UMBFNasdaqNational Commercial BanksFiscal year ends December 31Also trades as UMBFO
UMB FINANCIAL CORP
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Jul 30, 2026
$129.65−1.45 (-1.11%)
Close on Oct 19, 2026
- Market cap
- $9.90B
- P/E (TTM)
- 10.8
- Dividend yield
- 1.26%
Ownership
Institutional holdings as of Jun 30, 2026, from 13F filings
Held by institutions
73M
Shares held, 13F filers
Institutional holders
481
84 new, 49 sold out
Net institutional buying
3M
In Q2 2026
Insider trades, 12 months
6 buys · 25 sales
Net sold $11.42M
Shares held by institutions
Holders of more than 5%
Latest Schedule 13D (active) or 13G (passive) filed by each holder
| Holder | Shares | % of class | Filing | As of |
|---|---|---|---|---|
| BlackRock, Inc. | 5,975,948 | – | 13G (passive) amendment | Dec 31, 2023 |
| Vanguard Portfolio Management | 4,176,256 | 5.48% | 13G (passive) | Mar 31, 2026 |
| J. Mariner Kemper | 3,757,772 | 5.20% | 13D (active) amendment | Jan 31, 2025 |
| State Street Corporation | – | 6.12% | 13G (passive) amendment | Dec 31, 2023 |
Top institutional holders
13F holdings as of Jun 30, 2026
| Holder | Shares | % of UMBF | Value | Change | % of portfolio |
|---|---|---|---|---|---|
| BlackRock, Inc. | 10,215,651 | – | $1.46B | +871,184 | 0.02% |
| UMB Bank, n.a. | 4,674,963 | – | $667.40M | −48,610 | 8.45% |
| Vanguard Portfolio Management LLC | 4,213,123 | – | $601.47M | +76,903 | 0.03% |
| State Street Corp | 4,133,285 | – | $591.79M | +151,684 | 0.02% |
| Vanguard Capital Management LLC | 3,130,338 | – | $446.89M | +29,045 | 0.01% |
| Dimensional Fund Advisors LP | 3,030,849 | – | $432.68M | +120,917 | 0.08% |
| FMR LLC | 2,671,666 | – | $381.41M | +249,231 | 0.02% |
| Geode Capital Management, LLC | 2,064,907 | – | $294.83M | +117,461 | 0.02% |
| Wellington Management Group Llp | 1,687,247 | – | $240.87M | −1,019,877 | 0.04% |
| Neuberger Berman Group LLC | 1,562,240 | – | $223.03M | −137,399 | 0.15% |
| Alliancebernstein L.P. | 1,300,605 | – | $146.70M | +80,627 | 0.05% |
| Earnest Partners LLC | 1,242,430 | – | $177.37M | −35,459 | 0.64% |
| Goldman Sachs Group Inc | 1,241,789 | – | $177.28M | +345,685 | 0.02% |
| Allspring Global Investments Holdings, LLC | 1,145,958 | – | $166.91M | −211,219 | 0.26% |
| American Century Companies Inc | 1,045,921 | – | $149.32M | −299,923 | 0.07% |
| Charles Schwab Investment Management Inc | 964,626 | – | $137.71M | −2,118 | 0.02% |
| Citadel Advisors LLC | 943,290 | – | $134.66M | −125,292 | 0.02% |
| Morgan Stanley | 939,019 | – | $134.05M | −67,899 | 0.01% |
| Northern Trust Corp | 926,889 | – | $132.32M | +46,544 | 0.02% |
| First Trust Advisors LP | 914,990 | – | $130.62M | +15,590 | 0.08% |
Institutional buying and selling by quarter
Positions opened, added to, reduced and closed by 13F filers
| Quarter | Holders | Shares held | New / added | Reduced / closed | Shares bought | Shares sold |
|---|---|---|---|---|---|---|
| Q2 2026 | 481 | 73M | 84 / 175 | 144 / 49 | 7M | 4M |
| Q1 2026 | 453 | 70M | 75 / 159 | 150 / 27 | 12M | 5M |
