RBCAANasdaqState Commercial BanksFiscal year ends December 31
REPUBLIC BANCORP INC /KY/
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$90.67−1.72 (-1.86%)
Close on Oct 19, 2026
- Market cap
- $1.80B
- P/E (TTM)
- 14.1
- Dividend yield
- –
Republic Bancorp statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | Republic Bancorp | Industry median |
|---|---|---|
| Market Cap | $1.78B | $679.86M |
| Enterprise Value | $1.43B | $418.07M |
| PE Ratio | 14.06 | 12.00 |
| PS Ratio | 4.35 | 3.62 |
| PB Ratio | 1.54 | 1.18 |
| P/TBV Ratio | 1.59 | 1.42 |
| P/FCF Ratio | 13.05 | 10.93 |
| P/OCF Ratio | 12.30 | 10.04 |
Enterprise value
| Measure | Republic Bancorp | Industry median |
|---|---|---|
| EV / Sales | 3.48 | 2.78 |
| EV / FCF | 10.45 | 8.40 |
Income (trailing twelve months)
| Measure | Republic Bancorp | Industry median |
|---|---|---|
| Revenue | $409.49M | $170.85M |
| Pretax Income | $163.29M | $70.12M |
| Net Income | $128.00M | $54.33M |
| EPS (Diluted) | $6.45 | $2.90 |
Margins
| Measure | Republic Bancorp | Industry median |
|---|---|---|
| Pretax Margin | 39.9% | 36.4% |
| Profit Margin | 31.3% | 29.1% |
| FCF Margin | 33.3% | 33.0% |
Returns
| Measure | Republic Bancorp | Industry median |
|---|---|---|
| Return on Equity (ROE) | 11.5% | 10.5% |
| Return on Assets (ROA) | 1.82% | 1.12% |
Growth
| Measure | Republic Bancorp | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 0.53% | 11.8% |
| Net Income Growth (YoY) | 2.97% | 23.1% |
| EPS Growth (YoY) | 2.71% | 22.7% |
| FCF Growth (YoY) | -16.8% | 27.1% |
| Revenue Growth (3Y CAGR) | 8.54% | 5.82% |
| Revenue Growth (5Y CAGR) | 5.50% | 6.17% |
Balance sheet
| Measure | Republic Bancorp | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $354.09M | $205.54M |
| Net Cash (Debt) | $354.09M | $164.40M |
| Net Cash Per Share | $18.03 | $8.13 |
| Equity (Book Value) | $1.16B | $560.44M |
| Book Value Per Share | $58.92 | $28.47 |
| Tangible Book Value | $1.12B | $472.29M |
Cash flow (trailing twelve months)
| Measure | Republic Bancorp | Industry median |
|---|---|---|
| Operating Cash Flow | $144.75M | $61.20M |
| Capital Expenditures | -$8.31M | -$4.02M |
| Free Cash Flow | $136.44M | $52.43M |
| FCF Per Share | $6.95 | $3.07 |
Efficiency
| Measure | Republic Bancorp | Industry median |
|---|---|---|
| Asset Turnover | 0.06 | 0.04 |
| Revenue Per Employee | $420.85K | $357.09K |
| Profits Per Employee | $131.55K | $107.23K |
| Employee Count | 973 | 528 |
Dividends and yields
| Measure | Republic Bancorp | Industry median |
|---|---|---|
| Earnings Yield | 7.19% | 8.07% |
| FCF Yield | 7.66% | 8.89% |
| Payout Ratio | 27.8% | 29.4% |
| FCF Payout Ratio | 26.1% | 26.0% |
Shares
| Measure | Republic Bancorp | Industry median |
|---|---|---|
| Shares Outstanding | 19,634,200 | 18,910,300 |
| Shares Change (YoY) | 0.23% | 0.39% |
| Float | 18,375,400 | 16,895,350 |
| Shares Held by Insiders | 6.41% | 5.92% |
| Shares Held by Institutions | 28.9% | 61.9% |
Taxes
| Measure | Republic Bancorp | Industry median |
|---|---|---|
| Income Tax | $35.29M | $14.50M |
| Effective Tax Rate | 21.6% | 21.1% |
Scores
| Measure | Republic Bancorp | Industry median |
|---|---|---|
| Graham Number | $92.47 | $45.31 |
| Graham Upside | 1.98% | 21.6% |
| Altman Z-Score | 0.44 | 0.21 |
| Piotroski F-Score | 6 | 6 |
Calculated by StockData from Republic Bancorp's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.