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Royal Bank of Canada

RYNYSECommercial Banks, NECFiscal year ends October 31Also trades as RYLBF
Financials through Q3 FY2026, quarter ended Jul 31, 2026Last filing: 40-F on Dec 3, 2025Score 6/30
$204.57+1.59 (+0.78%)

Close on Nov 2, 2026Market cap $286.53BP/E 18.0Yield –

Royal Bank of Canada Series Excess Spread by Month

Series Excess Spread (%) (%)

Royal Bank of Canada Series Excess Spread: 18.9% in Sep 2026, down 2.3 pts from a year earlier.

Latest, Sep 2026
18.9%
Period ended Sep 30, 2026
Change on a year earlier
-2.3 pts
21.2% in Sep 2025
History
77 months
Since May 2020
Sources
77
Documents cited below

Where the Sep 2026 figure comes from

Source: Golden Credit Card Trust — Monthly Portfolio Report Summary (2026-09) ↗

Monthly history

Hover a value to see the sentence it was read from; calculated values show their formula

PeriodEndedSeries Excess Spread (%) (%)Year on yearSource
Sep 2026Sep 30, 202618.9%-2.3 ptsGolden Credit Card Trust — Monthly Portfolio Report Summary (2026-09) ↗
Aug 2026Aug 31, 202620.6%-0.2 ptsGolden Credit Card Trust — Monthly Portfolio Report Summary (2026-08) ↗
Jul 2026Jul 31, 20260.0%-22.2 ptsGolden Credit Card Trust — Monthly Portfolio Report Summary (2026-07) ↗
Jun 2026Jun 30, 202622.3%+0.4 ptsGolden Credit Card Trust — Monthly Portfolio Report Summary (2026-06) ↗
May 2026May 31, 202621.3%-0.8 ptsGolden Credit Card Trust — Monthly Portfolio Report Summary (2026-05) ↗
Apr 2026Apr 30, 202620.6%-0.1 ptsGolden Credit Card Trust — Monthly Portfolio Report Summary (2026-04) ↗
Mar 2026Mar 31, 202622.8%-0.4 ptsGolden Credit Card Trust — Monthly Portfolio Report Summary (2026-03) ↗
Feb 2026Feb 28, 202619.3%-0.9 ptsGolden Credit Card Trust — Monthly Portfolio Report Summary (2026-02) ↗
Jan 2026Jan 31, 202619.9%-1.6 ptsGolden Credit Card Trust — Monthly Portfolio Report Summary (2026-01) ↗
Dec 2025Dec 31, 202523.6%+0.3 ptsGolden Credit Card Trust — Monthly Portfolio Report Summary (2025-12) ↗
Nov 2025Nov 30, 202520.2%-4.3 ptsGolden Credit Card Trust — Monthly Portfolio Report Summary (2025-11) ↗
Oct 2025Oct 31, 202522.9%-1.5 ptsGolden Credit Card Trust — Monthly Portfolio Report Summary (2025-10) ↗
Sep 2025Sep 30, 202521.2%+1.4 ptsGolden Credit Card Trust — Monthly Portfolio Report Summary (2025-09) ↗
Aug 2025Aug 31, 202520.8%-0.9 ptsGolden Credit Card Trust — Monthly Portfolio Report Summary (2025-08) ↗
Jul 2025Jul 31, 202522.2%-1.2 ptsGolden Credit Card Trust — Monthly Portfolio Report Summary (2025-07) ↗
Jun 2025Jun 30, 202521.9%+1.7 ptsGolden Credit Card Trust — Monthly Portfolio Report Summary (2025-06) ↗

Cite this data

StockData. (2026). Royal Bank of Canada Series Excess Spread (%), monthly May 2020–Sep 2026 [Data set]. Compiled from Royal Bank of Canada SEC filings and investor materials. https://stockdatahq.com/stocks/ry/kpis/gcct-excess-spread-series1-pct

See every metric in the Royal Bank of Canada KPI table. Data updated Nov 2, 2026.