SPFXOTCMiscellaneous Business Credit InstitutionFiscal year ends December 31

STANDARD PREMIUM FINANCE HOLDINGS, INC.

Financials through Q4 FY2025, quarter ended Dec 31, 2025Last filing: 10-Q on Aug 10, 2026

$3.15+0.00 (0.00%)

Close on Oct 19, 2026

Market cap: $13.15M
P/E (TTM): 10.9
Dividend yield: –

STANDARD PREMIUM FINANCE HOLDINGS, INC. income statement

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31
Revenue	12	12	9.72	8.16	7.66	6.43
Interest Expense	4.11	4.41	3.80	2.33	1.73	1.70
Gain (Loss) on Sale of Assets	–	–	0	0.00	0	–
Pretax Income	1.59	1.32	0.71	1.01	1.19	0.98
Income Tax Expense	0.38	0.34	0.18	0.21	0.31	0.29
Net Income incl. Noncontrolling Interests	1.21	0.98	0.53	0.81	0.88	0.69
Net Income	1.21	0.98	0.53	0.81	0.88	0.69
Net Income to Common	1.10	0.86	0.42	0.72	0.81	0.63
EPS (Basic)(per share)	0.37	0.29	0.14	0.25	0.28	–
EPS (Diluted)(per share)	0.29	0.24	0.13	0.21	0.28	–
Shares Outstanding (Basic, Weighted)(shares)	3.00	2.94	2.91	2.91	2.91	–
Shares Outstanding (Diluted, Weighted)(shares)	4.19	4.05	3.29	3.41	2.91	–

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Dec 31, 2025

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 9.7%
Return on equity, FY2025: 15.4%

Financial strength

Current ratio: 1.26
Debt to equity: 0.74
Debt to assets: 8.4%
Cash to current liabilities: 0.0%

Valuation

P/E ratio: 10.9
Price to sales: 1.05
Price to book: 1.55
Dividend yield: –