XPNasdaqSecurity Brokers, Dealers & Flotation CompaniesFiscal year ends December 31
XP Inc.
Financials through fiscal 2025, year ended Dec 31, 2025Last filing: 20-F on Apr 29, 2026
$30.26+1.03 (+3.52%)
Close on Oct 19, 2026
XP statistics
Financials through Dec 31, 2025, price-based ratios appear once a share price is available
Valuation
| Market Cap | 78.16B BRL |
|---|---|
| Enterprise Value | 58.94B BRL |
| PE Ratio | 15.50 |
| PS Ratio | 9.81 |
| PB Ratio | 3.32 |
| P/TBV Ratio | 3.32 |
| P/FCF Ratio | 6.60 |
| P/OCF Ratio | 6.49 |
Enterprise value
| EV / Sales | 7.40 |
|---|---|
| EV / FCF | 4.98 |
Income (trailing twelve months)
| Revenue | 7.97B BRL |
|---|---|
| Pretax Income | 5.45B BRL |
| Net Income | 5.17B BRL |
| EPS (Diluted) | 9.72 BRL |
Margins
| Pretax Margin | 68.4% |
|---|---|
| Profit Margin | 64.9% |
| FCF Margin | 148.6% |
Returns
| Return on Equity (ROE) | 23.7% |
|---|---|
| Return on Assets (ROA) | 1.39% |
Growth
| Revenue Growth (YoY) | 7.30% |
|---|---|
| Net Income Growth (YoY) | 14.5% |
| EPS Growth (YoY) | 18.1% |
| FCF Growth (YoY) | 7.26% |
| Revenue Growth (3Y CAGR) | 10.3% |
| Revenue Growth (5Y CAGR) | 9.69% |
| EPS Growth (3Y CAGR) | 15.9% |
| EPS Growth (5Y CAGR) | 21.2% |
Balance sheet
| Cash & Short-Term Investments | 19.22B BRL |
|---|---|
| Net Cash (Debt) | 19.22B BRL |
| Net Cash Per Share | 37.05 BRL |
| Equity (Book Value) | 23.55B BRL |
| Book Value Per Share | 45.39 BRL |
| Tangible Book Value | 23.55B BRL |
Cash flow (trailing twelve months)
| Operating Cash Flow | 12.04B BRL |
|---|---|
| Capital Expenditures | -209.29M BRL |
| Free Cash Flow | 11.84B BRL |
| FCF Per Share | 22.82 BRL |
Efficiency
| Asset Turnover | 0.02 |
|---|---|
| Revenue Per Employee | 221.30K BRL |
| Profits Per Employee | 143.61K BRL |
| Employee Count | 36,000 |
Dividends and yields
| Earnings Yield | 6.61% |
|---|---|
| FCF Yield | 15.1% |
| Payout Ratio | 9.57% |
| FCF Payout Ratio | 4.18% |
Shares
| Shares Outstanding | 518,744,000 |
|---|---|
| Shares Change (YoY) | -2.99% |
| Float | 395,907,000 |
| Shares Held by Insiders | 23.7% |
Taxes
| Income Tax | 279.26M BRL |
|---|---|
| Effective Tax Rate | 5.13% |
Scores
| Graham Number | 99.63 BRL |
|---|---|
| Graham Upside | -33.9% |
| Altman Z-Score | 0.15 |
| Piotroski F-Score | 5 |
Calculated by StockData from XP's SEC filings. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.