Royal Bank of Canada
Close on Nov 2, 2026Market cap $286.53BP/E 18.0Yield –
Royal Bank of Canada Golden Credit Card Trust by Month
Golden Credit Card Trust — Month-End Credit Card Portfolio Balance (C$M, as of 09/2026) (M)
Royal Bank of Canada Golden Credit Card Trust: 13,737M in Sep 2026, down 0.3% from a year earlier.
Where the Sep 2026 figure comes from
Source: Golden Credit Card Trust — Monthly Portfolio Report Summary (2026-09) ↗
RBC's Canadian Visa/Mastercard credit card portfolio securitized through Golden Credit Card Trust (~48% of RBC's total Canadian credit card balance).
Monthly history
Hover a value to see the sentence it was read from; calculated values show their formula
Breakdown
What makes up golden Credit Card Trust
- Month-Beginning Credit Card Portfolio Balance (C$M)13,740 · Sep 2026
- Annualized Portfolio Yield (%)24.2% · Sep 2026
- Monthly Payment Rate (%)55.8% · Sep 2026
- 3-Month Average Payment Rate (%)58.8% · Sep 2026
- Annualized Net Loss / Charge-Off Rate (%)3.0% · Sep 2026
- Series Excess Spread (%)18.9% · Sep 2026
- Credit Card Delinquency Rate ≥ 90 Days (%)0.9% · Sep 2026
- Seller's Interest (%)289.3% · Sep 2026
- RBC Retained Interest (%)74.3% · Sep 2026
Cite this data
StockData. (2026). Royal Bank of Canada Golden Credit Card Trust (M), monthly Apr 2020–Sep 2026 [Data set]. Compiled from Royal Bank of Canada SEC filings and investor materials. https://stockdatahq.com/stocks/ry/kpis/gcct-pool-balance-end-cad-m
See every metric in the Royal Bank of Canada KPI table. Data updated Nov 2, 2026.