StockData
WABCNasdaqNational Commercial BanksFiscal year ends December 31

WESTAMERICA BANCORPORATION

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 5, 2026
$60.10−1.18 (-1.93%)

Close on Oct 19, 2026

Market cap
$1.40B
P/E (TTM)
13.2
Dividend yield
3.03%

Westamerica Bancorporation statistics

Financials through Jun 30, 2026, price as of Oct 19, 2026, median of National Commercial Banks companies for comparison

Valuation

MeasureWestamerica BancorporationIndustry median
Market Cap$1.39B$679.86M
Enterprise Value$1.52B$418.07M
PE Ratio13.2412.00
PS Ratio5.513.62
PB Ratio1.631.18
P/TBV Ratio1.901.42
P/FCF Ratio12.7910.93
P/OCF Ratio12.4810.04

Enterprise value

MeasureWestamerica BancorporationIndustry median
EV / Sales6.042.78
EV / FCF14.008.40

Income (trailing twelve months)

MeasureWestamerica BancorporationIndustry median
Revenue$251.90M$170.85M
Pretax Income$148.99M$70.12M
Net Income$110.81M$54.33M
EPS (Diluted)$4.54$2.90

Margins

MeasureWestamerica BancorporationIndustry median
Pretax Margin59.1%36.4%
Profit Margin44.0%29.1%
FCF Margin43.1%33.0%

Returns

MeasureWestamerica BancorporationIndustry median
Return on Equity (ROE)12.5%10.5%
Return on Assets (ROA)1.91%1.12%

Growth

MeasureWestamerica BancorporationIndustry median
Revenue Growth (YoY)-8.28%11.8%
Net Income Growth (YoY)-12.7%23.1%
EPS Growth (YoY)-5.02%22.7%
FCF Growth (YoY)-19.0%27.1%
Revenue Growth (3Y CAGR)-0.87%5.82%
Revenue Growth (5Y CAGR)4.24%6.17%
EPS Growth (3Y CAGR)-0.15%1.26%
EPS Growth (5Y CAGR)8.69%8.24%

Balance sheet

MeasureWestamerica BancorporationIndustry median
Total Debt$131.81M$177.19M
Net Cash (Debt)-$131.81M$164.40M
Net Cash Per Share-$5.70$8.13
Equity (Book Value)$853.15M$560.44M
Book Value Per Share$36.91$28.47
Tangible Book Value$731.48M$472.29M

Financial position

MeasureWestamerica BancorporationIndustry median
Debt / Equity0.150.20
Debt / FCF1.211.81

Cash flow (trailing twelve months)

MeasureWestamerica BancorporationIndustry median
Operating Cash Flow$111.26M$61.20M
Capital Expenditures-$2.63M-$4.02M
Free Cash Flow$108.63M$52.43M
FCF Per Share$4.70$3.07

Efficiency

MeasureWestamerica BancorporationIndustry median
Asset Turnover0.040.04
Revenue Per Employee$401.76K$357.09K
Profits Per Employee$176.73K$107.23K
Employee Count627528

Dividends and yields

MeasureWestamerica BancorporationIndustry median
Earnings Yield7.98%8.07%
FCF Yield7.82%8.89%
Dividend Yield3.03%2.48%
Buyback Yield10.1%1.52%
Shareholder Yield13.1%3.13%
Dividend Per Share$1.82$0.93
Dividend Growth (YoY)3.41%4.26%
Years of Dividend Growth112
Payout Ratio41.2%29.4%
FCF Payout Ratio42.1%26.0%

Shares

MeasureWestamerica BancorporationIndustry median
Shares Outstanding23,111,20018,910,300
Shares Change (YoY)-7.66%0.39%
Shares Change (QoQ)-2.66%0.00%
Float23,095,60016,895,350
Shares Held by Insiders0.07%5.92%
Shares Held by Institutions79.9%61.9%

Taxes

MeasureWestamerica BancorporationIndustry median
Income Tax$38.18M$14.50M
Effective Tax Rate25.6%21.1%

Scores

MeasureWestamerica BancorporationIndustry median
Graham Number$61.41$45.31
Graham Upside2.18%21.6%
Altman Z-Score0.350.21
Piotroski F-Score56

Calculated by StockData from Westamerica Bancorporation's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.