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Royal Bank of Canada

RYNYSECommercial Banks, NECFiscal year ends October 31Also trades as RYLBF
Financials through Q3 FY2026, quarter ended Jul 31, 2026Last filing: 40-F on Dec 3, 2025Score 6/30
$204.57+1.59 (+0.78%)

Close on Nov 2, 2026Market cap $286.53BP/E 18.0Yield –

Royal Bank of Canada Total Allowance for Credit Losses / ACL (C$M) by Year

Total Allowance for Credit Losses / ACL (C$M) (M)

QuarterlyAnnual

Royal Bank of Canada Total Allowance for Credit Losses / ACL (C$M): 7,470M in FY2025, up 17.4% from a year earlier. That is the highest of the 10 years on record here.

Latest, FY2025
7,470
Period ended Oct 31, 2025
Change on a year earlier
+17.4%
6,364 in FY2024
History
10 years
Since FY2016
Sources
9
Documents cited below

Where the FY2025 figure comes from

Source: RBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_27] ↗

Annual history

Hover a value to see the sentence it was read from; calculated values show their formula

PeriodEndedTotal Allowance for Credit Losses / ACL (C$M) (M)Year on yearSource
FY2025Oct 31, 20257,470+17.4%RBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_27] ↗
FY2024Oct 31, 20246,364+18.6%RBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_27] ↗
FY2023Oct 31, 20235,366+27.3%RBC Q3 2025 Supplementary Financial Information (25q3supp.xlsx) [Page_27] ↗
FY2022Oct 31, 20224,214-5.7%RBC Q3 2024 Supplementary Financial Information (24q3supp.xlsx) [Page 27] ↗
FY2021Oct 31, 20214,471-28.6%RBC Q3 2023 Supplementary Financial Information (23q3supp.xlsx) [Page 27] ↗
FY2020Oct 31, 20206,262+80.8%RBC Q3 2022 Supplementary Financial Information (22q3supp.xlsx) [Page 28] ↗
FY2019Oct 31, 20193,464+9.7%RBC Q3 2021 Supplementary Financial Information (21q3supp.xlsx) [Page 28] ↗
FY2018Oct 31, 20183,159+40.4%RBC Q3 2020 Supplementary Financial Information (20q3supp.xlsx) [Page 32] ↗
FY2017Oct 31, 20172,250-3.3%RBC Q3 2019 Supplementary Financial Information (19q3supp.xlsx) [Page 35] ↗
FY2016Oct 31, 20162,326–RBC Q3 2018 Supplementary Financial Information (18q3supp.xlsx) [Page 39] ↗

Breakdown

What makes up total Allowance for Credit Losses / ACL (C$M)

Cite this data

StockData. (2026). Royal Bank of Canada Total Allowance for Credit Losses / ACL (C$M) (M), annual FY2016–FY2025 [Data set]. Compiled from Royal Bank of Canada SEC filings and investor materials. https://stockdatahq.com/stocks/ry/kpis/acl-total-m

See every metric in the Royal Bank of Canada KPI table. Data updated Nov 2, 2026.