SOUTHERN MISSOURI BANCORP, INC.

Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank, providing a variety of banking and financial services to individual and business clients. The company offers deposit products, including demand deposits and interest-bearing deposit accounts, along with mortgage loan servicing. Its lending portfolio spans several segments, comprising commercial real estate, construction, commercial and industrial financing, agricultural production, and agricultural real estate loans. Additionally, the institution delivers residential mortgage financing, home equity lending, automobile financing, and other specialized consumer credit solutions to meet the needs of commercial enterprises, agricultural operators, and retail consumers.

The institution conducts its banking activities within the United States, maintaining its presence in the state of Missouri. Its operational reach is centered on serving regional communities through commercial lending, agricultural credit facilities, and consumer banking operations across its designated service territories. The company maintains its corporate base and administrative governance within Missouri, where it oversees its subsidiary bank operations and associated financial service activities.

Summary of the business section of Southern Missouri Bancorp's latest annual report, written by StockData.

“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.

“As of June 30, 2026, the Company had 711 full-time employees and 28 part-time employees for a total of 739 employees (collectively, our “Team Members”).”