Westamerica Bancorporation (WABC) stock
WABCNasdaqNational Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 6, 2026Score 14/3016% above fair value
$59.64+0.04 (+0.07%)
Close on Nov 12, 2026Market cap $1.38BP/E 12.9Yield 3.05%
Westamerica Bancorporation statistics
95 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 14, 2027 (estimated, during market hours)
- Last ex-dividend date
- Nov 2, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 12, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 2.06
- 1.52
- P/OCF Ratio
- 11.93
- 9.78
Enterprise valuationIndustry
- EV / Sales
- 6.02
- 2.95
- EV / FCF
- 13.44
- 8.51
Share statisticsIndustry
- Shares Change (YoY)
- -8.59%
- 0.35%
- Shares Change (QoQ)
- 0.36%
- 0.00%
- Float
- 23M
- 17M
- Shares Held by Insiders
- 0.07%
- 6.05%
- Shares Held by Institutions
- 79.9%
- 61.3%
Short sellingIndustry
- Short Interest
- 859,131
- –
- Short Interest Change
- -6.60%
- -4.13%
- Short % of Float
- 3.72%
- 3.58%
- Short % of Shares Outstanding
- 3.72%
- 3.18%
- Days to Cover
- 5.33
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $63.61
- –
- 52-Week Low
- $46.23
- –
- 20-Day Moving Average
- $60.73
- –
- 50-Day Moving Average
- $59.87
- –
- 200-Day Moving Average
- $56.51
- –
- Average True Range (14)
- $1.39
- –
- Price Change (1 Week)
- -0.22%
- 0.51%
- Price Change (1 Month)
- 1.60%
- 4.83%
- Price Change (3 Months)
- -0.40%
- -3.58%
- Price Change (6 Months)
- 10.1%
- 10.8%
- Price Change (YTD)
- 24.7%
- 19.6%
- Price Change (1 Year)
- 23.3%
- 25.4%
- Price Change (3 Years)
- 24.7%
- 76.7%
- Price Change (5 Years)
- 4.47%
- 26.5%
- Price Change (10 Years)
- 4.61%
- 67.0%
- Average Volume (10 Days)
- 140,326
- –
- Average Volume (20 Days)
- 153,102
- –
- Average Volume (90 Days)
- 183,737
- –
- Relative Volume
- 0.54
- 0.67
- Relative Strength Index (14)
- 46.0
- 52.6
- Volatility (1 Year)
- 19.5%
- 24.4%
- Beta (5 Years)
- 0.54
- 0.63
MarginsIndustry
- Pretax Margin
- 59.0%
- 36.9%
- FCF Margin
- 44.8%
- 33.8%
Returns on capitalIndustry
- Return on Equity (ROE)
- 12.9%
- 10.8%
- Return on Assets (ROA)
- 1.89%
- 1.16%
Financial positionIndustry
- Debt / Equity
- 0.18
- 0.21
- Debt / FCF
- 1.23
- 1.42
GrowthIndustry
- Revenue Growth (YoY)
- -4.58%
- 11.8%
- Net Income Growth (YoY)
- -7.80%
- 22.7%
- EPS Growth (YoY)
- 1.09%
- 21.6%
- FCF Growth (YoY)
- -8.08%
- 27.5%
- Revenue Growth (3Y CAGR)
- -0.87%
- 5.82%
- Revenue Growth (5Y CAGR)
- 4.24%
- 6.17%
- EPS Growth (3Y CAGR)
- -0.15%
- 1.31%
- EPS Growth (5Y CAGR)
- 8.69%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.04
- 0.04
- Revenue Per Employee
- $402.26K
- $359.04K
- Profits Per Employee
- $176.55K
- $110.51K
- Employee Count
- 627
- 492
- WACC
- 7.36%
- 7.91%
Income statement (TTM)Industry
- Pretax Income
- $148.88M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- -$139.06M
- $166.15M
- Net Cash Per Share
- -$6.02
- $8.19
- Equity (Book Value)
- $789.67M
- $570.13M
- Book Value Per Share
- $34.17
- $28.22
- Tangible Book Value
- $668.00M
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$2.61M
- -$4.27M
- FCF Per Share
- $4.88
- $3.35
Dividends and yieldsIndustry
- Earnings Yield
- 8.03%
- 8.32%
- FCF Yield
- 8.19%
- 9.23%
- Dividend Yield
- 3.05%
- 2.44%
- Buyback Yield
- 8.62%
- 1.80%
- Shareholder Yield
- 11.7%
- 3.22%
- Dividend Per Share
- $1.82
- $0.92
- Dividend Growth (YoY)
- 3.41%
- 4.26%
- Years of Dividend Growth
- 17
- 2
- Payout Ratio
- 40.7%
- 29.0%
- FCF Payout Ratio
- 39.9%
- 24.8%
Taxes and interestIndustry
- Income Tax
- $38.18M
- $16.14M
- Effective Tax Rate
- 25.6%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $59.73
- $45.31
- Graham Upside
- 0.14%
- 18.8%
- Altman Z-Score
- 0.35
- 0.22
- Piotroski F-Score
- 5
- 6
- Lynch Fair Value
- $40.32
- –
- Lynch Upside
- -32.4%
- -0.36%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | WABC | S&P 500 | Difference | WABC per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +1.8% | -2.7% | +4.5 pts | ||
| 3 months | +0.9% | -1.7% | +2.7 pts | ||
| Year to date | +29.0% | +11.9% | +17.1 pts | ||
| 1 year | +27.6% | +12.0% | +15.7 pts | ||
| 3 years | +41.4% | +78.2% | −36.8 pts | +12.2% | +21.2% |
| 5 years | +24.1% | +73.2% | −49.1 pts | +4.4% | +11.6% |
| 10 years | +42.5% | +309.6% | −267.1 pts | +3.6% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
1M WABC shares were sold short on Oct 30, 2026, down 6.6% from the previous report, or 3.72% of the shares available to trade. At recent volumes it would take 5.3 days to buy them back. Over the last 20 sessions, 62.5% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 859,131 | -6.6% | 161,261 | 5.3 |
| Oct 15, 2026 | 919,795 | +6.6% | 185,034 | 5.0 |
| Sep 30, 2026 | 862,688 | -9.1% | 337,347 | 2.6 |
| Sep 15, 2026 | 949,492 | +5.5% | 166,569 | 5.7 |
| Aug 31, 2026 | 900,411 | +10.5% | 113,261 | 8.0 |
| Aug 14, 2026 | 815,083 | -5.8% | 124,581 | 6.5 |
| Jul 31, 2026 | 864,818 | +15.6% | 208,030 | 4.2 |
| Jul 15, 2026 | 748,347 | +9.2% | 195,249 | 3.8 |
| Jun 30, 2026 | 684,998 | -2.0% | 297,082 | 2.3 |
| Jun 15, 2026 | 698,811 | +1.7% | 157,058 | 4.5 |
| May 29, 2026 | 686,820 | +20.4% | 163,374 | 4.2 |
| May 15, 2026 | 570,248 | +9.1% | 154,269 | 3.7 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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