 3.2% and US Bancorp 3.5%.
US Bancorp scores higher on the StockData Score (16 against 9 for PNC Financial Services), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | PNC | USB |
|---|---|---|
| Size and price | ||
| Market cap | $92.6B | $94.6B |
| Share price | $232.00 | $60.70 |
| Change, 1 year | 25.3% | 27.6% |
| Change, 5 years | 16.4% | 5.4% |
| Beta (5Y) | 1.00 | 1.05 |
| Employees | 1,474 | 69K |
| StockData Score | ||
| Total score | 9 | 16 (better) |
| Valuation score | 1 | 2 (better) |
| Growth score | 1 | 1 |
| Performance score | 0 | 4 (better) |
| Health score | 5 | 6 (better) |
| Dividend score | 2 | 3 (better) |
| Valuation | ||
| P/E | 12.8× | 11.8× (better) |
| P/S | 3.7× | 3.1× (better) |
| P/B | 1.4× | 1.4× (better) |
| PEG | 2.06 | 1.52 (better) |
| Fair value | $219.99 | $57.54 |
| Margin of safety | −5.5% (better) | −5.5% |
| Growth | ||
| Revenue growth (TTM) | 13.2% (better) | 7.2% |
| Revenue growth, 5Y average | 6.4% (better) | 4.3% |
| Net income growth (TTM) | – | 16.4% |
| EPS growth (TTM) | 24.4% (better) | 17.4% |
| EPS growth, 5Y average | −0.44% | 8.6% (better) |
| Profitability | ||
| Net margin | – | 27.6% |
| Return on equity | – | 12.9% |
| Financial health | ||
| Debt / equity | – | 0.32 |
| Altman Z-score | 0.29 | 0.30 (better) |
| Piotroski F-score | – | 7 |
| Dividends and buybacks | ||
| Dividend yield | 3.2% | 3.5% (better) |
| Payout ratio | – | 38.9% |
| Years of dividend growth | 4 | 15 (better) |
| Dividend growth, 5Y average | – | 4.0% |
| Buyback yield | 2.3% (better) | 0.58% |
| Shareholder yield | 5.5% (better) | 4.0% |
| Ownership | ||
| Held by institutions | 84.1% | 82.2% |
| Held by insiders | 0.35% | 0.22% |
| Insider net buying, 12 months | −$27.0M | −$12.6M (better) |
| Superinvestors holding | 2 | 3 (better) |
| Short interest, % of float | 2.0% | 1.7% |
Go deeper
- PNC stock overview
- PNC income statement
- PNC valuation and score
- USB stock overview
- USB income statement
- USB valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.