Capital One Financial vs Truist Financial
COF and TFC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How COF and TFC compare
Capital One Financial is the larger company, worth 2.0 times as much as Truist Financial ($119B against $59.8B).
Capital One Financial grew revenue faster over the last twelve months (45.3% versus −3.6% for Truist Financial).
Both pay dividends: Capital One Financial yields 1.7% and Truist Financial 4.2%.
Capital One Financial scores higher on the StockData Score (12 against 9 for Truist Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | COF | TFC |
|---|---|---|
| Size and price | ||
| Market cap | $119B | $59.8B |
| Share price | $193.60 | $49.89 |
| Change, 1 year | −12.3% | 10.1% |
| Change, 5 years | 27.9% | −17.7% |
| Beta (5Y) | 1.28 | 1.03 |
| Employees | 76K | 59K |
| StockData Score | ||
| Total score | 12 (better) | 9 |
| Valuation score | 2 | 3 (better) |
| Growth score | 2 (better) | 0 |
| Performance score | 1 (better) | 0 |
| Health score | 4 (better) | 3 |
| Dividend score | 3 | 3 |
| Valuation | ||
| P/E | – | 12.9× |
| P/S | 1.9× (better) | 3.1× |
| P/B | 1.0× | 1.0× (better) |
| P/FCF | 4.0× | – |
| FCF yield | 25.0% | – |
| Fair value | – | $55.60 |
| Margin of safety | – | 10.3% |
| Growth | ||
| Revenue growth (TTM) | 45.3% (better) | −3.6% |
| Revenue growth, 5Y average | 13.4% (better) | −2.2% |
| EPS growth (TTM) | – | 4.0% |
| EPS growth, 5Y average | −4.9% | 4.4% (better) |
| Profitability | ||
| Net margin | 17.0% | – |
| FCF margin | 47.9% | – |
| Return on equity | 9.4% | – |
| Financial health | ||
| Debt / equity | 0.40 | 0.20 (better) |
| Altman Z-score | 0.36 (better) | 0.18 |
| Piotroski F-score | 5 | – |
| Dividends and buybacks | ||
| Dividend yield | 1.7% | 4.2% (better) |
| Payout ratio | 18.0% | – |
| Years of dividend growth | – | 0 |
| Dividend growth, 5Y average | – | 2.9% |
| Buyback yield | 7.3% (better) | 7.2% |
| Shareholder yield | 8.9% | 11.3% (better) |
| Ownership | ||
| Held by institutions | 87.7% | 78.8% |
| Held by insiders | 0.85% | 0.20% |
| Insider net buying, 12 months | −$67.6M | −$195K (better) |
| Superinvestors holding | 12 (better) | 3 |
| Short interest, % of float | 1.2% | 2.4% |
Go deeper
- COF stock overview
- COF income statement
- COF valuation and score
- TFC stock overview
- TFC income statement
- TFC valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.