Lemonade vs Trupanion
LMND and TRUP side by side. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How LMND and TRUP compare
Lemonade is the larger company, worth 2.2 times as much as Trupanion ($3.3B against $1.5B).
Lemonade grew revenue faster over the last twelve months (69.5% versus 11.4% for Trupanion).
Trupanion scores higher on the StockData Score (6 against 3 for Lemonade), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | LMND | TRUP |
|---|---|---|
| Size and price | ||
| Market cap | $3.3B | $1.5B |
| Share price | $42.96 | $34.30 |
| Change, 1 year | −45.7% | −12.1% |
| Change, 5 years | −18.7% | −74.9% |
| Beta (5Y) | 2.23 | 1.83 |
| Employees | 1,282 | 1,121 |
| StockData Score | ||
| Total score | 3 | 6 (better) |
| Valuation score | 0 | 0 |
| Growth score | 2 | 3 (better) |
| Performance score | 1 (better) | 0 |
| Health score | 0 | 3 (better) |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | – | 56.2× |
| P/S | 3.0× | 1.0× (better) |
| P/B | 7.0× | 3.8× (better) |
| EV/EBITDA | – | 28.2× |
| P/FCF | 449× | 17.4× (better) |
| FCF yield | 0.22% | 5.8% (better) |
| Fair value | – | $22.76 |
| Margin of safety | – | −50.7% |
| Growth | ||
| Revenue growth (TTM) | 69.5% (better) | 11.4% |
| Revenue growth, 5Y average | 50.9% (better) | 23.4% |
| EPS growth (TTM) | – | 69.4% |
| Profitability | ||
| Gross margin | – | 16.7% |
| Operating margin | – | 1.8% |
| Net margin | −13.0% | – |
| FCF margin | 0.66% | 5.6% (better) |
| Return on equity | −29.3% | – |
| Return on invested capital | – | 23.9% |
| Financial health | ||
| Debt / equity | – | 0.26 |
| Net debt / EBITDA | – | −6.79 |
| Interest coverage | – | 2.9× |
| Current ratio | – | 1.74 |
| Altman Z-score | 0.70 | 3.63 (better) |
| Piotroski F-score | 4 | – |
| Dividends and buybacks | ||
| Shareholder yield | 0.00% | 0.00% |
| Ownership | ||
| Held by institutions | 58.3% | 77.1% |
| Held by insiders | 31.8% | 5.9% |
| Insider net buying, 12 months | −$29.9M | −$1.8M (better) |
| Short interest, % of float | 20.9% | 9.5% |
Go deeper
- LMND stock overview
- LMND income statement
- LMND valuation and score
- TRUP stock overview
- TRUP income statement
- TRUP valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.