PNC Financial Services vs Truist Financial
PNC and TFC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How PNC and TFC compare
PNC Financial Services is the larger company, worth 1.5 times as much as Truist Financial ($92.7B against $59.9B).
On earnings, PNC Financial Services is cheaper: it trades at 12.8× trailing earnings, against 12.9× for Truist Financial.
PNC Financial Services grew revenue faster over the last twelve months (13.2% versus −3.6% for Truist Financial).
Both pay dividends: PNC Financial Services yields 3.2% and Truist Financial 4.2%.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | PNC | TFC |
|---|---|---|
| Size and price | ||
| Market cap | $92.7B | $59.9B |
| Share price | $232.29 | $49.97 |
| Change, 1 year | 24.3% | 9.5% |
| Change, 5 years | 16.5% | −17.6% |
| Beta (5Y) | 1.00 | 1.03 |
| Employees | 1,474 | 59K |
| StockData Score | ||
| Total score | 9 | 9 |
| Valuation score | 1 | 3 (better) |
| Growth score | 1 (better) | 0 |
| Performance score | 0 | 0 |
| Health score | 5 (better) | 3 |
| Dividend score | 2 | 3 (better) |
| Valuation | ||
| P/E | 12.8× (better) | 12.9× |
| P/S | 3.7× | 3.1× (better) |
| P/B | 1.4× | 1.0× (better) |
| PEG | 2.06 | – |
| Fair value | $219.72 | $55.71 |
| Margin of safety | −5.7% | 10.3% (better) |
| Growth | ||
| Revenue growth (TTM) | 13.2% (better) | −3.6% |
| Revenue growth, 5Y average | 6.4% (better) | −2.2% |
| EPS growth (TTM) | 24.4% (better) | 4.0% |
| EPS growth, 5Y average | −0.44% | 4.4% (better) |
| Financial health | ||
| Debt / equity | – | 0.20 |
| Altman Z-score | 0.29 (better) | 0.18 |
| Dividends and buybacks | ||
| Dividend yield | 3.2% | 4.2% (better) |
| Years of dividend growth | 4 (better) | 0 |
| Dividend growth, 5Y average | – | 2.9% |
| Buyback yield | 2.3% | 7.2% (better) |
| Shareholder yield | 5.5% | 11.3% (better) |
| Ownership | ||
| Held by institutions | 84.1% | 78.8% |
| Held by insiders | 0.35% | 0.20% |
| Insider net buying, 12 months | −$27.0M | −$195K (better) |
| Superinvestors holding | 2 | 3 (better) |
| Short interest, % of float | 2.0% | 2.4% |
Go deeper
- PNC stock overview
- PNC income statement
- PNC valuation and score
- TFC stock overview
- TFC income statement
- TFC valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.