Capital One Financial vs PNC Financial Services
COF and PNC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How COF and PNC compare
Capital One Financial is the larger company, worth 1.3 times as much as PNC Financial Services ($120B against $92.7B).
Capital One Financial grew revenue faster over the last twelve months (45.3% versus 13.2% for PNC Financial Services).
Both pay dividends: Capital One Financial yields 1.6% and PNC Financial Services 3.2%.
Capital One Financial scores higher on the StockData Score (12 against 9 for PNC Financial Services), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | COF | PNC |
|---|---|---|
| Size and price | ||
| Market cap | $120B | $92.7B |
| Share price | $195.08 | $232.29 |
| Change, 1 year | −12.2% | 24.3% |
| Change, 5 years | 28.9% | 16.5% |
| Beta (5Y) | 1.29 | 1.00 |
| Employees | 76K | 1,474 |
| StockData Score | ||
| Total score | 12 (better) | 9 |
| Valuation score | 2 (better) | 1 |
| Growth score | 2 (better) | 1 |
| Performance score | 1 (better) | 0 |
| Health score | 4 | 5 (better) |
| Dividend score | 3 (better) | 2 |
| Valuation | ||
| P/E | – | 12.8× |
| P/S | 1.9× (better) | 3.7× |
| P/B | 1.1× (better) | 1.4× |
| P/FCF | 4.0× | – |
| PEG | – | 2.06 |
| FCF yield | 24.8% | – |
| Fair value | – | $219.72 |
| Margin of safety | – | −5.7% |
| Growth | ||
| Revenue growth (TTM) | 45.3% (better) | 13.2% |
| Revenue growth, 5Y average | 13.4% (better) | 6.4% |
| EPS growth (TTM) | – | 24.4% |
| EPS growth, 5Y average | −4.9% | −0.44% (better) |
| Profitability | ||
| Net margin | 17.0% | – |
| FCF margin | 47.9% | – |
| Return on equity | 9.4% | – |
| Financial health | ||
| Debt / equity | 0.40 | – |
| Altman Z-score | 0.36 (better) | 0.29 |
| Piotroski F-score | 5 | – |
| Dividends and buybacks | ||
| Dividend yield | 1.6% | 3.2% (better) |
| Payout ratio | 18.0% | – |
| Years of dividend growth | – | 4 |
| Buyback yield | 7.2% (better) | 2.3% |
| Shareholder yield | 8.9% (better) | 5.5% |
| Ownership | ||
| Held by institutions | 87.7% | 84.1% |
| Held by insiders | 0.85% | 0.35% |
| Insider net buying, 12 months | −$67.8M | −$27.0M (better) |
| Superinvestors holding | 12 (better) | 2 |
| Short interest, % of float | 1.2% | 2.0% |
Go deeper
- COF stock overview
- COF income statement
- COF valuation and score
- PNC stock overview
- PNC income statement
- PNC valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.