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Synchrony Financial (SYF.PB) stock

SYF.PBNYSEFinance ServicesFiscal year ends December 31Also trades as SYF, SYF.PA
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Oct 22, 2026Score 15/3048% below fair value
$25.66−0.11 (-0.43%)

Close on Oct 30, 2026Market cap $24.52BP/E 7.7Yield 1.53%

Synchrony Financial profit margin

Profit margin (net margin) is net income as a percentage of revenue.

Synchrony Financial's profit margin for the twelve months ending Jun 30, 2026 was 18.3%. For fiscal 2025 it was 18.7%, against 17.9% the year before. The highest annual figure on record is 28.7% in fiscal 2021.

Annual profit margin

PeriodPeriod endValueChange (pts)
FY2025Dec 31, 202518.7%+0.8
FY2024Dec 31, 202417.9%+5.0
FY2023Dec 31, 202312.9%−5.9
FY2022Dec 31, 202218.8%−9.8
FY2021Dec 31, 202128.7%+19.3
FY2020Dec 31, 20209.4%−12.5
FY2019Dec 31, 201921.8%+4.8
FY2018Dec 31, 201817.0%+4.4
FY2017Dec 31, 201712.6%−3.6
FY2016Dec 31, 201616.2%−1.5
FY2015Dec 31, 201517.7%−0.1
FY2014Dec 31, 201417.9%−0.0
FY2013Dec 31, 201317.9%−3.2
FY2012Dec 31, 201221.1%–

Quarterly profit margin

Change is against the same quarter a year earlier.

PeriodPeriod endValueChange (pts)
Q2 FY2026Jun 30, 202618.7%−2.2
Q1 FY2026Mar 31, 202616.9%+0.5
Q4 FY2025Dec 31, 202515.4%−1.0
Q3 FY2025Sep 30, 202522.2%+5.5
Q2 FY2025Jun 30, 202520.8%+6.6
Q1 FY2025Mar 31, 202516.4%−6.8
Q4 FY2024Dec 31, 202416.4%+6.7
Q3 FY2024Sep 30, 202416.7%+2.6
Q2 FY2024Jun 30, 202414.2%+0.6
Q1 FY2024Mar 31, 202423.2%+8.6
Q4 FY2023Dec 31, 20239.7%−4.3
Q3 FY2023Sep 30, 202314.1%−3.6
Q2 FY2023Jun 30, 202313.6%−6.5
Q1 FY2023Mar 31, 202314.6%−9.3
Q4 FY2022Dec 31, 202214.0%−6.4
Q3 FY2022Sep 30, 202217.7%−12.7
Q2 FY2022Jun 30, 202220.1%−16.4
Q1 FY2022Mar 31, 202223.9%−4.8
Q4 FY2021Dec 31, 202120.3%+0.6
Q3 FY2021Sep 30, 202130.4%+21.7
Q2 FY2021Jun 30, 202136.5%+35.1
Q1 FY2021Mar 31, 202128.7%+21.5
Q4 FY2020Dec 31, 202019.7%+2.0
Q3 FY2020Sep 30, 20208.7%−14.9
Q2 FY2020Jun 30, 20201.4%−18.7
Q1 FY2020Mar 31, 20207.2%−18.5
Q4 FY2019Dec 31, 201917.7%−0.1
Q3 FY2019Sep 30, 201923.6%+7.9
Q2 FY2019Jun 30, 201920.1%+1.8
Q1 FY2019Mar 31, 201925.6%+9.3
Q4 FY2018Dec 31, 201817.8%+8.1
Q3 FY2018Sep 30, 201815.7%+1.7
Q2 FY2018Jun 30, 201818.3%+4.9
Q1 FY2018Mar 31, 201816.3%+2.8
Q4 FY2017Dec 31, 20179.7%−5.8
Q3 FY2017Sep 30, 201714.0%−2.9
Q2 FY2017Jun 30, 201713.4%–
Q1 FY2017Mar 31, 201713.6%–
Q4 FY2016Dec 31, 201615.5%–
Q3 FY2016Sep 30, 201616.9%–

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