| Q4 2025 | 412 | 71M | 49 / 128 | 160 / 35 | 5M | 3M |
| Q3 2025 | 405 | 69M | 52 / 159 | 121 / 49 | 5M | 4M |
| Q2 2025 | 409 | 69M | 48 / 156 | 145 / 47 | 7M | 5M |
| Q1 2025 | 411 | 67M | 111 / 194 | 73 / 52 | 19M | 2M |
| Q4 2024 | 354 | 51M | 57 / 132 | 116 / 24 | 4M | 3M |
| Q3 2024 | 324 | 50M | 61 / 102 | 112 / 27 | 11M | 4M |
| Q2 2024 | 293 | 49M | 51 / 119 | 81 / 29 | 10M | 4M |
| Q1 2024 | 272 | 43M | 39 / 82 | 97 / 25 | 2M | 2M |
| Q4 2023 | 259 | 43M | 44 / 94 | 84 / 25 | 3M | 3M |
| Q3 2023 | 242 | 43M | 38 / 79 | 90 / 20 | 3M | 5M |
Top mutual fund and ETF holders
Latest monthly portfolio reports (Form N-PORT)
| Fund | Shares | % of UMBF | Value | % of fund | As of |
|---|---|---|---|---|---|
| iShares Core S&P Mid-Cap ETF | 2,444,161 | – | $348.93M | 0.28% | Jun 30, 2026 |
| Vanguard Total Stock Market Index Fund | 2,171,089 | – | $309.94M | 0.01% | Jun 30, 2026 |
| iShares Russell 2000 ETF | 1,896,852 | – | $270.79M | 0.33% | Jun 30, 2026 |
| Vanguard Small-Cap Index Fund | 1,567,528 | – | $223.78M | 0.12% | Jun 30, 2026 |
| Vanguard Small-Cap Value Index Fund | 993,420 | – | $141.82M | 0.21% | Jun 30, 2026 |
| Neuberger Genesis Fund | 952,076 | – | $124.97M | 1.70% | May 31, 2026 |
| Fidelity Small Cap Value Fund | 950,602 | – | $138.53M | 2.53% | Jul 31, 2026 |
| Vanguard Explorer Fund | 921,703 | – | $134.32M | 0.61% | Jul 31, 2026 |
| Vanguard Extended Market Index Fund | 818,023 | – | $116.78M | 0.12% | Jun 30, 2026 |
| Fidelity Small Cap Index Fund | 806,756 | – | $117.57M | 0.35% | Jul 31, 2026 |
| First Trust SMID Cap Rising Dividend Achievers ETF | 773,414 | – | $110.41M | 0.97% | Jun 30, 2026 |
| State Street(R) SPDR(R) S&P(R) Dividend ETF | 673,098 | – | $96.09M | 0.45% | Jun 30, 2026 |
| iShares Russell 2000 Value ETF | 635,308 | – | $90.70M | 0.62% | Jun 30, 2026 |
| Allspring Special Small Cap Value Fund | 618,085 | – | $88.24M | 2.99% | Jun 30, 2026 |
| Victory Sycamore Small Company Opportunity Fund | 525,000 | – | $74.95M | 1.60% | Jun 30, 2026 |
Officers, directors and major owners
People who filed Forms 3, 4 or 5 in the last two years
| Name | Role | Shares owned | Latest filing |
|---|---|---|---|
| J. Mariner Kemper | Chairman and CEO, Director | 2,554,330 | Aug 6, 2026 |
| Thomas S. Terry | Chief Credit Officer | 35,777 | Aug 18, 2026 |
| Ram Shankar | Chief Financial Officer | 32,091 | Aug 18, 2026 |
| David Carl Odgers | Chief Accounting Officer | 7,153 | Aug 6, 2026 |
| Phillip James Mason | President, Inst. Banking | 10,000 | Aug 4, 2026 |
| Nikki Farentino Newton | President, Private Wealth Mgmt | 12,057 | Aug 4, 2026 |
| Uma Wilson | Executive Vice President | 20,565 | Aug 4, 2026 |
| Robert Brian Beaird | Chief Human Resource Officer | 9,171 | Jul 31, 2026 |
| James D. Rine | President | 64,008 | Jun 10, 2026 |
| Shannon Andresen Johnson | Chief Administrative Officer | 35,126 | Feb 13, 2026 |
| Amy Harris | EVP and Chief Legal Officer | 7,951 | Feb 13, 2026 |
| Elizabeth Theresa Lewis | President - Consumer Banking | 4,719 | Feb 11, 2026 |
