SMBCNasdaqSavings Institutions, Not Federally CharteredFiscal year ends June 30
SOUTHERN MISSOURI BANCORP, INC.
Financials through Q4 FY2026, quarter ended Jun 30, 2026Last filing: 10-K on Sep 11, 2026
$69.75−0.43 (-0.61%)
Close on Oct 19, 2026
- Market cap
- $767.66M
- P/E (TTM)
- 10.8
- Dividend yield
- 1.43%
Southern Missouri Bancorp statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Savings Institutions, Not Federally Chartered companies for comparison
Valuation
| Measure | Southern Missouri Bancorp | Industry median |
|---|---|---|
| Market Cap | $768.18M | $679.86M |
| Enterprise Value | $677.21M | $408.94M |
| PE Ratio | 10.85 | 12.00 |
| PS Ratio | 3.83 | 3.61 |
| PB Ratio | 1.30 | 1.18 |
| P/TBV Ratio | 1.42 | 1.41 |
| P/FCF Ratio | 10.03 | 10.93 |
| P/OCF Ratio | 9.54 | 10.04 |
Enterprise value
| Measure | Southern Missouri Bancorp | Industry median |
|---|---|---|
| EV / Sales | 3.38 | 2.78 |
| EV / FCF | 8.85 | 8.25 |
Income (trailing twelve months)
| Measure | Southern Missouri Bancorp | Industry median |
|---|---|---|
| Revenue | $200.65M | $170.85M |
| Pretax Income | $87.10M | $70.12M |
| Net Income | $71.84M | $54.33M |
| EPS (Diluted) | $6.43 | $2.90 |
Margins
| Measure | Southern Missouri Bancorp | Industry median |
|---|---|---|
| Pretax Margin | 43.4% | 36.4% |
| Profit Margin | 35.8% | 29.1% |
| FCF Margin | 38.2% | 33.0% |
Returns
| Measure | Southern Missouri Bancorp | Industry median |
|---|---|---|
| Return on Equity (ROE) | 12.7% | 10.5% |
| Return on Assets (ROA) | 1.40% | 1.12% |
Growth
| Measure | Southern Missouri Bancorp | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 9.88% | 11.8% |
| Net Income Growth (YoY) | 22.6% | 23.1% |
| EPS Growth (YoY) | 24.1% | 22.7% |
| FCF Growth (YoY) | 1.69% | 27.1% |
| Revenue Growth (3Y CAGR) | 9.47% | 5.82% |
| Revenue Growth (5Y CAGR) | 12.2% | 6.17% |
| EPS Growth (3Y CAGR) | 18.6% | 1.26% |
| EPS Growth (5Y CAGR) | 4.26% | 8.24% |
Balance sheet
| Measure | Southern Missouri Bancorp | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $90.97M | $205.54M |
| Net Cash (Debt) | $90.97M | $164.40M |
| Net Cash Per Share | $8.26 | $8.13 |
| Equity (Book Value) | $590.68M | $560.44M |
| Book Value Per Share | $53.63 | $28.47 |
| Tangible Book Value | $539.95M | $472.29M |
Cash flow (trailing twelve months)
| Measure | Southern Missouri Bancorp | Industry median |
|---|---|---|
| Operating Cash Flow | $80.52M | $61.20M |
| Capital Expenditures | -$3.96M | -$4.02M |
| Free Cash Flow | $76.56M | $52.43M |
| FCF Per Share | $6.95 | $3.07 |
Efficiency
| Measure | Southern Missouri Bancorp | Industry median |
|---|---|---|
| Asset Turnover | 0.04 | 0.04 |
| Revenue Per Employee | $282.20K | $353.78K |
| Profits Per Employee | $101.04K | $107.28K |
| Employee Count | 711 | 489 |
Dividends and yields
| Measure | Southern Missouri Bancorp | Industry median |
|---|---|---|
| Earnings Yield | 9.35% | 8.07% |
| FCF Yield | 9.97% | 8.89% |
| Dividend Yield | 1.43% | 2.48% |
| Shareholder Yield | 1.43% | 3.13% |
| Dividend Per Share | $1.00 | $0.93 |
| Dividend Growth (YoY) | 8.70% | 4.26% |
| Years of Dividend Growth | 2 | 2 |
| Payout Ratio | 15.5% | 29.4% |
| FCF Payout Ratio | 14.5% | 26.0% |
Shares
| Measure | Southern Missouri Bancorp | Industry median |
|---|---|---|
| Shares Outstanding | 11,013,300 | 18,839,100 |
| Shares Change (YoY) | -1.13% | 0.39% |
| Float | 9,429,380 | 17,061,900 |
| Shares Held by Insiders | 14.4% | 5.89% |
| Shares Held by Institutions | 59.0% | 61.9% |
Taxes
| Measure | Southern Missouri Bancorp | Industry median |
|---|---|---|
| Income Tax | $15.27M | $14.50M |
| Effective Tax Rate | 17.5% | 21.1% |
Scores
| Measure | Southern Missouri Bancorp | Industry median |
|---|---|---|
| Graham Number | $88.09 | $45.31 |
| Graham Upside | 26.3% | 21.6% |
| Altman Z-Score | 0.14 | 0.21 |
| Piotroski F-Score | 7 | 6 |
Calculated by StockData from Southern Missouri Bancorp's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.