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Royal Bank of Canada

RYNYSECommercial Banks, NECFiscal year ends October 31Also trades as RYLBF
Financials through Q3 FY2026, quarter ended Jul 31, 2026Last filing: 40-F on Dec 3, 2025Score 6/30
$204.57+1.59 (+0.78%)

Close on Nov 2, 2026Market cap $286.53BP/E 18.0Yield –

Royal Bank of Canada Stage 3 Allowance Coverage Ratio on Gross Impaired by Year

Stage 3 Allowance Coverage Ratio on Gross Impaired Loans GIL (%) (%)

QuarterlyAnnual

Royal Bank of Canada Stage 3 Allowance Coverage Ratio on Gross Impaired: 22.9% in FY2025, down 3.0 pts from a year earlier.

Latest, FY2025
22.9%
Period ended Oct 31, 2025
Change on a year earlier
-3.0 pts
25.9% in FY2024
History
10 years
Since FY2016
Sources
9
Documents cited below

Where the FY2025 figure comes from

Source: RBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_29] ↗

Annual history

Hover a value to see the sentence it was read from; calculated values show their formula

PeriodEndedStage 3 Allowance Coverage Ratio on Gross Impaired Loans GIL (%) (%)Year on yearSource
FY2025Oct 31, 202522.9%-3.0 ptsRBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_29] ↗
FY2024Oct 31, 202425.9%-5.1 ptsRBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_29] ↗
FY2023Oct 31, 202331.0%+0.6 ptsRBC Q3 2025 Supplementary Financial Information (25q3supp.xlsx) [Page_29] ↗
FY2022Oct 31, 202230.4%+0.2 ptsRBC Q3 2024 Supplementary Financial Information (24q3supp.xlsx) [Page 29] ↗
FY2021Oct 31, 202130.2%+0.5 ptsRBC Q3 2023 Supplementary Financial Information (23q3supp.xlsx) [Page 29] ↗
FY2020Oct 31, 202029.7%+1.8 ptsRBC Q3 2022 Supplementary Financial Information (22q3supp.xlsx) [Page 30] ↗
FY2019Oct 31, 201928.0%-4.1 ptsRBC Q3 2021 Supplementary Financial Information (21q3supp.xlsx) [Page 30] ↗
FY2018Oct 31, 201832.1%+3.5 ptsRBC Q3 2020 Supplementary Financial Information (20q3supp.xlsx) [Page 34] ↗
FY2017Oct 31, 201728.6%+7.9 ptsRBC Q3 2019 Supplementary Financial Information (19q3supp.xlsx) [Page 37] ↗
FY2016Oct 31, 201620.7%–RBC Q3 2018 Supplementary Financial Information (18q3supp.xlsx) [Page 41] ↗

Cite this data

StockData. (2026). Royal Bank of Canada Stage 3 Allowance Coverage Ratio on Gross Impaired (%), annual FY2016–FY2025 [Data set]. Compiled from Royal Bank of Canada SEC filings and investor materials. https://stockdatahq.com/stocks/ry/kpis/cr-acl-s3-gil-cov-pct

See every metric in the Royal Bank of Canada KPI table. Data updated Nov 2, 2026.