XP Inc. (XP) stock
Close on Nov 11, 2026Market cap $7.98BP/E 8.7Yield –
XP statistics
77 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
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- Last ex-dividend date
- Jun 10, 2026
- Fundamentals through
- Dec 31, 2025
- Share price as of
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Valuation ratiosIndustry
- P/TBV Ratio
- 1.86
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- P/OCF Ratio
- 3.64
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Enterprise valuationIndustry
- EV / Sales
- 3.09
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- EV / FCF
- 2.08
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Share statisticsIndustry
- Shares Change (YoY)
- -2.99%
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- Float
- 396M
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- Shares Held by Insiders
- 23.7%
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- Shares Held by Institutions
- 64.4%
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Short sellingIndustry
- Short Interest
- 28M
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- Short Interest Change
- 29.9%
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- Days to Cover
- 1.00
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Stock price statisticsIndustry
- Price Change (1 Week)
- 1.42%
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- Price Change (1 Month)
- -51.0%
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- Price Change (3 Months)
- -2.87%
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- Price Change (6 Months)
- -11.0%
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- Price Change (YTD)
- -6.02%
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- Price Change (1 Year)
- -18.7%
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- Price Change (3 Years)
- -30.8%
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- Price Change (5 Years)
- -54.4%
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- Average Volume (10 Days)
- 13M
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- Average Volume (20 Days)
- 21M
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- Average Volume (90 Days)
- 10M
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- Relative Volume
- 0.79
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- Relative Strength Index (14)
- 34.9
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- Volatility (1 Year)
- 75.3%
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- Beta (5 Years)
- 1.11
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MarginsIndustry
- Pretax Margin
- 68.4%
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- FCF Margin
- 148.6%
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Returns on capitalIndustry
- Return on Equity (ROE)
- 23.7%
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- Return on Assets (ROA)
- 1.39%
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GrowthIndustry
- Revenue Growth (YoY)
- 7.30%
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- Net Income Growth (YoY)
- 14.5%
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- EPS Growth (YoY)
- 18.1%
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- FCF Growth (YoY)
- 7.26%
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- Revenue Growth (3Y CAGR)
- 10.3%
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- Revenue Growth (5Y CAGR)
- 9.69%
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- EPS Growth (3Y CAGR)
- 15.9%
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- EPS Growth (5Y CAGR)
- 21.2%
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EfficiencyIndustry
- Asset Turnover
- 0.02
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- Revenue Per Employee
- 221.30K BRL
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- Profits Per Employee
- 143.61K BRL
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- Employee Count
- 36,000
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- WACC
- 10.4%
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Income statement (TTM)Industry
- Pretax Income
- 5.45B BRL
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Balance sheetIndustry
- Net Cash (Debt)
- 19.22B BRL
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- Net Cash Per Share
- 37.05 BRL
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- Equity (Book Value)
- 23.55B BRL
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- Book Value Per Share
- 45.39 BRL
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- Tangible Book Value
- 23.55B BRL
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Cash flow (TTM)Industry
- Capital Expenditures
- -209.29M BRL
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- FCF Per Share
- 22.82 BRL
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Dividends and yieldsIndustry
- Earnings Yield
- 11.8%
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- FCF Yield
- 27.0%
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- Payout Ratio
- 9.57%
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- FCF Payout Ratio
- 4.18%
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Taxes and interestIndustry
- Income Tax
- 279.26M BRL
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- Effective Tax Rate
- 5.13%
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Scores and fair valueIndustry
- Graham Number
- 99.63 BRL
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- Graham Upside
- 18.0%
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- Altman Z-Score
- 0.09
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- Piotroski F-Score
- 5
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- Lynch Fair Value
- 206.21 BRL
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- Lynch Upside
- 144.2%
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Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.
| Period | XP | S&P 500 | Difference | XP per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -52.3% | -2.4% | −49.8 pts | ||
| 3 months | -0.8% | -1.2% | +0.3 pts | ||
| Year to date | -4.8% | +12.3% | −17.1 pts | ||
| 1 year | -20.5% | +12.4% | −32.9 pts | ||
| 3 years | -23.7% | +78.8% | −102.5 pts | -8.6% | +21.4% |
| 5 years | -48.5% | +75.2% | −123.7 pts | -12.4% | +11.9% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
28M XP shares were sold short on Oct 30, 2026, up 29.9% from the previous report. At recent volumes it would take 1.0 days to buy them back. Over the last 20 sessions, 35.2% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 28,167,891 | +29.9% | 28,091,490 | 1.0 |
| Oct 15, 2026 | 21,681,455 | +18.5% | 15,093,368 | 1.4 |
| Sep 30, 2026 | 18,295,790 | +3.0% | 7,149,939 | 2.6 |
| Sep 15, 2026 | 17,758,320 | -7.6% | 8,551,713 | 2.1 |
| Aug 31, 2026 | 19,222,230 | +4.7% | 5,318,667 | 3.6 |
| Aug 14, 2026 | 18,354,326 | -6.5% | 3,837,308 | 4.8 |
| Jul 31, 2026 | 19,619,983 | +0.5% | 3,278,349 | 6.0 |
| Jul 15, 2026 | 19,513,929 | -8.1% | 7,243,435 | 2.7 |
| Jun 30, 2026 | 21,224,722 | +11.0% | 5,065,224 | 4.2 |
| Jun 15, 2026 | 19,115,092 | -0.4% | 6,319,349 | 3.0 |
| May 29, 2026 | 19,188,544 | +5.4% | 7,590,929 | 2.5 |
| May 15, 2026 | 18,209,344 | +2.1% | 4,997,414 | 3.6 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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