| Stacy H. King | Chief Risk Officer | 9,007 | Jan 2, 2026 |
| John Pauls | EVP & General Counsel | 7,108 | Dec 11, 2024 |
| Tamara Peterman | Director | 10,680 | Sep 3, 2026 |
| Greg M. Graves | Director | 40,463 | Sep 3, 2026 |
| Susan G. Murphy | Director | 11,537 | Aug 7, 2026 |
| Kevin Charles Gallagher | Director | 20,442 | Jul 31, 2026 |
| Timothy R. Murphy | Director | 27,576 | May 5, 2026 |
| Brad J. Henderson | Director | 1,821 | May 4, 2026 |
| L. Joshua Sosland | Director | 15,170 | May 4, 2026 |
| Kris A. Robbins | Director | 7,701 | May 4, 2026 |
| Leroy James Williams Jr | Director | 7,696 | May 4, 2026 |
| Robin C. Beery | Director | 8,259 | May 4, 2026 |
| Lansford E. Gordon | Director | 8,864 | May 4, 2026 |
| Janine Davidson | Director | 4,942 | May 4, 2026 |
| John K. Schmidt | Director | 55,188 | May 4, 2026 |
| Margaret Lazo | Director | 4,562 | May 4, 2026 |
| Jennifer K. Hopkins | Director | 6,816 | May 4, 2026 |
Insider trades
Common stock transactions reported on Form 4, newest first
| Insider | Date | Transaction | Shares | Price | Value | Shares after |
|---|---|---|---|---|---|---|
| Tamara Peterman Director | Sep 1, 2026 | Buy | +394.06 | $139.60 | $55.01K | 10,680 |
| Greg M. Graves Director | Sep 1, 2026 | Buy | +573.15 | $139.60 | $80.01K | 40,463 |
| Ram Shankar Chief Financial Officer | Aug 17, 2026 | Sale | −2,000 | $151.61 | $303.22K | 30,389 |
| Thomas S. Terry Chief Credit Officer | Aug 17, 2026 | Sale | −5,713 | $151.77 | $867.06K | 30,689 |
| Susan G. Murphy Director | Aug 6, 2026 | Sale | −475 | $145.66 | $69.19K | 11,537 |
| Susan G. Murphy Director | Aug 6, 2026 | Sale | −902 | $145.50 | $131.24K | 10,635 |
| David Carl Odgers Chief Accounting Officer | Aug 5, 2026 | Sale | −145 | $147.30 | $21.36K | 6,538 |
| J. Mariner Kemper Chairman and CEO, Director | Aug 4, 2026 | Sale | −15,062 | $148.55 | $2.24M | 1,491,138 |
| Phillip James Mason President, Inst. Banking | Aug 4, 2026 | Sale | −800 | $147.00 | $117.60K | 8,894 |
| Uma Wilson Executive Vice President | Aug 4, 2026 | Sale | −4,145 | $148.00 | $613.46K | 20,270 |
| Nikki Farentino Newton President, Private Wealth Mgmt | Aug 4, 2026 | Sale | −1,999 | $148.60 | $297.05K | 11,982 |
| Nikki Farentino Newton President, Private Wealth Mgmt | Aug 4, 2026 | Sale | −1 | $148.72 | $149 | 11,981 |
| J. Mariner Kemper Chairman and CEO, Director | Aug 3, 2026 | Gift | +9,761 | – | – | 9,761 |
| J. Mariner Kemper Chairman and CEO, Director | Aug 3, 2026 | Sale | −4,200 | $147.27 | $618.53K | 5,561 |
| Robert Brian Beaird Chief Human Resource Officer | Jul 31, 2026 | Sale | −1,600 | $144.40 | $231.04K | 8,943 |
| Kevin Charles Gallagher Director | Jul 31, 2026 | Sale | −360 | $145.13 | $52.25K | 11,863 |
| Uma Wilson Executive Vice President | Jun 10, 2026 | Sale | −922 | $133.05 | $122.67K | 24,415 |
| Uma Wilson Executive Vice President | Jun 10, 2026 | Option exercise | +922 | $75.25 | $69.38K | 25,337 |
| Kevin Charles Gallagher Director | Jun 10, 2026 | Sale | −381 | $132.88 | $50.63K | 12,223 |
| James D. Rine President | Jun 9, 2026 | Sale | −7,172 | $132.49 | $950.22K | 62,520 |
