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Royal Bank of Canada

RYNYSECommercial Banks, NECFiscal year ends October 31Also trades as RYLBF
Financials through Q3 FY2026, quarter ended Jul 31, 2026Last filing: 40-F on Dec 3, 2025Score 6/30
$204.57+1.59 (+0.78%)

Close on Nov 2, 2026Market cap $286.53BP/E 18.0Yield –

Royal Bank of Canada Stage 3 Allowance Coverage Ratio on Gross Impaired by Quarter

Stage 3 Allowance Coverage Ratio on Gross Impaired Loans GIL (%) (%)

QuarterlyAnnual

Royal Bank of Canada Stage 3 Allowance Coverage Ratio on Gross Impaired: 21.9% in Q3 FY26, down 3.2 pts from a year earlier.

Latest, Q3 FY26
21.9%
Period ended Jul 31, 2026
Change on a year earlier
-3.2 pts
25.1% in Q3 FY25
History
43 quarters
Since Q1 FY16
Sources
35
Documents cited below

Where the Q3 FY26 figure comes from

Source: RBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_29] ↗

Quarterly history

Hover a value to see the sentence it was read from; calculated values show their formula

PeriodEndedStage 3 Allowance Coverage Ratio on Gross Impaired Loans GIL (%) (%)Year on yearSource
Q3 FY26Jul 31, 202621.9%-3.2 ptsRBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_29] ↗
Q2 FY26Apr 30, 202623.7%+1.1 ptsRBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_29] ↗
Q1 FY26Jan 31, 202624.9%-0.3 ptsRBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_29] ↗
Q4 FY25Oct 31, 202522.9%-3.0 ptsRBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_29] ↗
Q3 FY25Jul 31, 202525.1%-1.6 ptsRBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_29] ↗
Q2 FY25Apr 30, 202522.6%-5.7 ptsRBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_29] ↗
Q1 FY25Jan 31, 202525.2%-5.8 ptsRBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_29] ↗
Q4 FY24Oct 31, 202425.9%-5.1 ptsRBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_29] ↗
Q3 FY24Jul 31, 202426.7%-3.7 ptsRBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_29] ↗
Q2 FY24Apr 30, 202428.2%-3.4 ptsRBC Q2 2026 Supplementary Financial Information (26q2supp.xlsx) [Page_29] ↗
Q1 FY24Jan 31, 202431.0%+1.1 ptsRBC Q1 2026 Supplementary Financial Information (26q1supp.xlsx) [Page_29] ↗
Q4 FY23Oct 31, 202331.0%+0.6 ptsRBC Q4 2025 Supplementary Financial Information (25q4supp.xlsx) [Page_29] ↗
Q3 FY23Jul 31, 202330.5%-2.2 ptsRBC Q3 2025 Supplementary Financial Information (25q3supp.xlsx) [Page_29] ↗
Q2 FY23Apr 30, 202331.6%-2.1 ptsRBC Q2 2025 Supplementary Financial Information (25q2supp.xlsx) [Page_29] ↗
Q1 FY23Jan 31, 202329.9%-4.0 ptsRBC Q1 2025 Supplementary Financial Information (25q1supp.xlsx) [Page_29] ↗
Q4 FY22Oct 31, 202230.4%+0.2 ptsRBC Q4 2024 Supplementary Financial Information (24q4supp.xlsx) [Page 29] ↗

Cite this data

StockData. (2026). Royal Bank of Canada Stage 3 Allowance Coverage Ratio on Gross Impaired (%), quarterly Q1 FY16–Q3 FY26 [Data set]. Compiled from Royal Bank of Canada SEC filings and investor materials. https://stockdatahq.com/stocks/ry/kpis/cr-acl-s3-gil-cov-pct

See every metric in the Royal Bank of Canada KPI table. Data updated Nov 2, 2026.