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Royal Bank of Canada

RYNYSECommercial Banks, NECFiscal year ends October 31Also trades as RYLBF
Financials through Q3 FY2026, quarter ended Jul 31, 2026Last filing: 40-F on Dec 3, 2025Score 6/30
$204.57+1.59 (+0.78%)

Close on Nov 2, 2026Market cap $286.53BP/E 18.0Yield –

Royal Bank of Canada 3-Month Average Payment Rate by Month

3-Month Average Payment Rate (%) (%)

Royal Bank of Canada 3-Month Average Payment Rate: 58.8% in Sep 2026, down 0.1 pts from a year earlier.

Latest, Sep 2026
58.8%
Period ended Sep 30, 2026
Change on a year earlier
-0.1 pts
58.9% in Sep 2025
History
78 months
Since Apr 2020
Sources
78
Documents cited below

Where the Sep 2026 figure comes from

Source: Golden Credit Card Trust — Monthly Portfolio Report Summary (2026-09) ↗

Monthly history

Hover a value to see the sentence it was read from; calculated values show their formula

PeriodEnded3-Month Average Payment Rate (%) (%)Year on yearSource
Sep 2026Sep 30, 202658.8%-0.1 ptsGolden Credit Card Trust — Monthly Portfolio Report Summary (2026-09) ↗
Aug 2026Aug 31, 202661.2%+1.5 ptsGolden Credit Card Trust — Monthly Portfolio Report Summary (2026-08) ↗
Jul 2026Jul 31, 202661.0%-0.1 ptsGolden Credit Card Trust — Monthly Portfolio Report Summary (2026-07) ↗
Jun 2026Jun 30, 202659.7%+0.1 ptsGolden Credit Card Trust — Monthly Portfolio Report Summary (2026-06) ↗
May 2026May 31, 202659.0%-0.1 ptsGolden Credit Card Trust — Monthly Portfolio Report Summary (2026-05) ↗
Apr 2026Apr 30, 202656.5%+0.6 ptsGolden Credit Card Trust — Monthly Portfolio Report Summary (2026-04) ↗
Mar 2026Mar 31, 202655.8%-0.5 ptsGolden Credit Card Trust — Monthly Portfolio Report Summary (2026-03) ↗
Feb 2026Feb 28, 202657.7%-0.5 ptsGolden Credit Card Trust — Monthly Portfolio Report Summary (2026-02) ↗
Jan 2026Jan 31, 202659.4%-3.5 ptsGolden Credit Card Trust — Monthly Portfolio Report Summary (2026-01) ↗
Dec 2025Dec 31, 202562.0%-4.1 ptsGolden Credit Card Trust — Monthly Portfolio Report Summary (2025-12) ↗
Nov 2025Nov 30, 202559.4%-3.5 ptsGolden Credit Card Trust — Monthly Portfolio Report Summary (2025-11) ↗
Oct 2025Oct 31, 202559.5%-1.6 ptsGolden Credit Card Trust — Monthly Portfolio Report Summary (2025-10) ↗
Sep 2025Sep 30, 202558.9%-1.6 ptsGolden Credit Card Trust — Monthly Portfolio Report Summary (2025-09) ↗
Aug 2025Aug 31, 202559.7%-1.6 ptsGolden Credit Card Trust — Monthly Portfolio Report Summary (2025-08) ↗
Jul 2025Jul 31, 202561.1%-1.6 ptsGolden Credit Card Trust — Monthly Portfolio Report Summary (2025-07) ↗
Jun 2025Jun 30, 202559.7%-2.8 ptsGolden Credit Card Trust — Monthly Portfolio Report Summary (2025-06) ↗

Cite this data

StockData. (2026). Royal Bank of Canada 3-Month Average Payment Rate (%), monthly Apr 2020–Sep 2026 [Data set]. Compiled from Royal Bank of Canada SEC filings and investor materials. https://stockdatahq.com/stocks/ry/kpis/gcct-payment-rate-3m-avg-pct

See every metric in the Royal Bank of Canada KPI table. Data updated Nov 2, 2026.