| James D. Rine President | Jun 9, 2026 | Sale | −1,074 | $133.22 | $143.08K | 61,446 |
| Timothy R. Murphy Director | May 1, 2026 | Award | +116 | $129.24 | $14.99K | 27,576 |
| Robin C. Beery Director | May 1, 2026 | Award | +116 | $129.24 | $14.99K | 8,259 |
| Tamara Peterman Director | May 1, 2026 | Award | +116 | $129.24 | $14.99K | 10,255 |
| Lansford E. Gordon Director | May 1, 2026 | Award | +116 | $129.24 | $14.99K | 8,864 |
| Leroy James Williams Jr Director | May 1, 2026 | Award | +116 | $129.24 | $14.99K | 7,696 |
| Janine Davidson Director | May 1, 2026 | Award | +116 | $129.24 | $14.99K | 4,942 |
| Greg M. Graves Director | May 1, 2026 | Award | +116 | $129.24 | $14.99K | 39,786 |
| Susan G. Murphy Director | May 1, 2026 | Award | +116 | $129.24 | $14.99K | 12,012 |
| Jennifer K. Hopkins Director | May 1, 2026 | Award | +116 | $129.24 | $14.99K | 6,816 |
| Margaret Lazo Director | May 1, 2026 | Award | +116 | $129.24 | $14.99K | 4,562 |
| Brad J. Henderson Director | May 1, 2026 | Award | +116 | $129.24 | $14.99K | 1,821 |
| John K. Schmidt Director | May 1, 2026 | Award | +116 | $129.24 | $14.99K | 33,370 |
| Kevin Charles Gallagher Director | May 1, 2026 | Award | +116 | $129.24 | $14.99K | 12,604 |
| L. Joshua Sosland Director | May 1, 2026 | Award | +116 | $129.24 | $14.99K | 14,612 |
| Kris A. Robbins Director | May 1, 2026 | Award | +116 | $129.24 | $14.99K | 4,791 |
| James D. Rine President | Feb 11, 2026 | Tax withholding | −311 | $132.16 | $41.10K | 69,692 |
| Robert Brian Beaird Chief Human Resource Officer | Feb 11, 2026 | Tax withholding | −70 | $132.16 | $9.25K | 10,543 |
| J. Mariner Kemper Chairman and CEO, Director | Feb 11, 2026 | Tax withholding | −1,090 | $132.16 | $144.05K | 328,710 |
| David Carl Odgers Chief Accounting Officer | Feb 11, 2026 | Tax withholding | −18 | $132.16 | $2.38K | 6,648 |
| Uma Wilson Executive Vice President | Feb 11, 2026 | Tax withholding | −83 | $132.16 | $10.97K | 24,415 |
| Ram Shankar Chief Financial Officer | Feb 11, 2026 | Tax withholding | −129 | $132.16 | $17.05K | 32,389 |
| Phillip James Mason President, Inst. Banking | Feb 11, 2026 | Tax withholding | −41 | $132.16 | $5.42K | 9,694 |
| Shannon Andresen Johnson Chief Administrative Officer | Feb 11, 2026 | Tax withholding | −124 | $132.16 | $16.39K | 34,775 |
| Nikki Farentino Newton President, Private Wealth Mgmt | Feb 11, 2026 | Tax withholding | −87 | $132.16 | $11.50K | 13,981 |
| Amy Harris EVP and Chief Legal Officer | Feb 11, 2026 | Tax withholding | −60 | $132.16 | $7.93K | 7,849 |
| Thomas S. Terry Chief Credit Officer | Feb 11, 2026 | Tax withholding | −57 | $132.16 | $7.53K | 36,402 |
| Uma Wilson Executive Vice President | Feb 10, 2026 | Tax withholding | −131 | $132.87 | $17.41K | 24,485 |
| Shannon Andresen Johnson Chief Administrative Officer | Feb 10, 2026 | Tax withholding | −215 | $132.87 | $28.57K | 34,888 |
| Thomas S. Terry Chief Credit Officer | Feb 10, 2026 | Tax withholding | −89 | $132.87 | $11.83K | 36,445 |
