Bank of America vs Truist Financial
BAC and TFC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BAC and TFC compare
Bank of America is the larger company, worth 5.8 times as much as Truist Financial ($350B against $60.2B).
On earnings, Bank of America is cheaper: it trades at 12.1× trailing earnings, against 13.0× for Truist Financial.
Bank of America grew revenue faster over the last twelve months (5.4% versus −3.6% for Truist Financial).
Both pay dividends: Bank of America yields 2.3% and Truist Financial 4.1%.
Bank of America scores higher on the StockData Score (12 against 9 for Truist Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BAC | TFC |
|---|---|---|
| Size and price | ||
| Market cap | $350B | $60.2B |
| Share price | $50.67 | $50.26 |
| Change, 1 year | −5.1% | 11.4% |
| Change, 5 years | 11.6% | −17.1% |
| Beta (5Y) | 1.11 | 1.04 |
| Employees | 213K | 59K |
| StockData Score | ||
| Total score | 12 (better) | 9 |
| Valuation score | 5 (better) | 3 |
| Growth score | 0 | 0 |
| Performance score | 1 (better) | 0 |
| Health score | 4 (better) | 3 |
| Dividend score | 2 | 3 (better) |
| Valuation | ||
| P/E | 12.1× (better) | 13.0× |
| P/S | 2.9× (better) | 3.1× |
| P/B | 1.2× | 1.0× (better) |
| PEG | 1.98 | – |
| Fair value | $51.71 | $55.81 |
| Margin of safety | 2.0% | 9.9% (better) |
| Growth | ||
| Revenue growth (TTM) | 5.4% (better) | −3.6% |
| Revenue growth, 5Y average | 5.7% (better) | −2.2% |
| Net income growth (TTM) | 9.8% | – |
| EPS growth (TTM) | 15.7% (better) | 4.0% |
| EPS growth, 5Y average | 15.3% (better) | 4.4% |
| Profitability | ||
| Net margin | 26.8% | – |
| Return on equity | 10.8% | – |
| Financial health | ||
| Debt / equity | – | 0.20 |
| Altman Z-score | 0.22 (better) | 0.18 |
| Piotroski F-score | 6 | – |
| Dividends and buybacks | ||
| Dividend yield | 2.3% | 4.1% (better) |
| Years of dividend growth | 12 (better) | 0 |
| Dividend growth, 5Y average | 8.4% (better) | 2.9% |
| Buyback yield | 7.3% (better) | 7.1% |
| Shareholder yield | 9.6% | 11.3% (better) |
| Ownership | ||
| Held by institutions | 77.8% | 78.8% |
| Held by insiders | 0.15% | 0.20% |
| Insider net buying, 12 months | −$31.1M | −$195K (better) |
| Superinvestors holding | 8 (better) | 3 |
| Short interest, % of float | – | 2.4% |
Go deeper
- BAC stock overview
- BAC income statement
- BAC valuation and score
- TFC stock overview
- TFC income statement
- TFC valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.