Synchrony Financial (SYF.PB) stock
SYF.PBNYSEFinance ServicesFiscal year ends December 31Also trades as SYF, SYF.PA
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Oct 22, 2026Score 15/3048% below fair value
$25.66−0.11 (-0.43%)
Close on Oct 30, 2026Market cap $24.52BP/E 7.7Yield 1.53%
Synchrony Financial operating cash flow
Operating cash flow is the cash the business generates from its day-to-day operations.
Synchrony Financial's operating cash flow for the twelve months ending Jun 30, 2026 was $9.69B, down 1.8% year over year. For fiscal 2025 it was $9.85B, up 0.0% from the year before. Over ten years it grew 4.8% a year on average. The highest annual figure on record is $9.85B in fiscal 2025.
Annual operating cash flow
| Period | Period end | Value | Change |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $9.85B | +0.0% |
| FY2024 | Dec 31, 2024 | $9.85B | +14.6% |
| FY2023 | Dec 31, 2023 | $8.59B | +28.4% |
| FY2022 | Dec 31, 2022 | $6.69B | -5.7% |
| FY2021 | Dec 31, 2021 | $7.10B | -5.2% |
| FY2020 | Dec 31, 2020 | $7.49B | -16.7% |
| FY2019 | Dec 31, 2019 | $8.99B | -3.8% |
| FY2018 | Dec 31, 2018 | $9.34B | +8.9% |
| FY2017 | Dec 31, 2017 | $8.58B | +31.7% |
| FY2016 | Dec 31, 2016 | $6.51B | +5.3% |
| FY2015 | Dec 31, 2015 | $6.18B | +15.8% |
| FY2014 | Dec 31, 2014 | $5.34B | -6.0% |
| FY2013 | Dec 31, 2013 | $5.68B | +0.7% |
| FY2012 | Dec 31, 2012 | $5.64B | – |
Quarterly operating cash flow
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change |
|---|---|---|---|
| Q2 FY2026 | Jun 30, 2026 | $2.42B | -5.5% |
| Q1 FY2026 | Mar 31, 2026 | $2.18B | -0.8% |
| Q4 FY2025 | Dec 31, 2025 | $2.45B | +4.3% |
| Q3 FY2025 | Sep 30, 2025 | $2.64B | -4.6% |
| Q2 FY2025 | Jun 30, 2025 | $2.56B | +3.1% |
| Q1 FY2025 | Mar 31, 2025 | $2.20B | -2.1% |
| Q4 FY2024 | Dec 31, 2024 | $2.35B | +1.6% |
| Q3 FY2024 | Sep 30, 2024 | $2.76B | +11.3% |
| Q2 FY2024 | Jun 30, 2024 | $2.48B | +30.2% |
| Q1 FY2024 | Mar 31, 2024 | $2.25B | +19.2% |
| Q4 FY2023 | Dec 31, 2023 | $2.32B | +25.4% |
| Q3 FY2023 | Sep 30, 2023 | $2.48B | +51.9% |
| Q2 FY2023 | Jun 30, 2023 | $1.91B | +5.0% |
| Q1 FY2023 | Mar 31, 2023 | $1.89B | +35.1% |
| Q4 FY2022 | Dec 31, 2022 | $1.85B | -7.8% |
| Q3 FY2022 | Sep 30, 2022 | $1.63B | -10.0% |
| Q2 FY2022 | Jun 30, 2022 | $1.82B | +26.1% |
| Q1 FY2022 | Mar 31, 2022 | $1.40B | -24.1% |
| Q4 FY2021 | Dec 31, 2021 | $2.00B | -3.9% |
| Q3 FY2021 | Sep 30, 2021 | $1.82B | +22.4% |
| Q2 FY2021 | Jun 30, 2021 | $1.44B | -39.5% |
| Q1 FY2021 | Mar 31, 2021 | $1.84B | +19.6% |
| Q4 FY2020 | Dec 31, 2020 | $2.09B | -10.7% |
| Q3 FY2020 | Sep 30, 2020 | $1.48B | -38.2% |
| Q2 FY2020 | Jun 30, 2020 | $2.38B | +21.1% |
| Q1 FY2020 | Mar 31, 2020 | $1.54B | -32.9% |
| Q4 FY2019 | Dec 31, 2019 | $2.34B | -9.3% |
| Q3 FY2019 | Sep 30, 2019 | $2.40B | -10.7% |
| Q2 FY2019 | Jun 30, 2019 | $1.97B | -9.2% |
| Q1 FY2019 | Mar 31, 2019 | $2.29B | +19.5% |
| Q4 FY2018 | Dec 31, 2018 | $2.58B | +4.3% |
| Q3 FY2018 | Sep 30, 2018 | $2.69B | -7.5% |
| Q2 FY2018 | Jun 30, 2018 | $2.17B | +25.6% |
| Q1 FY2018 | Mar 31, 2018 | $1.92B | +29.4% |
| Q4 FY2017 | Dec 31, 2017 | $2.47B | +43.2% |
| Q3 FY2017 | Sep 30, 2017 | $2.90B | +59.9% |
| Q2 FY2017 | Jun 30, 2017 | $1.72B | – |
| Q1 FY2017 | Mar 31, 2017 | $1.48B | – |
| Q4 FY2016 | Dec 31, 2016 | $1.72B | – |
| Q3 FY2016 | Sep 30, 2016 | $1.82B | – |