| David Carl Odgers Chief Accounting Officer | Feb 10, 2026 | Tax withholding | −29 | $132.87 | $3.85K | 6,661 |
| J. Mariner Kemper Chairman and CEO, Director | Feb 10, 2026 | Tax withholding | −1,721 | $132.87 | $228.67K | 329,621 |
| James D. Rine President | Feb 10, 2026 | Tax withholding | −832 | $132.87 | $110.55K | 69,953 |
| Robert Brian Beaird Chief Human Resource Officer | Feb 10, 2026 | Tax withholding | −112 | $132.87 | $14.88K | 10,602 |
| Nikki Farentino Newton President, Private Wealth Mgmt | Feb 10, 2026 | Tax withholding | −144 | $132.87 | $19.13K | 14,054 |
| Phillip James Mason President, Inst. Banking | Feb 10, 2026 | Tax withholding | −65 | $132.87 | $8.64K | 9,729 |
| Amy Harris EVP and Chief Legal Officer | Feb 10, 2026 | Tax withholding | −97 | $132.87 | $12.89K | 7,900 |
| Ram Shankar Chief Financial Officer | Feb 10, 2026 | Tax withholding | −204 | $132.87 | $27.11K | 32,498 |
| Elizabeth Theresa Lewis President - Consumer Banking | Feb 9, 2026 | Tax withholding | −89 | $134.29 | $11.95K | 4,714 |
| Amy Harris EVP and Chief Legal Officer | Feb 9, 2026 | Tax withholding | −127 | $134.29 | $17.05K | 7,985 |
Awards, option exercises, tax withholding and gifts are shown alongside open-market buys and sales. Each name links to the filing on SEC EDGAR.
Planned insider sales
Notices of proposed sale filed on Form 144 before shares are sold
| Seller | Filed | Shares | Market value | Planned sale | Acquired through |
|---|---|---|---|---|---|
| C. Kemper Jr Charitable Trust & Foundation R Affiliate | Sep 30, 2026 | 2,550 | $331.53K | Oct 1, 2026 | Gift |
| C. Kemper Charitable Trust & Foundation R Affiliate | Sep 30, 2026 | 1,250 | $162.51K | Oct 1, 2026 | Gift |
| & Crosby Kemper Foundation for the Arts Bebe Affiliate | Sep 30, 2026 | 576 | $74.89K | Oct 1, 2026 | Gift |
| C. Kemper Jr Charitable Trust & Foundation R Affiliate | Sep 1, 2026 | 2,550 | $361.16K | Sep 1, 2026 | Gift |
| C. Kemper Charitable Trust & Foundation R Affiliate | Sep 1, 2026 | 1,250 | $177.04K | Sep 1, 2026 | Gift |
| & Crosby Kemper Foundation for the Arts Bebe Affiliate | Sep 1, 2026 | 576 | $81.58K | Sep 1, 2026 | Gift |
| Shankar Ram officer | Aug 17, 2026 | 2,000 | $303.22K | Aug 17, 2026 | Restricted stock vest |
| Terry Thomas Officer | Aug 17, 2026 | 5,713 | $867.04K | Aug 17, 2026 | Restricted Stock Vest |
| G. Murphy Susan Director | Aug 6, 2026 | 1,377 | $200.43K | Aug 6, 2026 | Restricted Stock |
| Odgers David Officer | Aug 5, 2026 | 145 | $21.36K | Aug 5, 2026 | Restricted Stock Vest |
| Newton Nikki Officer | Aug 4, 2026 | 2,000 | $297.20K | Aug 4, 2026 | Restricted Stock Vest |
| Mason Phillip Officer | Aug 4, 2026 | 800 | $117.60K | Aug 4, 2026 | Restricted Stock Vest |
| Wilson Uma Officer | Aug 4, 2026 | 4,145 | $613.46K | Aug 4, 2026 | Restricted Stock Vest |
| Kemper Jr. Irrevocable Dynasty Trust FBO John Mariner Kemper RC Affiliate | Aug 3, 2026 | 4,200 | $615.89K | Aug 3, 2026 | Gift |
| C. Kemper Jr Charitable Trust & Foundation R Affiliate | Aug 3, 2026 | 1,275 | $187.31K | Aug 3, 2026 | Gift |