StockData
Renasant Corp logo

Renasant Corp (RNST) stock

RNSTNYSEState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 4, 2026Score 21/309% below fair value
$39.91−0.34 (-0.84%)

Close on Nov 12, 2026Market cap $3.65BP/E 11.2Yield 2.23%

Renasant statistics

96 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.

Important dates

Next earnings
Jan 26, 2027 (estimated, after the close)
Last ex-dividend date
Sep 16, 2026
Fundamentals through
Sep 30, 2026
Share price as of
Nov 12, 2026

Valuation ratiosIndustry

Market Cap
$3.65B
$894.33M
Enterprise Value
$3.72B
$616.21M
PE Ratio
11.18
12.16
PS Ratio
3.32
3.66
PB Ratio
0.95
1.25
P/TBV Ratio
1.60
1.52
P/FCF Ratio
8.37
10.68
P/OCF Ratio
7.99
9.78

Enterprise valuationIndustry

EV / Sales
3.38
2.95
EV / FCF
8.54
8.51

Share statisticsIndustry

Shares Change (YoY)
17.2%
0.35%
Shares Change (QoQ)
-1.15%
0.00%
Float
89M
17M
Shares Held by Insiders
2.10%
6.05%
Shares Held by Institutions
90.4%
61.3%

Short sellingIndustry

Short Interest
5M
–
Short Interest Change
-8.84%
-4.13%
Short % of Float
5.56%
3.58%
Short % of Shares Outstanding
5.44%
3.18%
Days to Cover
6.72
4.85

Stock price statisticsIndustry

52-Week High
$44.54
–
52-Week Low
$33.16
–
20-Day Moving Average
$40.37
–
50-Day Moving Average
$40.15
–
200-Day Moving Average
$40.35
–
Average True Range (14)
$1.06
–
Price Change (1 Week)
0.53%
0.47%
Price Change (1 Month)
2.57%
4.83%
Price Change (3 Months)
-8.36%
-3.58%
Price Change (6 Months)
0.73%
10.8%
Price Change (YTD)
13.3%
19.6%
Price Change (1 Year)
14.7%
25.4%
Price Change (3 Years)
54.3%
76.7%
Price Change (5 Years)
0.99%
26.5%
Price Change (10 Years)
3.82%
67.0%
Average Volume (10 Days)
714,537
–
Average Volume (20 Days)
732,094
–
Average Volume (90 Days)
654,599
–
Relative Volume
0.78
0.66
Relative Strength Index (14)
47.6
52.6
Volatility (1 Year)
23.2%
24.4%
Beta (5 Years)
0.80
0.63

MarginsIndustry

Pretax Margin
37.8%
36.9%
Profit Margin
30.3%
29.5%
FCF Margin
39.6%
33.8%

Returns on capitalIndustry

Return on Equity (ROE)
8.70%
10.8%
Return on Assets (ROA)
1.23%
1.16%

Financial positionIndustry

Debt / Equity
0.21
0.21
Debt / FCF
1.85
1.42

GrowthIndustry

Revenue Growth (YoY)
25.7%
11.8%
Net Income Growth (YoY)
126.6%
22.7%
EPS Growth (YoY)
79.4%
21.6%
FCF Growth (YoY)
95.5%
27.5%
Revenue Growth (3Y CAGR)
16.1%
5.82%
Revenue Growth (5Y CAGR)
8.28%
6.17%
EPS Growth (3Y CAGR)
-11.1%
1.31%
EPS Growth (5Y CAGR)
6.94%
8.24%

EfficiencyIndustry

Asset Turnover
0.04
0.04
Revenue Per Employee
$366.42K
$359.04K
Profits Per Employee
$111.07K
$110.51K
Employee Count
3,000
492
WACC
8.36%
8.00%

Income statement (TTM)Industry

Revenue
$1.10B
$184.05M
Pretax Income
$415.23M
$74.07M
Net Income
$333.22M
$57.59M
EPS (Diluted)
$3.57
$2.99

Balance sheetIndustry

Total Debt
$806.48M
$162.54M
Net Cash (Debt)
-$71.96M
$166.15M
Net Cash Per Share
-$0.79
$8.19
Equity (Book Value)
$3.83B
$570.13M
Book Value Per Share
$41.92
$28.22
Tangible Book Value
$2.28B
$478.27M

Cash flow (TTM)Industry

Operating Cash Flow
$456.69M
$66.48M
Capital Expenditures
-$20.91M
-$4.27M
Free Cash Flow
$435.78M
$59.01M
FCF Per Share
$4.77
$3.35

Dividends and yieldsIndustry

Earnings Yield
9.13%
8.32%
FCF Yield
11.9%
9.23%
Dividend Yield
2.23%
2.44%
Buyback Yield
5.28%
1.80%
Shareholder Yield
7.51%
3.22%
Dividend Per Share
$0.89
$0.92
Dividend Growth (YoY)
1.14%
4.26%
Years of Dividend Growth
1
2
Payout Ratio
26.4%
29.0%
FCF Payout Ratio
20.2%
24.8%

Taxes and interestIndustry

Income Tax
$82.01M
$16.14M
Effective Tax Rate
19.8%
21.1%

Scores and fair valueIndustry

Graham Number
$58.03
$45.31
Graham Upside
45.4%
18.8%
Altman Z-Score
0.20
0.22
Piotroski F-Score
5
6
Lynch Fair Value
$24.78
–
Lynch Upside
-37.9%
-0.36%

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.

PeriodRNSTS&P 500DifferenceRNST per yearS&P 500 per year
1 month+1.6%-2.7%+4.3 pts
3 months-7.4%-1.7%−5.6 pts
Year to date+15.4%+11.9%+3.5 pts
1 year+16.9%+12.0%+4.9 pts
3 years+67.3%+78.2%−10.9 pts+18.7%+21.2%
5 years+15.3%+73.2%−57.9 pts+2.9%+11.6%
10 years+33.2%+309.6%−276.4 pts+2.9%+15.1%

Short interest

Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.

5M RNST shares were sold short on Oct 30, 2026, down 8.8% from the previous report, or 5.56% of the shares available to trade. At recent volumes it would take 6.7 days to buy them back. Over the last 20 sessions, 54.3% of the volume reported to FINRA was short selling.

Settlement dateShares shortChangeAvg. daily volumeDays to cover
Oct 30, 20264,976,967-8.8%740,9236.7
Oct 15, 20265,459,662+2.6%664,7328.2
Sep 30, 20265,320,755+11.0%903,2835.9
Sep 15, 20264,792,309+7.3%497,3459.6
Aug 31, 20264,464,371+4.0%538,5408.3
Aug 14, 20264,293,836+8.1%580,4907.4
Jul 31, 20263,971,997-4.4%594,6236.7
Jul 15, 20264,154,430-2.4%732,5485.7
Jun 30, 20264,258,541-14.3%941,4774.5
Jun 15, 20264,969,690-5.8%717,6516.9
May 29, 20265,277,226+8.3%705,5577.5
May 15, 20264,871,787+5.2%667,5567.3

Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.

See a number that looks wrong?