Mastercard vs Visa
MA and V side by side, both in miscellaneous business services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How MA and V compare
Visa is the larger company, worth 1.3 times as much as Mastercard ($738B against $559B).
Mastercard grew revenue faster over the last twelve months (15.3% versus 14.4% for Visa).
Both pay dividends: Mastercard yields 0.55% and Visa 0.65%.
Mastercard scores higher on the StockData Score (12 against 11 for Visa), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | MA | V |
|---|---|---|
| Size and price | ||
| Market cap | $559B | $738B |
| Share price | $638.01 | $413.59 |
| Change, 1 year | 15.0% | 21.2% |
| Change, 5 years | 82.9% | 90.9% |
| Beta (5Y) | 0.88 | 0.84 |
| Employees | 40K | 11K |
| StockData Score | ||
| Total score | 12 (better) | 11 |
| Valuation score | 1 (better) | 0 |
| Growth score | 3 (better) | 2 |
| Performance score | 1 | 2 (better) |
| Health score | 4 (better) | 3 |
| Dividend score | 3 | 4 (better) |
| Valuation | ||
| P/S | 15.4× (better) | 16.6× |
| P/B | 82.8× | – |
| EV/EBITDA | 25.5× (better) | 26.4× |
| P/FCF | 34.8× (better) | 35.1× |
| FCF yield | 2.9% (better) | 2.8% |
| Fair value | $141.69 | $204.07 |
| Margin of safety | −350% | −103% (better) |
| Growth | ||
| Revenue growth (TTM) | 15.3% (better) | 14.4% |
| Revenue growth, 5Y average | 16.5% (better) | 12.9% |
| Net income growth (TTM) | – | 11.4% |
| EPS growth, 5Y average | 21.0% | – |
| Profitability | ||
| Operating margin | 58.6% | 60.7% (better) |
| Net margin | – | 50.8% |
| FCF margin | 44.3% | 47.2% (better) |
| Return on invested capital | 99.7% | – |
| Financial health | ||
| Debt / equity | 3.54 | – |
| Net debt / EBITDA | 0.61 | 0.41 (better) |
| Interest coverage | 26.2× | 34.8× (better) |
| Current ratio | 1.01 (better) | 0.99 |
| Altman Z-score | 10.66 (better) | 9.05 |
| Piotroski F-score | – | 5 |
| Dividends and buybacks | ||
| Dividend yield | 0.55% | 0.65% (better) |
| Payout ratio | – | 22.1% |
| Years of dividend growth | 3 | 6 (better) |
| Dividend growth, 5Y average | – | 14.5% |
| Buyback yield | 2.8% | 2.9% (better) |
| Shareholder yield | 3.3% | 3.5% (better) |
| Ownership | ||
| Held by institutions | 88.2% | 83.6% |
| Held by insiders | 0.06% | 0.04% |
| Insider net buying, 12 months | −$66.6M (better) | −$84.2M |
| Superinvestors holding | 15 | 23 (better) |
| Short interest, % of float | 0.73% | 1.2% |
Go deeper
- MA stock overview
- MA income statement
- MA valuation and score
- V stock overview
- V income statement
- V valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.