WNEBNasdaqSavings Institution, Federally CharteredFiscal year ends December 31
Western New England Bancorp, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$13.37−0.20 (-1.47%)
Close on Oct 19, 2026
- Market cap
- $265.99M
- P/E (TTM)
- 15.9
- Dividend yield
- 2.09%
Western New England Bancorp statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Savings Institution, Federally Chartered companies for comparison
Valuation
| Measure | Western New England Bancorp | Industry median |
|---|---|---|
| Market Cap | $268.01M | $679.86M |
| Enterprise Value | $248.09M | $408.94M |
| PE Ratio | 15.92 | 11.99 |
| PS Ratio | 3.04 | 3.59 |
| PB Ratio | 1.08 | 1.18 |
| P/TBV Ratio | 1.14 | 1.41 |
| P/FCF Ratio | 15.58 | 10.89 |
| P/OCF Ratio | 13.97 | 10.01 |
Enterprise value
| Measure | Western New England Bancorp | Industry median |
|---|---|---|
| EV / Sales | 2.81 | 2.76 |
| EV / FCF | 14.43 | 8.23 |
Income (trailing twelve months)
| Measure | Western New England Bancorp | Industry median |
|---|---|---|
| Revenue | $88.24M | $170.85M |
| Pretax Income | $21.79M | $70.12M |
| Net Income | $16.75M | $54.33M |
| EPS (Diluted) | $0.84 | $2.91 |
Margins
| Measure | Western New England Bancorp | Industry median |
|---|---|---|
| Pretax Margin | 24.7% | 36.5% |
| Profit Margin | 19.0% | 29.1% |
| FCF Margin | 19.5% | 33.2% |
Returns
| Measure | Western New England Bancorp | Industry median |
|---|---|---|
| Return on Equity (ROE) | 6.87% | 10.6% |
| Return on Assets (ROA) | 0.62% | 1.12% |
Growth
| Measure | Western New England Bancorp | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 16.5% | 11.8% |
| Net Income Growth (YoY) | 38.6% | 23.2% |
| EPS Growth (YoY) | 42.4% | 23.1% |
| Revenue Growth (3Y CAGR) | -3.72% | 5.82% |
| Revenue Growth (5Y CAGR) | 351.6% | 6.17% |
| EPS Growth (3Y CAGR) | -14.0% | 1.31% |
| EPS Growth (5Y CAGR) | 10.8% | 8.24% |
Balance sheet
| Measure | Western New England Bancorp | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $37.67M | $205.54M |
| Total Debt | $17.74M | $177.19M |
| Net Cash (Debt) | $19.93M | $164.40M |
| Net Cash Per Share | $0.99 | $8.13 |
| Equity (Book Value) | $248.28M | $563.88M |
| Book Value Per Share | $12.39 | $28.47 |
| Tangible Book Value | $234.92M | $475.36M |
Financial position
| Measure | Western New England Bancorp | Industry median |
|---|---|---|
| Debt / Equity | 0.07 | 0.20 |
| Debt / FCF | 1.03 | 1.81 |
Cash flow (trailing twelve months)
| Measure | Western New England Bancorp | Industry median |
|---|---|---|
| Operating Cash Flow | $19.19M | $61.52M |
| Capital Expenditures | -$1.99M | -$4.08M |
| Free Cash Flow | $17.20M | $52.15M |
| FCF Per Share | $0.86 | $3.05 |
Efficiency
| Measure | Western New England Bancorp | Industry median |
|---|---|---|
| Asset Turnover | 0.03 | 0.04 |
| Revenue Per Employee | $264.19K | $353.78K |
| Profits Per Employee | $50.15K | $107.28K |
| Employee Count | 334 | 489 |
Dividends and yields
| Measure | Western New England Bancorp | Industry median |
|---|---|---|
| Earnings Yield | 6.25% | 8.13% |
| FCF Yield | 6.42% | 8.91% |
| Dividend Yield | 2.09% | 2.48% |
| Buyback Yield | 2.48% | 1.55% |
| Shareholder Yield | 4.57% | 3.13% |
| Dividend Per Share | $0.28 | $0.93 |
| Dividend Growth (YoY) | 0.00% | 4.26% |
| Years of Dividend Growth | 0 | 2 |
| Payout Ratio | 33.5% | 29.3% |
| FCF Payout Ratio | 32.6% | 26.0% |
Shares
| Measure | Western New England Bancorp | Industry median |
|---|---|---|
| Shares Outstanding | 20,045,900 | 18,839,100 |
| Shares Change (YoY) | -2.47% | 0.40% |
| Shares Change (QoQ) | -0.96% | 0.00% |
| Float | 18,811,400 | 17,061,900 |
| Shares Held by Insiders | 6.16% | 5.89% |
| Shares Held by Institutions | 62.7% | 61.9% |
Taxes
| Measure | Western New England Bancorp | Industry median |
|---|---|---|
| Income Tax | $5.04M | $14.50M |
| Effective Tax Rate | 23.1% | 21.1% |
Scores
| Measure | Western New England Bancorp | Industry median |
|---|---|---|
| Graham Number | $15.30 | $45.31 |
| Graham Upside | 14.4% | 21.9% |
| Altman Z-Score | 0.18 | 0.21 |
| Piotroski F-Score | 7 | 6 |
Calculated by StockData from Western New England Bancorp's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.