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SPFXOTCMiscellaneous Business Credit InstitutionFiscal year ends December 31

STANDARD PREMIUM FINANCE HOLDINGS, INC.

Financials through Q4 FY2025, quarter ended Dec 31, 2025Last filing: 10-Q on Aug 10, 2026
$3.15+0.00 (0.00%)

Close on Oct 19, 2026

Market cap
$13.15M
P/E (TTM)
10.9
Dividend yield
–

About Standard Premium Finance

Miscellaneous Business Credit Institution, SIC 6159

Standard Premium Finance Holdings, Inc. is a specialized finance company that originates collateralized loans to businesses and individuals to finance commercial property and casualty insurance premiums. Borrowers make an upfront down payment, typically between 20% and 25%, while the company finances the remaining annual premium over a nine-to-eleven-month repayment term. In the event of a borrower default, the loans are secured by the unearned premium returned upon policy cancellation. The company distributes its financing solutions primarily through a network of independent insurance brokers and agents across the commercial insurance sector.

The company operates across thirty-seven licensed jurisdictions, marketing loans through more than 850 independent insurance brokers and agents, with the majority of loan production concentrated in thirteen states including Florida, Georgia, North Carolina, South Carolina, and Texas. Standard Premium Finance Holdings is headquartered in Miami, Florida.

Summary of the business section of Standard Premium Finance's latest annual report, written by StockData.

Company profile

Company

Legal name
STANDARD PREMIUM FINANCE HOLDINGS, INC.
Founded
1991
Headquarters
Miami, FL
Address
13590 Sw 134th Ave, #214 33186
Phone
(305) 232-2752
Employees
25, Dec 31, 2025
Industry
Miscellaneous Business Credit Institution
Incorporated in
Florida
Fiscal year ends
December 31
Auditor
Assurance Dimensions, Coral Springs, Florida

Stock & identifiers

Ticker
SPFX
Exchange
OTC
Shares outstanding
3M, Aug 10, 2026
Public float
$3.60M, Jun 30, 2025
Filer category
Non-accelerated filer<br>Smaller reporting company<br>Emerging growth company
SEC CIK
1807893
EIN
81-2624094

Executives and directors

Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years

NamePositionShares owned
William KoppelmannCEO, Director807,155
Brian KrogolCFO, Director88,720
Carl Christian HoechnerDirector172,738

Employees

Headcount reported in annual reports

“As of December 31, 2025, we had twenty-five employees, twenty of whom were full-time employees.”

Corporate history

Events identified from SEC filings