Trupanion, Inc. (TRUP) stock
TRUPNasdaqHospital & Medical Service PlansFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 6/3051% above fair value
$34.30−0.06 (-0.17%)
Close on Nov 12, 2026Market cap $1.50BP/E 56.2Yield –
Trupanion operating margin
Operating margin is operating income as a percentage of revenue.
Trupanion's operating margin for the twelve months ending Sep 30, 2026 was 1.8%. For fiscal 2025 it was 1.0%, against -0.7% the year before. The highest annual figure on record is 1.0% in fiscal 2025.
Annual operating margin
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 1.0% | +1.7 |
| FY2024 | Dec 31, 2024 | -0.7% | +2.9 |
| FY2023 | Dec 31, 2023 | -3.7% | +1.1 |
| FY2022 | Dec 31, 2022 | -4.8% | +0.3 |
| FY2021 | Dec 31, 2021 | -5.0% | −4.1 |
| FY2020 | Dec 31, 2020 | -1.0% | −0.5 |
| FY2019 | Dec 31, 2019 | -0.5% | −0.2 |
| FY2018 | Dec 31, 2018 | -0.3% | +0.7 |
| FY2017 | Dec 31, 2017 | -1.1% | +2.5 |
| FY2016 | Dec 31, 2016 | -3.6% | +7.9 |
| FY2015 | Dec 31, 2015 | -11.4% | +2.3 |
| FY2014 | Dec 31, 2014 | -13.8% | −5.4 |
| FY2013 | Dec 31, 2013 | -8.3% | +1.6 |
| FY2012 | Dec 31, 2012 | -10.0% | – |
Quarterly operating margin
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| Q3 FY2026 | Sep 30, 2026 | 2.4% | +0.8 |
| Q2 FY2026 | Jun 30, 2026 | 1.6% | +1.0 |
| Q1 FY2026 | Mar 31, 2026 | 1.2% | +1.7 |
| Q4 FY2025 | Dec 31, 2025 | 1.9% | +1.8 |
| Q3 FY2025 | Sep 30, 2025 | 1.6% | +1.1 |
| Q2 FY2025 | Jun 30, 2025 | 0.7% | +2.4 |
| Q1 FY2025 | Mar 31, 2025 | -0.4% | +1.6 |
| Q4 FY2024 | Dec 31, 2024 | 0.1% | −0.0 |
| Q3 FY2024 | Sep 30, 2024 | 0.5% | +1.8 |
| Q2 FY2024 | Jun 30, 2024 | -1.7% | +3.1 |
| Q1 FY2024 | Mar 31, 2024 | -2.0% | +7.5 |
| Q4 FY2023 | Dec 31, 2023 | 0.1% | +3.9 |
| Q3 FY2023 | Sep 30, 2023 | -1.2% | +3.9 |
| Q2 FY2023 | Jun 30, 2023 | -4.8% | +1.0 |
| Q1 FY2023 | Mar 31, 2023 | -9.6% | −5.1 |
| Q4 FY2022 | Dec 31, 2022 | -3.7% | −0.8 |
| Q3 FY2022 | Sep 30, 2022 | -5.1% | −1.1 |
| Q2 FY2022 | Jun 30, 2022 | -5.8% | −0.2 |
| Q1 FY2022 | Mar 31, 2022 | -4.4% | +3.8 |
| Q4 FY2021 | Dec 31, 2021 | -3.0% | −0.7 |
| Q3 FY2021 | Sep 30, 2021 | -4.0% | −2.2 |
| Q2 FY2021 | Jun 30, 2021 | -5.7% | −6.9 |
| Q1 FY2021 | Mar 31, 2021 | -8.2% | −7.3 |
| Q4 FY2020 | Dec 31, 2020 | -2.2% | −2.8 |
| Q3 FY2020 | Sep 30, 2020 | -1.7% | −2.6 |
| Q2 FY2020 | Jun 30, 2020 | 1.3% | +3.6 |
| Q1 FY2020 | Mar 31, 2020 | -0.9% | +0.6 |
| Q4 FY2019 | Dec 31, 2019 | 0.6% | +0.8 |
| Q3 FY2019 | Sep 30, 2019 | 0.8% | −0.3 |
| Q2 FY2019 | Jun 30, 2019 | -2.3% | −1.9 |
| Q1 FY2019 | Mar 31, 2019 | -1.5% | +0.7 |
| Q4 FY2018 | Dec 31, 2018 | -0.2% | +1.5 |
| Q3 FY2018 | Sep 30, 2018 | 1.2% | +0.4 |
| Q2 FY2018 | Jun 30, 2018 | -0.4% | +0.7 |
| Q1 FY2018 | Mar 31, 2018 | -2.1% | +0.3 |
| Q4 FY2017 | Dec 31, 2017 | -1.7% | +1.5 |
| Q3 FY2017 | Sep 30, 2017 | 0.7% | – |
| Q2 FY2017 | Jun 30, 2017 | -1.0% | – |
| Q1 FY2017 | Mar 31, 2017 | -2.5% | – |
| Q4 FY2016 | Dec 31, 2016 | -3.2% | – |
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