RNSTNYSEState Commercial BanksFiscal year ends December 31
RENASANT CORP
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 5, 2026
$39.69−0.22 (-0.55%)
Close on Oct 19, 2026
- Market cap
- $3.66B
- P/E (TTM)
- 11.9
- Dividend yield
- 2.24%
Renasant statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | Renasant | Industry median |
|---|---|---|
| Market Cap | $3.63B | $679.86M |
| Enterprise Value | $3.06B | $408.94M |
| PE Ratio | 11.88 | 12.00 |
| PS Ratio | 3.31 | 3.61 |
| PB Ratio | 0.94 | 1.18 |
| P/TBV Ratio | 1.57 | 1.41 |
| P/FCF Ratio | 8.99 | 10.93 |
| P/OCF Ratio | 8.35 | 10.04 |
Enterprise value
| Measure | Renasant | Industry median |
|---|---|---|
| EV / Sales | 2.79 | 2.78 |
| EV / FCF | 7.59 | 8.25 |
Income (trailing twelve months)
| Measure | Renasant | Industry median |
|---|---|---|
| Revenue | $1.10B | $170.85M |
| Pretax Income | $391.17M | $70.12M |
| Net Income | $314.06M | $54.33M |
| EPS (Diluted) | $3.34 | $2.90 |
Margins
| Measure | Renasant | Industry median |
|---|---|---|
| Pretax Margin | 35.7% | 36.4% |
| Profit Margin | 28.7% | 29.1% |
| FCF Margin | 36.8% | 33.0% |
Returns
| Measure | Renasant | Industry median |
|---|---|---|
| Return on Equity (ROE) | 8.21% | 10.5% |
| Return on Assets (ROA) | 1.17% | 1.12% |
Growth
| Measure | Renasant | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 32.8% | 11.8% |
| Net Income Growth (YoY) | 96.6% | 23.1% |
| EPS Growth (YoY) | 31.5% | 22.7% |
| FCF Growth (YoY) | 357.8% | 27.1% |
| Revenue Growth (3Y CAGR) | 16.1% | 5.82% |
| Revenue Growth (5Y CAGR) | 8.28% | 6.17% |
| EPS Growth (3Y CAGR) | -11.1% | 1.26% |
| EPS Growth (5Y CAGR) | 6.94% | 8.24% |
Balance sheet
| Measure | Renasant | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $881.20M | $205.54M |
| Total Debt | $315.23M | $177.19M |
| Net Cash (Debt) | $565.98M | $164.40M |
| Net Cash Per Share | $6.19 | $8.13 |
| Equity (Book Value) | $3.87B | $560.44M |
| Book Value Per Share | $42.35 | $28.47 |
| Tangible Book Value | $2.32B | $472.29M |
Financial position
| Measure | Renasant | Industry median |
|---|---|---|
| Debt / Equity | 0.08 | 0.20 |
| Debt / FCF | 0.78 | 1.81 |
Cash flow (trailing twelve months)
| Measure | Renasant | Industry median |
|---|---|---|
| Operating Cash Flow | $434.42M | $61.20M |
| Capital Expenditures | -$31.07M | -$4.02M |
| Free Cash Flow | $403.35M | $52.43M |
| FCF Per Share | $4.41 | $3.07 |
Efficiency
| Measure | Renasant | Industry median |
|---|---|---|
| Asset Turnover | 0.04 | 0.04 |
| Revenue Per Employee | $365.28K | $353.78K |
| Profits Per Employee | $104.69K | $107.28K |
| Employee Count | 3,000 | 489 |
Dividends and yields
| Measure | Renasant | Industry median |
|---|---|---|
| Earnings Yield | 8.66% | 8.07% |
| FCF Yield | 11.1% | 8.89% |
| Dividend Yield | 2.24% | 2.48% |
| Shareholder Yield | 2.24% | 3.13% |
| Dividend Per Share | $0.89 | $0.93 |
| Dividend Growth (YoY) | 1.14% | 4.26% |
| Years of Dividend Growth | 1 | 2 |
| Payout Ratio | 27.7% | 29.4% |
| FCF Payout Ratio | 21.6% | 26.0% |
Shares
| Measure | Renasant | Industry median |
|---|---|---|
| Shares Outstanding | 91,404,500 | 18,839,100 |
| Shares Change (YoY) | 32.3% | 0.39% |
| Shares Change (QoQ) | -1.59% | 0.00% |
| Float | 89,497,700 | 17,061,900 |
| Shares Held by Insiders | 2.09% | 5.89% |
| Shares Held by Institutions | 90.4% | 61.9% |
Taxes
| Measure | Renasant | Industry median |
|---|---|---|
| Income Tax | $77.11M | $14.50M |
| Effective Tax Rate | 19.7% | 21.1% |
Scores
| Measure | Renasant | Industry median |
|---|---|---|
| Graham Number | $56.42 | $45.31 |
| Graham Upside | 42.1% | 21.6% |
| Altman Z-Score | 0.20 | 0.21 |
| Piotroski F-Score | 5 | 6 |
Calculated by StockData from Renasant's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.