TRUPNasdaqHospital & Medical Service PlansFiscal year ends December 31
TRUPANION, INC.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 5, 2026
$27.50−0.62 (-2.20%)
Close on Oct 19, 2026
- Market cap
- $1.21B
- P/E (TTM)
- 51.9
- Dividend yield
- –
Trupanion statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Hospital & Medical Service Plans companies for comparison
Valuation
| Measure | Trupanion | Industry median |
|---|---|---|
| Market Cap | $1.21B | $3.25B |
| Enterprise Value | $914.92M | $2.52B |
| PE Ratio | 51.89 | 10.26 |
| PS Ratio | 0.79 | 1.07 |
| PB Ratio | 2.95 | 1.48 |
| P/TBV Ratio | 3.47 | 1.57 |
| P/FCF Ratio | 14.68 | 7.95 |
| P/OCF Ratio | 12.82 | 7.16 |
Enterprise value
| Measure | Trupanion | Industry median |
|---|---|---|
| EV / Sales | 0.60 | 0.93 |
| EV / EBITDA | 23.10 | 6.24 |
| EV / EBIT | 37.89 | 7.37 |
| EV / FCF | 11.13 | 7.33 |
Income (trailing twelve months)
| Measure | Trupanion | Industry median |
|---|---|---|
| Revenue | $1.52B | $4.57B |
| Gross Profit | $251.70M | $5.63B |
| Operating Income | $24.15M | $617.20M |
| Pretax Income | $26.22M | $589.53M |
| EBITDA | $39.61M | $657.96M |
| EPS (Diluted) | $0.53 | $4.81 |
Margins
| Measure | Trupanion | Industry median |
|---|---|---|
| Gross Margin | 16.6% | 31.0% |
| Operating Margin | 1.59% | 4.46% |
| Pretax Margin | 1.72% | 13.7% |
| EBITDA Margin | 2.60% | 13.5% |
| FCF Margin | 5.40% | 17.5% |
Returns
| Measure | Trupanion | Industry median |
|---|---|---|
| Return on Invested Capital (ROIC) | 18.9% | 20.5% |
| Return on Capital Employed (ROCE) | 4.60% | 6.00% |
Growth
| Measure | Trupanion | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 11.8% | 7.97% |
| EPS Growth (YoY) | 103.8% | 27.7% |
| FCF Growth (YoY) | 34.0% | 7.71% |
| Revenue Growth (3Y CAGR) | 16.7% | 9.53% |
| Revenue Growth (5Y CAGR) | 23.4% | 8.29% |
Balance sheet
| Measure | Trupanion | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $398.49M | $520.88M |
| Total Debt | $106.91M | $663.00M |
| Net Cash (Debt) | $291.58M | $309.26M |
| Net Cash Per Share | $6.65 | $5.42 |
| Equity (Book Value) | $409.67M | $3.63B |
| Book Value Per Share | $9.34 | $41.34 |
| Tangible Book Value | $347.70M | $2.59B |
| Working Capital | $313.96M | $477.04M |
Financial position
| Measure | Trupanion | Industry median |
|---|---|---|
| Current Ratio | 1.77 | 1.50 |
| Quick Ratio | 0.98 | 0.98 |
| Debt / Equity | 0.26 | 0.27 |
| Debt / EBITDA | 2.70 | 2.36 |
| Debt / FCF | 1.30 | 2.10 |
| Net Debt / EBITDA | -7.36 | -0.40 |
| Interest Coverage | 2.28 | 4.16 |
Cash flow (trailing twelve months)
| Measure | Trupanion | Industry median |
|---|---|---|
| Operating Cash Flow | $94.08M | $698.90M |
| Capital Expenditures | -$11.90M | -$11.90M |
| Free Cash Flow | $82.18M | $661.55M |
| FCF Per Share | $1.87 | $8.91 |
Efficiency
| Measure | Trupanion | Industry median |
|---|---|---|
| Asset Turnover | 1.71 | 0.27 |
| Revenue Per Employee | $1.36M | $1.73M |
| Employee Count | 1,121 | 1,341 |
Dividends and yields
| Measure | Trupanion | Industry median |
|---|---|---|
| FCF Yield | 6.81% | 12.5% |
Shares
| Measure | Trupanion | Industry median |
|---|---|---|
| Shares Outstanding | 43,872,600 | 65,596,200 |
| Shares Change (YoY) | 1.93% | -1.19% |
| Shares Change (QoQ) | 0.58% | -0.33% |
| Float | 41,299,700 | 56,719,400 |
| Shares Held by Insiders | 5.86% | 3.34% |
| Shares Held by Institutions | 77.1% | 85.3% |
Taxes
| Measure | Trupanion | Industry median |
|---|---|---|
| Income Tax | $3.01M | $105.00M |
| Effective Tax Rate | 11.5% | 19.8% |
Scores
| Measure | Trupanion | Industry median |
|---|---|---|
| Graham Number | $10.55 | $78.10 |
| Graham Upside | -61.6% | 21.2% |
| Altman Z-Score | 3.22 | 0.89 |
Calculated by StockData from Trupanion's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.